Warrior88

Can't find the previous post where scrap dealer will pay you for old air con. because gain city don't do trade off when they install my new aircon. Anyone who has the contact. pls let me know Thank you in advance

Hi everyone, Seen somewhere before there use to have a thread about scrap dealer paying for old split air. Cos Gain City do not take in trade off. Can't find this thread. Pls give me the contact for this scrap dealer in you know Thank you in advance.

My OTP lapsed for 2 days, as my wife is overseas ( agree by seller ) to meet 2 days later So, new draft of OTP was prepared, option date as that day and OTP date 14 days later. with the excercise date was as that day. Agent claim this is the right way to do. But my point is how can the letter of Offer date be earlier than option date ? Agent says, HDB only check letter of offer date must be earlier than excercise date. They don't care the option date. Confused ..... how can bank offer before option date. Bank will not loan with OTP document. Agent says, don't worry, they are experts in this line. Agent also claim they have many submission to do each day. Must give them time. By the way, for application online, is there a reference code. I wanna monitor this shrewd agent. Later, I found out actually, agent side seller as they want to delay the transaction.

Just to add on, Max contributions of CPF is based on $4500 salary ceiling, employer/employee Age (30 ~ 50) 653/900 - 14.5%/20% Age (50 ~ 55) 473/810 - 10.5%/18% Agr (55 ~ 60 ) 337/563 - 7.5%/12.5% Allocation of contributions to ( OA ) Age (45 ~ 50) 55% Age (50 ~ 55 ) 46% So, may need to reserve some cash to cater this shortfall of OA funds

Assuming, no developer wants them. So current managment committee renew the lease at the current market price ? Also, technically, can building exceed the lifespan of 99 years ?

Before excercising the OTP, seller agent ask me if mine is normal sales, I say yes. Both seller, buyer same agent because not allow co broke. 1st appointment can be early August, but agent opt for mid Aug, cause seller don't want too early. And claim that I must respect the seller and not for my convenience. Just an example to agent taking seller sides. Sometimes, feel like just calling off the deal

Imagine a unit smaller that hdb 4 room costing more than $$$ millions

Yah... I guess that sounds more reasonable after all not getting HDB loan, so loan amount shold not be decide by them.

Thanks Phantom ..... Weez....at least no need to stress out this issue. By the way, under which circumstances will your cpf be wipe out.

Buying resale HDB with bank loan. Current pte house still service by cpf wth some balance bank loan. I had question. Will CPF wipe out all our OA for downpayment for "BANK LOAN" ? If so, when should I park aside the excess OA fund ? Timing is important because, don't wanna to park too early. Wanna keep some to service current house loan. How much to keep ? All these 4 below ? 50% of the minimum sum ( 57k ) - OA/SA inclusive 15% valuation price Stamp Fees Legal Fees Did I miss out anything.

Undeclared COV - Seller have negative sales, meaning they cannot get back cash from CPF if sold. But they wanna pay agent comm. Declared COV for gain sales, because either way, they will still get back this cash.

Currently, requesting for letter of offer. Trying for 80% loan OCBC = 80% ok Stand Chart = 70% ( for 2nd house ) May Bank = 70% ( for hdb house ) But OCBC rates are on the higher side

I thought stamp fees is calulated as below 1st 180k = 1% 2nd 180k = 2% 3rd 180k = 3% So for 400k, it should be 6,600 ????

Stamp Fees = 6,600 Legal Fees = 2,500 ~ 3,000 ( sometimes bank subsidy 0.4% ~ 0.5% loan amount ) If I am not wrong, both can use CPF after setting aside the minimum sum of 57,000 ( OA & SA )

I had blood letting done at Odean Katong " Annie Tiang. It had help to relieve the pain for 90% Now, I just use the " TENS " Therapy Eletromagnetic Nerse Simulation. It helps me to produce my own endorphins to relieve all pain. "OMRON HV-128 "

Hi everyone, Is it possible to download e dictionary ( english to english ) to the memory card in the handphone ?

Since you are clueless about this. Best way is to book a tour package here. All the place mention are already in the itinery Unless, you like to go to Mystery Spot, 17 mile drive Or you may have free tickets, lodging etc. Car rental are cheap, but not the insurance that come with it. Decide on the kind of holiday you want first. Adventure, sight seeing, shopping etc After that you will be spoilt for choice. Or book a tour package and follow by stay extension

You running away or what ? LA is kinda big. Many hotel/motel and place to eat.....if you have car. Or should I say must have a car. Taxi is very Ex. 20 minutes drive may cost you USD40 exclude tips. Don't have like walk down can eat mee pok. Driving directions is easier than Singapore.

Just wanna check if it is legal to post map from the streetdirectory.com

Why? you scare ppl go after you ah? Rich ppl always say they bo liu, thats how they get rich. ID many lah, just search loh, many bros & sis here very pro. For me really no money to consider ID. Better get off this thread, ppl here very serious in discussion on 6 digits decision. I also trying to getting tips from them.

Thought your hb rich? Mafia always stash their cash well, never tell you? Also now you live in sixth Avenue right ? like the fifth Avenue in New York

Bill is one good example of Robin Hood who set up the Bill & Melinda Funds charity org. Remarkable guy indeed. From ancient time, before $, ppl fight for land. In animal kingdom, they fight for territory. Soon ppl start getting wealthy, they built fort, great wall to protect them. All living things do this, not that they are greedy, but they are protecting the most important part of their quality life, that is "Family or love ones" We want those that are dear to us to be protect and live comfortably. As for the Cubians, not that they are more contented with life than those billionaires. Its just that they are not expose to the quality things. Sometimes, I also dread coming into renotalk, cos some forummer will mention good stuff that I will never be able to buy. They more you know, they more you want. Better don't know like the Cubians, can smile everyday

Definitely no. Its like the during the WWII torture chamber tool.

Anyone remember the show "indecent proposal" by Robert Redford & Demi Moore. I am not talking about the steamy scene. People will go at all extend to get money first so as to improve the quality of life.