Wu Jiahong Alvin Ng

Upzzz, still available, definitelu neg for sincere buyer, whatapps u e photos if u r keen then discuss.. Selling 120, slight neg or offers welcome,.. Tks

>realconsultant, yes my agent did a I.P.A Frm bank.. N already approved.. Just need to sell my current flat for e assurance Frm bank tat I can cover e new Hse mortgage Loan Frm e bank.. So e bank can loan me up to 80% of e selling price of e flat.. E remaining 20% will be cpf combine with cash.. Tks for ur gentle reminder...

>chronograph, yess, my agent did told me 40k use by cash, half e cash proceed have to go to cpf if I take Hdb loan, however I taking a bank loan, so 5% cash needed for downpayment , remaining 15% will use cpf to deduct when nearer to TOP! ;p

How abt 707 Alpine?? Any feedback??

Chey... Wat u mentioned I also KNow Wat, , u think every1 is rich to own private??? Ur commented doesn't relate to my thread Q lor! Lol...

Hi all, anyone had applied 2mths ago BTO Keat Hong Pride n wats ur Q number??

Mid August my family n I will go Hdb hub select our new bto unit n 2k of option fee on tat day, 4mths later when signing of agreement lease then need to pay e 10% of flat purchase.. So if I will to use HLE then this will be my 2nd concessionery loan Frm Hdb, 40k resale levy to return back to Hdb.. So 3-4 yrs down e road then my hubby n me will decide whether to go for Hdb loan or bank loan,

I will selling my resale 4rm this half a yr.. Then rent a 3rooms unit with my cousins to share e rental.. Now in e process of going resale checklist n my agent will ask e valuators Frm Hdb to come valuate my Hse, n in w meanwhile look for buyers.. I will use some of my cash for rental this est 3-4yrs while waiting for my BTO at Keat hong to complete.. So during this few yrs will be renting a 3rooms with my family n cousin.. Hope everything go smoothly thru e process.. As for e 10% downpayment for my new flats agent told me not to worry, after I selling my this Hse already then can use cpf/cash to pay, no withdrawal of money yet cos HLE n bank loan to decide when e new flat is nearer to TOP..

Yes, j have checked with Hdb officer thru e phone.. Need to downpayment 10% of e new flat purchase as am a 2nd timer for Hdb loan.. in e meanwhile I just wait for e letter between June to oct to go select my new flats, understand tat when comes to select e new flats, a 2k is payable for 4room for option fee, n 4mths later I have to pay a 30++k based on my new flat 250k. N stamp fee which currently I dun have this 30k CASh in hand to pay.. So dilemma whether to proceed for my selection of flat???? If I proceed my selection of flat n pay 2k n mths later if I dun have this 30k++ then my option fee will be forfeited...

Yes is a 5AM ... Not EM, Wat e difference n e pricing??

Am looking for a EM west area, I found a EM at jr west valuation at 440k, owner asking cov 48k.. 139sqm.. Broken marble flooring, still deciding whether to sell my existing 4room at bt batok n buy EM?

Hi all, my questions are.. Now am staying at my own resale 4 rooms, meanwhile I had applied BTO 4room. Today I checked mt balloting results, I was given a Q nos of 279/656 4 rooms units., currently my spouse is working with a Mthly salary of 1.7k .. Cpf not much, cash also few k. But sooner Hdb will send us letter to us to select our new flats, I just want to know me n my spouse cpf left with only few hundreds cos of Mthly instalments where we currently live it, so do I go with it to book my BTO flats as it need down payments ??? As advises??? Tia

Tks u guys for e good info!! Cheers....

Yes Kalimantan, very true of Wat u said, moreover if delay outstanding loan Frm bank loan, they will come knock doors n even??? Any1 or other fren of Urs encounter e worse scenario if few months never pay Hse instalments,, any1 can share if delay Frm instalments Hse monthly using bank loan??

Yep, is at jr west, Cck some area also have, but more than 20yrs flat .. To each individual liking.. Still deciding whether to go for bank for Hdb loan?? Any advises, bank Loan interest is much lower than Hdb, do they have their pros n cons?? Would like to hear feedback n advises Frm e forumers.. Tks

Hi, as mentioned above, I looking to selling my 4room at 400k, n intend to buy another resale 4A or 5room, am intending to get 2nd loan Frm Hdb cos am still eligible, my question are , my outstanding loan owning to Hdb is 120k, my spouse salary abt 2k.. N I temporary looking after my bb... So as for myself I have no income.. Btw wats e cash proceeds if I will to buy a 450k including cov of another resale.. Any1 know how to calculate n how much I needed to loan Frm Hdb if I buying a 450k 5rm flat.. Thanks!

Bento, yes, this is my 2nd time applying for Hdb loan.. Elaine81, tats mean ur cash proceeds is 90k in cash in hand or??

Ok, let say I'm selling my resale 4rm ard 350k est, buying a new flats at 350k.. Cpf 0, 40k resale levy, 120k outstanding loan to return to Hdb.. How much can I get back e sale proceeds??

are u selling ur resale n buying new flats??

Lol... So funny

Hi.. A great transformation of ur 3 rm flats.. Very nice Reno n comfortable look.. Congrats..! Can pm me ur Reno cost n quotation?? Cos me perhaps need to renovate my place too... Thank u u in advance!

as mentioned above.. state down e brands, threadcount n material u guys are using... anyone heard abt high end bedlinen like frette, signoria n sheridan... any1 using e high end brand.. wats ur feedback.? tks...

Hi.. anyone have been renovated by this firm as mentioned above.. hows e comments??

ur welcome.. its alright.. cos we are also a fish lover n 无所不谈 de young couple.. hehe...