Hello all, it has been a good over 17 years since my last blog (can read it --> here) and many things have since changed in my life.

Recently decided to downsize to an older 3-Room HDB flat, since I'm not getting any younger and it would be easier to clean and maintain, haha.

Hence, decided to come back here to pen down like a diary/journal for myself - this is an ongoing process as it kind of just started, right now, looking for a new ID [I think my previous ID had since 'closed shop'?]...

However, coming back here, there has been a lot of changes, for one, there is a new folder for resale flats t-blog (which wasn't there last time), the older t-blog folder is now full of 'nonsense' threads, which I wonder why the administrator/moderator not removing them, haha.

Journal 1

19 Oct 2026, I applied the HFE and amazingly received the approval the next day (20 Oct 2026).
Yes, I know and read that it usually would take 4 weeks (or longer), but I'm definitely not complaining such 'rare efficiency' from HDB yeah, haha.

Next up, I had went for a total of 5 flats viewing around the region of New Upper Changi Road - on 1 Nov, 3 Nov, 4 Nov (2 viewings) & 8 Nov 2026.
I pretty much like the third flat viewed (high floor), which more or less set things in motion:
11 Nov 2026 - paid $1K option fee.
12 Nov 2026 - applied for HDB valuation.
14 Nov 2026 - HDB valuation outcome released, paid $4K option exercise fee and bought the floor plan online (700 square foot/65 square metre).

Currently, I intend to:
(a) combine bath & WC into 1 + enlarge the space (means a smaller kitchen space), 'eating' into bedroom 1, which is my master bedroom;
(b) keep WC entrance, make another entrance at my master bedroom - dual entrance;
(c) enlarge master bedroom;
(d) knock off wall at bedroom 2 to create a large living room (L-shape);
(e) reduce kitchen length with glass doors to create look-through open concept.
The above needs to be discussed with ID to maximise the space eh.

May look into Feng-Shui too, haha.