therat

U mention "get the a flat through the sale of balance flat" Direct HDB flat from HDB. NO grant.

few yrs back, when I bought Panasonic LCD TV. They didn't give us the wall mount. They say, since you had choose stand, No wall mount. Choose wall mount. No stand. Even the adv say "Free wall mounting"

For Q1. Check this http://www.renotalk.com/forum/index.php?showtopic=3898 Q2. Depend on what colour and design you prefer. Q3. Yes. Easy to change the hob

anything that are build-in HDB don't remove. HDB only help to remove those that can carry and go.

if build in, HDB will not remove for u. 3 item. Eg dinning table - 1 item, 4 chair - 4 item. Total 5 item. For east coast town council, 1st 3 item FOC. Afterwhich $5 per item. That is yrly, not mthly. They didn't spell out @ their web The pickup time and day, weekday during office hr

simply. call HDB. Clear all your doubt

1. For private owner, if want to buy resale HDB. No grant. No HDB loan. Only Bank loan http://askhdb.hdb.gov.sg/Home/hybrid/Theme...RecordQuestion= Q: I am a private property owner. Can I still buy a resale flat? A: Yes. If you are a private property owner, you can still buy a resale flat as long as you occupy it. However, you will not be eligible for the CPF Housing Grant and HDB concessionary loan. 2. Yes. It use to be 1 yrs until recently it change to 3 yrs for Bank loan http://www.hdb.gov.sg/fi10/fi10322p.nsf/w/...id?OpenDocument Resale Flat bought in the open market (without CPF Housing Grant Scheme) For resale applications received on or after 5 March 2010, the MOP is 3 years from effective date of resale, regardless of the type of loan taken by the owners or loan status. Resale applications received before 5 Mar 2010 and existing owners of non-subsidised flats are not be affected. The MOP is as follows: * 2½ years from effective date of resale if the owner takes a loan from HDB * 1 year from the effective date of resale if:- i. the owner has not taken a loan from HDB; or ii. he has taken a loan from the bank/financial institution to finance the purchase. bepgof bought the HDB before the rule change. So he can buy private property after 1 yrs. Same as me. At least you better than me, I need to wait until Feb 2011

may be. My HDB also using cash + CPF but HDB officer ask for valuation report.

Must stay in HDB that is old rule. Few yrs back change liao. As long as you had meet the MOP. U can rent out and stay @ condo. Alot of ppl are doing that. Especially now, the HDB rental very good return. can use the rental to pay their condo. BTW, FYI. Once you purchase a private property. All those rebate (PUB/ SC ) that announce during budget time, will be take away.

Some bank pay for valuation cost. Once when I'm searching for mortgage loan. I need to pay back the valuation cost if I do a fully repayment within their lockin period. The SCB banker didn't told me this until I ask. Basically that banker service SUCK

use CPF also need the report. B'coz CPF only can use to pay the valuation price. The only chance don't require the report is, you pay all in CASH

May be you want to take a photo of your existing MCB. My resale HDB is 30 yrs old, I ask my electrican to check the existing MCB. See is there a need to change. He just look at the MCB and say. This is new type. Old one.. only had this new one .. had this and this. Until now, I still don't understand what he mean by this and this.. Ask my husband .. he look at me.. In school , you never learn before mah.. I was.. Hmmm.. didn't pay much attention during Electrical lab as my partner do things very fast. Before I realize what happen. He finish the lab liao. He want to finish fast fast, so that he has more time to sleep.

Mortgage fee, you better ask. When I ask a lawyer why mortgage fee is exclude, he explain , the mortgage fee is pay to IRAS. Hence it is not include in the lawyer fee. However, I read some ppl mention his lawyer fee include the mortgage fee. So I don't know what is the standard practice. Mortgage fee cost $500. The main thing, he did a good job for you.

Don't think TS will understand what is MCB and ELCB. MCB http://en.wikipedia.org/wiki/Circuit_breaker Look like this ELCB http://en.wikipedia.org/wiki/ELCB Look like this

Will the rental price wait for you after 3 yrs?

hmm.. I guess you miss out this posting http://www.renotalk.com/forum/index.php?s=...st&p=553916 3'I' Corner. 70 sqm. Valuation at $385,000. Ask: $460,000 R u fainting

I don't know about yours. But my house has 1 circuit breaker in the house. The right outside near to my gate, has another circuit breaker which i think should be maintain by HDB or PUB. (I think) But in what situation the power will trip? Is it trip after you plug in certain application. Sometime may due to overloading. When is the last time, you had change the wiring

my choice "All white"

Flemingo Valley. Understand the sale move very slow. Location also not that good $1200psf is for 3 bedder?

property bought before 1 October 2003 can use SA for loan installment which goose you look at? share share le.

If you had your own prefer lawyer , by all mean. No rule say must die die use bank panel lawyer Use bank panel lawyer mainly is for the bank legal subsidy. U can call ur banker, ask him/her is your lawyer firm inside the bank panel. I come across lawyer firm charge GST

do the lawyer represent all party bank u CPF Include GST? Include mortgage fee? Make sure the person you alias is a lawyer. Not some business manager or whatever

ur unit is top floor. U want to hack the beam. Later roof drop on ur head then u know

htng, your WC water outlet how tall ar? Any idea, what is the correct height? My contractor did a est 6mm tall but I afraid the water flow might push the washing machine hose out. Ask my contractor , he say.. long one will have problem. BTW, your cabinet colour is my top cabinet colour

they told me $35.50