Doing Without Home Construction Loan

[pantieileen 2]

That Sandy Lane property is a upper floor duplex unit. Similar to the upstairs unit of a walk up shophouse.

no leh says terrace house leh...what is duplex? anyway how come there's people just selling 2nd floor of a terrace house? then how to share the staircase?

[yoongf 11]

no leh says terrace house leh...what is duplex? anyway how come there's people just selling 2nd floor of a terrace house? then how to share the staircase?

Like a shophouse with 5ft walkway lor. Got 2 title, 1 is for the grd floor unit, 1 is for the upstairs unit. Both unit jointly own the land like normal apt.

There are quite a few of such duplex, mostly ard geylang, aljunied. Very messy arrangement.

Actually got sub $1Mil landed property. Mostly in Thompson Estate, where land ard 900 - 1100 sqft. The bulk of level 1 is use for carpark, and level 2 is the main living floor. Can do up like SOHO concept. quite interesting.

[Plastic3 0]

no leh says terrace house leh...what is duplex? anyway how come there's people just selling 2nd floor of a terrace house? then how to share the staircase?

For Duplexes there's a staircase outside to access the upper level

[GianCann 0]

I get why people try to avoid a home construction loan, especially with today’s rates. But in practice, credit isn’t always the enemy. A well-structured loan can help you build sooner, manage cash flow, and spread costs over time instead of freezing all your savings. Sometimes flexibility is worth it.

[GarryGrey 0]

Honestly, I’ve seen people stress about loans like they’re the worst thing ever, but sometimes they’re exactly what you need. For example, I used salmon partner stores list to find places where I could buy things now and pay later with easy terms. It made budgeting way less stressful. Credit isn’t perfect, but if you use it wisely, it can really help you move forward instead of waiting forever.