Plastic3

Personally, I also hoped the commission can be a fixed percentage.

Pay & Pay

This type of appeal will take very long (few weeks to months) You can email OR draft out a letter and give to Officer at HDB Hub, go to the counter and ask to speak to an Officer regarding your agenda. I wish you good luck, but most likely HDB will reject.

Makeway View, 2000+sqft should be with 3-bedrooms. Should range from $2.4 - $2.7psf, dependent on condition of the apartment.

Yup, Sellers expectations won't change overnight.

Yup, ratio change can be one of the reasons, but the way the Agent answered salavanun's query seems strange... jtec14 is right about Agents not removing 'sold' property ads......sometimes no time, sometimes forget, sometimes leave it there so buyers will call....anyway the website have auto expiry date so sooner or later it will be removed

Of course there will be people who may flout the rules, like the "lock 1-room" rentals, some do it...some don't. Generally, I still expect less PRs to buy Flats here.

Nice clock, where can I find it?

I feel lower-end private rental will benefit as a good number of PRs will rent instead of buy (PRs cannot own property in their home country if they buy a HDB here) With the high rental prices of HDB, the PRs may just rent a private property...

As long as you have fulfilled the MOP period(5-years), you are allowed to buy and stay in a private property. Assuming you physically stayed in the Flat for 5-years or more (Did not rent out whole unit), it shouldn't affect you.

Yup, this is the requirement for fulfilling MOP, must physically stay there for 5-years.

If your intention is to move from your private property to stay in HDB for good/or for a few years then should not have too much of an impact for you. Just stay for 5-years, before renting out or buying another private property.

Depends on holding mode of the Flat, Joint-Tenancy or Tenancy-in-Common? Under Joint-Tenancy, the deceased joint-tenant’s share will be passed on to the surviving joint tenant Under Tenancy-in-Common, the remaining family or single occupier is allowed to retain the existing flat after the owner has passed away, provided they are eligible to own a Flat If theres a Will, will be distributed according to the Will If no Will, will be distributed according to Intestate Succession Act

Depends on your intention for buying the HDB...?

Also depends on Nationality & other factors, most tenants are Non-Singaporean so their culture and way of life is different from us, some tenants like to cook alot others always eat outside even if you allow them to cook...etc Some Landlords I serve set certain profile for tenants, even if they're MD, CEO, President but come from certain country also can get rejected....

Nice analysis from bepgof This is why it is good for new Landlords to engage an Agent to serve them, Agent will know which tenant is good profile & which is not so good profile through experience.....pardon my self promotion

Yes, if you want to sell it yourself get another number, but whether you add "ERA/PN/DWG/OT" doesn't really make much of a difference.... Agents will still call you

1] If you have only taken 1 HDB loan, you are allowed to take 1 more 2] Not likely to sell at a loss at current moment 3] If you are taking a 2nd HDB loan, you're required to use part of your cash proceeds from the sale to pay for your new HDB flat 4] $20k - $50k (depending on location)

About $5500 - $6500

Been using Starhub since I switched to broadband, quite reliable but....seems once every year or two I will lose the connection for a few days which is quite frustrating...

On mainland PRs can buy, but must seek permission, factors that affect successful application: - The individual can provide economic benefits to Singapore or makes adequate contribution in Singapore - The individual possesses professional or other qualifications or experience which are of benefits or advantageous to Singapore even a foreigner can apply if they're a big shot On Sentosa Foreigner can buy without seeking permission

My calculation can differ quite a lot from projections by analysts, so the number I give you is quite useless when compared to other people's figures... The Metropolitan Condo(D3) & SOHO 188(D8) are a couple that are comparably better, if you really want a number...I calculated both to give above 3% Net Yield at current prices, do let me know if your findings are similar to mine... I feel my sample size is too small to come to any conclusive verdict of what factors affect yield, will carry on with my research but unlikely to reach a result anytime soon...as this is more of a hobby that I do when i'm free

Welcome The vacant cost is just the time that the property is left untenanted while owner is still servicing loan & other costs... In a good market a property can secure a tenant within a couple weeks(sometimes even no lapse), in a bad market it could take months....I use 1-month.

From my research I have not found any property with above 4% Net Yield at current prices (I only look at Net Yield and not Gross Yield, so far I have looked at about 120 projects) If there is any particular project you fancy I can help check it out

Jln Tiga Ratus does not have many recent transactions, the rental data that I found is only $1.19psf which I believe is outdated, I think most of the houses there are owner-occupied and not tenanted, if you are staying there could you verify this point? I estimated the $4.5k+/- from nearby terrace houses current rental asking price, like Limau Terrace, Limau Rise, Seagull Walk...etc The Gross Yield I calculated is 2.4%, Net Yield 1.68% (using current sale/rental asking rates: 8th Aug 2010) My calculation is usually more conservative as I factor in vacant/maintenance costs. Please use my input as another reference, it is not meant as investment advise