MaCe

see, the most important problem to tackle is the moisture/water. just donno those weatherbond paint(external walls of buildings) can tahan the excessive water splashing(bath)....can right? then a ventilator to suck out all the water vapours. hmm....

here the intended menu. 1) cheese fondue - with all the condiments, side dishes(chicken/meats balls, frenchloaf) 2) pasta - self help pasta noodles, pour gravy yourself. 3) Salad - butterhead lettuce, romaine. 4) Onion soup by the pot. 5) Polar cafe pastries 6) drinks (cocacola, earlgrey, coffee, cheenatea, red wine, DOM) 7) guinea pigs to entertain you while you eat. _____________________________________________ Choco fondue 1) chocopowder sponsored by Mr/Mrs Compassvale 2) strawberries sponsored by Mr/Mrs Gendon 3) grapes? mango? some exotic fruits? _____________________________________________ Titbits? knickknacks? !!

my house(hdb) no skirtings. 1) save the money 2) no gaps behind your cabinets( playground for insects/lizards) 3) looks nicer to me

hold your final payment. !!

not all houses (especially those with funny structures) can use wireless - signal cant pass thru 2 layers of concrete wall.

you mean downlights right? cool white 860. infact for whole house except for 1 location i use 860. individual preference. just dont like warm white colours.

!! leh.... polar cafe - me intend to get them liao. 1) cheese 2) polarcafe pastries 3) drinks (of cos) mrcompassvale bringing the chocopowder, gendon - strawberries.

the english site one can use to check out your element. the formulas are fixed - though a little complicated but once you understand them - easy. some pple have no idea why they like to bathe in hot water since young....until they saw a fsm who tell them that their bazi NEEDs fire. Or vice versa - needs water (bathe only cold water, cant take hot bath).

ya i need his address....lost it. still waiting for gendon 's reply to my email. what to prepare what to watchout for....the 02dec. btw pls dont bring ANY GIFTS...if you wanna bring something BRING FOOD! !!

you guys/gals better confirm with him early....(if you have decided to use hobee). cos i heard his schedule is already packed all the way till CNY liao. bigger projects he might not be accepting.

provided your wall are painted with easywash type of paint. both nipponpaint and ici carries them.

i believe NONE of you(members) can beat my friend. he is staying in a those 1.5 room old flat - 1 person. PUB bill mthly - $260+ wahahhaa

alright! another 20+ yrs old EM hehe. time to go look for warehouse sales now...many coming up , designer taps, bathroom accessories...etc

actually the 7days is not by the books. as long as you bought your house from hdb...they are obligated to rectified your defects. they just need more time though...especially those new lousy estates that got lots of rectification works.

Harassed by loan sharks THINK the 10,000 figure is startling? It gets even worse. On one busted loan shark syndicate's database, there were 1,000 debtors. These ah longs (loan sharks) were dealing in $500,000 every month. Another had 500 debtors, with a turnover of $80,000 a month. The loan sharks' tactics are also getting bolder - they use debtors to do the dirty work. And they harass the debtors' neighbours. The notorious Ah Long San (former loan shark Chua Tiong Tiong) was jailed in 2001, but three equally dangerous characters who go by the nicknames Tiger, Carlsberg and Rolex have taken his place. These three men run loan sharking syndicates and have groups of runners helping them. The police have nabbed some of their henchmen in recent months. The cops are taking a tough stance because the number of loan shark related harassment cases has gone up. In 2005, there were 8,568 police reports lodged, before the figure shot past 10,000 last year. In the first half of this year, four major intelligence-driven operations were conducted, resulting in the arrest of 32 suspects, police spokesman assistant superintendent Toh Boon Ngee told The New Paper. 'In April, police busted a syndicate (with 1,000 debtors)... that was responsible for at least 230 cases of harassment island-wide,' added ASPToh. Last month, police said they had conducted raids against loan sharks at Yishun, Hougang and Eunos and arrested three men between 32 and 39 years old. Over $100,000 in cash and other items such as computer storage devices and handphones were seized. RECRUITING YOUTHS From the arrests made, the police noticed a worrying trend of loan sharks recruiting youths and debtors to assist them in their unlicensed moneylending and harassment activities. The debtors-turned-runners are forced to open bank accounts under their names for illegal money transactions. This means the loan sharks can stay out of the picture if the police discover the accounts. The police said that three months ago, one of Tiger's runners was arrested. This man has since been sentenced to 12 months' imprisonment and 2 strokes of the cane. The 32-year-old had taken a loan from Tiger last November, which he could not repay. To clear his debt, he worked as Tiger's runner, assisting the man to withdraw and transfer money through ATMs. In another operation in June, a 19-year-old national serviceman was arrested for abetment of unlicensed moneylending. He had been working for both Carlsberg and Rolex. Between February and June this year, he helped to collect repayments from debtors and performed ATM transactions for Rolex. Earlier, he was also helping Carlsberg collect repayments. If the debtors could not pay, he would harass them by splashing coffee at their homes. He has been sentenced to two years supervised probation and 150 hours of community service. ASP Toh said: 'Police take a serious view of unlicensed moneylending and harassment offences and will continue to act against the offenders. Police will not hesitate to take action against debtors who are found to be assisting unlicensed moneylenders in their illegal activities.' Those who harass or intimidate anyone in connection with loans by an unlicensed moneylender face a maximum fine of $40,000, or up to three years in jail, or both. Those who damage property as part of the harassment can also be caned. Debtors' neighbours feel loan sharks' fury HE owes nothing to loan sharks, yet his door has been splashed with paint on numerous occasions. Mr Tan is the victim of the loanshark's new tactic of harassing the neighbours of debtors. He found out that a neighbour had once borrowed money from loan sharks. The retiree said in Mandarin: 'I know she feels bad about what happened. I never scold her. What for? It's beyond her control. 'She did apologise to us and told us that she has already cleared the debt so many years ago. But the loan sharks still return to vandalise. 'We have already informed the police. We can only leave it to the police to do their job.' Others in Mr Tan's Bedok Reservoir Road neighbourhood have also been harassed by loan sharks. Mr Low, 59, who lives one floor below Mr Tan, has also found fresh paint on his door on a few occasions. Last week, another neighbour returned home after work to find the grille gate locked with a bicycle chain. LOCKED INSIDE FLAT Said the neighbour, Mr Ng Cheng Heng: 'My son was locked inside the flat. What if something happened and he was trapped? 'The loan shark should go after the person who owed them money, not the neighbours.' The 48-year-old marketing executive lives with his wife and son in a four-room flat below the resident who had borrowed from the loan sharks. When approached, the resident, who declined to be named, admitted that her husband had taken a loan from a loan shark five years ago. But they claimed they have since cleared the debt. Said the middle-aged woman: 'I don't know why the loan sharks keep harassing my neighbours. Now when I see them I feel very malu (Malay for embarrassed). 'We don't know which loanshark is doing this. My husband even took a day off work and stayed home, hoping to catch the loan shark who vandalised my neighbours' flats. But they did not turn up.' Her neighbour, Mr Tan, joked: 'We're no longer disturbed by the loan sharks. When they splash red paint, I'll paint my door red. And if the paint is black, my new door colour will be black.'

hmm...guess you better set a budget for reno and a separate budget for lightings separate budget for furnitures also. then add them up and see the

hmm some wacky new idea you have - it does make sense. especially if you fix a ventilator in the toilet...hmm.

i think as long as it's hdb...no problem on the size except for those new flats with full height windows. just take the measurements of all your windows and go to toa payoh central/joo chiat, tell the shopowners you want readymade curtains and they will tell you which one to buy.

this one cantona one?

very tok kong kitchen!!!

the tornado lights are very bright - but ugly. it all depends on you as i think you are more on LOOKs. for a 3room , 1x32w circular lamp is good enough to brighten the livingroom. what about those standing lamps that project the light to the ceiling? place at the corners?

simply put - nothing is free. all these free bazi calculation webpages either tells you too little or just plain GREEK. for fun ok lah.

- I think that water features need to change water every now and then yes. put a dash of bleach to prevent flies/mosquitos - There can be algae/fungi growing on it after some time. yes, put some salt also. - I like the sound of running water that a water feature provides as much as the next person, just not the whole day - Consumes electricity when on, breeds mosquioes when off. consumes very little electricity - dont worry.

haiz..... gloss type? tried magicclean?

kitchen - approx 10k 1 toilet - approx 3k window grille - approx 2-3k. wardrobe around $190-$220 per sq foot run.