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Publishing books is the lousier way to make profit, most cases writers has to top up money to pay publisher, as well as to beg distributors to display the book for sale, worse is the promotion process....to get book sold first, 1st thing is to make sure you are "somebody", follow by promotion.....esp book to carry writer's signature. Should consult LT & JY for book publishing and selling techniques.

She is already 走火入魔。 Placing items which ones like is ok cos can enlighten ones' mood and mental health so to make positive decisions. If she asks you to put a patch of "s h i t" which she mentions can bring wealth, would you put? That is the "source" which mislead ppls and "corrupt" the reputation of FS.

Postings too old all went to "museum" liao.

Good & wise move! 24hr trading will be next!

Commission is taxable & is part of "gross income". http://www.iras.gov.sg/irasHome/page04.aspx?id=184

Understand the FS principles and "apply" in real life, not keep shifting table & chairs, putting mirror, bagua, hulus, water lah fish lah, reflective film, crystal, what beam here & there, what sharp corners........ "apply" in real life: simply - cold weather, wear more cloth, keep body warm. - Make "environmental settings" to your comfort & convenience, but not at expenses of others. - Identify "obstacles" - solve them. - Plan ahead, make things happen, not "wait" for thing to happen, don't expect "miracle". so on so for, understand ? 兵来将挡，水来土掩。Wise to standby "将" and "土" at all times.- fs principle. From yinyang & wuxing's sheng & ke functions- things on earth are "changing" every moment to reach their "optimum" mixes. This mix will reach with that mix, etc. History repeats itself. 物极必反。Like moon phases from new-waxing-full-waning, etc. These are FS principles!

Plato (428 BC-348 BC) made money by "publishing" book - The Republic? Sun Wu (孙武)(544 BC - 496 BC) made money by "publishing" The Art of War? LT & JY sure made $$$ by publishing book & DVD. The language in LT & JYs' books is "layman" enough, but too "long winded". LT did not explain the "rational" or even the history development, but keep stressing energies, magnetic field, crystal & repeat & repeat again to make the book "thick". JY did explain some rational, but not good & detailed enough. May be he was too busy with video filmig and conducting courses. So many things to "try" meh? What are these things ?

Stamp duty fee is the $ paid to IRAS to get doc registered & "recognised" by singapore law. Can tell which bank & amount?? Legal fee also absorbed by bank??? Lock in 5 year with fixed interest rate, you choose??? "Sweeteners" are not always good.

1. When arrange for mortagag loan, MUST indicate the ownership methods of property is "Joint tenancy" or "Tenancy in common". Joint tenancy - if one owner dies, the surviving joint tenant immediately becomes the owner of the whole property. This is called a Right of Survivorship. This type of ownership is generally used by married couples. Tenacy in common - upon the death of one co-owner, his or her interest will not pass to the surviving owner or owners, but will pass according to his or will. If there is no will, his or her share will pass according to the law determining heirs. Ppls choose this method if co-owners are just friend/relative/colleagues...Believed the TS's case is this. Existing co-owner can always transfer his name out and insert his appointed name with same amount of share in the property, this is the transfer of title, can only be done by lawyer with a consideration of stamp duty to make the document valid. Lawyer will have to work with other co-owners and bank( if o/s loan) & these entities have rights to object to the transfer. O/S mortgage loan amount remained unchanged = no money out!But method of instalment payment can be modified with fundamental terms unchanged. Very tedious process. Another transfer of title, of course can be done through prevailing buy & sell practise. "old" loan will be terminated and "new" loan with new owners will be established. Pte property's valuation value is quite "negotiable", for banks.

Stamp fee is calculated at such: (buying price x 3%-$5,400), bank will not "subsidy" this amount! A $300k flat need $3,600 cash or cpf. Agent's comm need cash! too

"Good" advise le, TS also knows lah.

What's up? 同龄？通令？统领？通灵？ 同龄？- Same age. 通令？- General order. 统领？- Chief commander. 通灵？- Clever, communication with spiritual beings.

Share with you the Greek philosopher, Plato's famous 20% vs 80% theory. Always, within a system, 20% are "essential", 80% are "non-sense". Application to a book: look for the 20%, discard the 80% .Application to an organisation: 20% are "contributors", 80% are "passing time". Identifying the 20% needs skills & experiences, experience can never be taught.

Above-mentioned topics are only "parts of traditional feng shui concern". Sun Wu who wrote the art of war, said: "know "you", know "me", win half the battle." Knowing some fs theories/principles/concepts is always better than to rely solely on fsms. Example: best to have fishing skill so one can fish at any time he wishes, rather than to beg and pay $ for fish, worse will be that that fish is a "poisoned one". Wow piang, learning is for applying, that goes without saying, otherwise learn for fun? Or to participate in forum like this? Gentle reminder: FS not applies to homes only hor.

Instead of recommending "books", I suggest you to read & understand following areas: - 12 earthy & 10 heavenly branches, understand how they are applied/work in chinese calender & "divination" eg bazi/ZWDS - Yinyang & wuxing, understand how they link/work to/with nature/universe. - formaton of bagua & book of change's 64 "gua", understand the concept of "change" vs destiny. - Landscape formations, qi, different type of 72 mountains/dragons and water. Understand their inter-relationship, environmental settings. - Chinese star constellation, understanding the 3 enclosures & 28 mansions. Test yourself if you could identify names of stars over the sky at night. - Understand sun, moon, earth & other planets, how they "rotate", orbits... If you understand above, you are "somebody" liao. FS covers many things le.

Alway find true in reality that he who with smaller heads like to wear big hat, simply they wanted to be "looked" big. He who with big heads always prefer to wear smaller hats. They knew well the impacts for wearing big hat.

Individual = human non individuals = non human = companies, trusts or some collective investment schemes.

These news rules are within expection at this point of time, with prevailing low interest, "good" economic(Asia), mainly aim to - curb short-term speculation, more rules may come if price still up (>3%qoq). - to paint a better CPI. - as an "invisible" reservoir to suck hot money caused by QEs. - look like to discourage general sinagporeans to have a "2nd home" at this point of time. Personally, I think these rules come at right timing before things get out of controls. But don't understand borrow money from Ah Kong why still keeps at 10%: 90%, thought interest rate at 2.6%. HDB 1st timer will chiong. Whether it is against competition law? Is there such a law in Singapore? Law maker violated law set can be sued?

I think only MC is qualify to answer this. I believed he has so thus can make "throwing coins" effective. Has to do with knowledge and calm of mindset. My command of english is half past six, may be Edenstrauss know.

Generally believed that the "descriptions" were observations recorded by ancient scholars.( zi ping summarized many versions together and form a 渊海子平全书) Believe or not is a "to each his own" issue. http://www.zxtang.com/book/yhzp/ Frankly I'm amaze by the wisdow of ancient chinese for combination of 12 earthy & 10 heavenly branches in making a sexagenary cycle of 60 years. If you go into details of chinese calender (actually is a combination of solar & lunar)structures, will be lagi wonder the bueaty of the ancient wisdow. It tells the relationship between sun, earth & moon. The chinese zodiac of 12 animals, is believed (no proof)has something to do with the orbit of Jupiter. Jupiter takes 12 years(earth's time) to make one round the sun. So each year represented by one animal. The western (babylon)'s zodia has something to do with orbit of earth. Earth takes 12 months orbiting the sun one round. So each month is represented by group of stars(goddess). 12 months=12 groups. You can read about the ancient chinese stories on Jupiter, then you will understand why animal "choing" with animal in the "opposite"(imagine jupiter orbit is a round & 12 animals, each spaced at 360/12 = 30 degrees) Mention Venus(金星=太白星)here. Now (january)at Singapore about 2am, it starts rise from EAST horizon , when at 4-5am, it will be at about 30 degree(on top of your head = 90 degress). Very bright, besides moon, it is th brightest planet to earth, can even cast shadow on earth, don't miss this chance to watch "star". Don't say I never tell you.

Message I want to bring across is: "fire" is every where within a modern house, not limited to only kitchen! Why fsms always concentrate on stove/sink in kitchen?. Very likely their "minds" yet to be tuned to date. One thing "bad" about wu-xing is: the "intensity" of the elements can not be quantified. How much water (in term of kg)is needed to put off fire of certain intensity? How much "wood" is needed to ke "earth" & neutralise each? So on and so for. All these are very "imaginary" & "subjective" to each individual. A good fs, in term of wu-xing, is to have all the 5 elements present & at a "optimised"=each element not too much & not too less due to ke & sheng finctions. "Too much" fire produces "ash/earth", yet earth ke water = less water and "fire" grows more, etc.....so agar agar can liao, don't too extreme. As you go to a higher level, will discover that wu-xing not only applies to physical objects(tangible) but also to intangible stuff like "character", "ways of doing thing", TCM, etc . So cheem hor.

Standing fans extinct and can only be found, may be in museum long long ago liao, IF they function like WHAT you asked. Tio bo?

Yes chilli. I have 5 ft x 6ft "normal" mirror at side of dinning table. At left of this mirror, have 2 vertical stripes(dark Tea-color) & 1 verticle stripe(normal) (total 3. Each measure 8 inch x 5 ft). On right, also have 3 pcs of this combination. Total 12 ft-long. Height= 6 ft.

1st you must understand what is a "卦"(hexagram) = A kind of "象“(phenomenon) of an event in an imaginary "pictoral" form for human to "see" then interpret. The utimate aim of throwing coins is to get a 卦. Each throwing is to get a yin or yang or 动爻#1 or 动爻#2( 动爻 discard, but has its implication). Throwing 6 times is to form a hexagram made up of 6爻. After each throwing, need to record down the "result"=lines. Result either a --(yin) or__(yang) or 动爻. For example, the 64卦 in I-ching, each 卦 is made up of 6爻 (formed by bottom up, not top down). Bagua has 8 卦, each 卦 is made up of 3爻. Each 爻 is either a Yin(0) or yang(1), so 8 possible combinations for bagua = 2 to the power of 3 = 000(earth),001,010,011,100,101,110,111(Haven). The explanation here already heavily summarized & simplied till can't simplify any more. Next, I've read a book abt 3-inch thick, all on the explanation of "meaning" of 64 hexagrams. Each hexagram consists of some "ancient stories". From these stories to form a "象". Impossible to remember all "象" of the 64 hexagrams. Why only 64 象? Events having around us for sure very much more than this number. In today's digital world, there is no big deal of 64 (6 bits). Those who in IT all know, now PC already use 64 bits, some medium-size cpus use 128 bit, & so on so for. Seem to me, the 64 象 too limitedd, already outdated, bo chun liao.

Under the sun, there are nothings new. Those happaned will happen again. The authorities can only "look" into, cannot "do" anything to such. As individual without agent - just take agent B as agent or just walk away. As individual buyer with own agent - always in an "disadvantage" position for HDB resale in all cases. Seller's agent will "block". So, as buyer you know what to do lah...