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Am not directing or 'intrude' into/at any religions or cultures - since FS originates from orient，inevitably - some cultural issues would get connected. Read 'my 2 cents worth' with critical thinking, please. I like & love this place so much, please, please, please don't chase me away. Am a steward,not master, an user like everybody here, not the shareholder or owner to this forum place. Most importantly, don't 'mis-align' my '2 cents worth', intended or unintended, to have become source of ammunition by he/she who can't apply critical thinking. 忠言逆耳，良药苦口，三思

What 穿堂风, ?Just the air pressure difference between 2 ends & causes airflow - the term 'looks' so scary. Fan /aircon can help settle airflow issue even in enclosed environment, underground or high high above the sky. 没风＝头疯! 没财来那来财破？Why fsm like to talk about generic expenses and expenditures whereby 3yo child also 'knows' - but doesn't mean the child can 'apply'? It is the needs and wants issues. It is basically a topic fall under 'personal wealth management'. Don't settle your wants first by delaying your needs! Should settle your needs by delaying your wants. What are wants and needs? They seem very subjective and are definitely classified under 'life style choices' - let the government worries. Agreed that 3R HDB doesn't have the luxury of creating a good 玄关. 玄关 is a want not a need. Got money then can buy big big 玄关. Need not to have good 玄关to get big big money. Got 'wall to knock' counts yourself lucky enough, can imagine you are in big open space 'w/o walls' to hide? Normal human beings need light, air and water- basic physical needs! Need no 'hit around the bush' with great decorative terms - today's fs players like to do, twist and turn

Sand laminated surface with sand paper? Don't believe? Try lor. Spray cleaning liquid but don't ask me what and where to get.

Wear ear plug lor.

Wood either expands or contracts or twists over time due to difference in humidity in air or water pour on it. Buy wood putty and apply over.

Normal, if nail only w/o plastering/glue. Crack will happen again & again if just enemal paint over - vibration! Gap too big! Very old-style door already (20 yr ago material & technology)

Our mind level should be able to answer this stupid analogy of 'fire vs water' issue. Why so pantang? Education seems down the drain liao We're already in 3rd industrial revolution! 4th industrial revolution is at door step you know? Who would set up a hod for food cooking while putting a sink hundred meter away! Backside itchy, isn't? What's wrong standing by a pail of water to the fire source? For just in case. If this issue really bothers you, I suggest either completely NO water supply, or completely no gas/electricity at home. Your mind will be 'at peace'. But your body will be very tired satisfying your physical needs.

More doors need more keys - good or bad? More doors more access - good or bad? Door is 'mouth'? 2 door = 2 mouths, nonsense! I shared that my childhood landed residential has 4 doors accessing. Super! Need no walked one big round!

Your heart is yr altar. Love the Lord your God with all your HEART and with all your SOUL and with all your MIND. Let your MIND see,hear, think and process Let your HEART feels Let SOUL....anyone?

Quenching your thirst, my main door always open big big. Need to breath, why? The 4 walls + flooring+ ceiling make me feel living as if within a cave! FYI, before married, there were a couple of nights, sleeping in hall with door open big big waiting for ah long for nego. When was a child,my landed property which i resided had 4 doors accessing in/out the house.

My arguments: - See coffee shop toilets, partitions/divider here and there, right? Prevent 'qi' going out? Block view ! - See massage parlour, also many partitions right? Why? Block view !

风来气来． 风从哪里来？ 问一问邓丽君 Divider 'blocks' unwanted onlooke peep for sure, also obstructs wind flow/light. But, what are fans and aircons for? Why need consult fsm for such little thing? Divider meant for segregate/decorate......within 'big space'. Anyway, 3 rm, very big meh? Won't you find it 'tie hand tie leg'?

Peter is indifferent from other self-proclaimed best 'flower seller'.

Another chim words. Lawyers & engineers like to use: Murphy observed the law of nature and came out this 'Murphy's law'. What can happen, will happen. What can go wrong, will go wrong! In other word, What cannot be happened, would never happen. Result of 'Karma'? One of the very 'short-cut' 'answers',like 1+1 =1 A 'result' must be due to certain 'causes', another 1+1 >1 Question remains if such 'causes' are purposed by individuals,or by a 'mastermind' behind? 1+1 <1 So?

Best is forever stay away from sunlight, and skin expose under 'vacuum state' w/o oxygen contact. Don't have to buy this and that!

Use microswitch (with plunger) or reed switch. Not a good idea, get burnt! Low humidity....., maintenance... Just put/attach a portable LED torch light inside... manually turn it on need arises...

How can financing of car be shared in this way? - downpayment/monthly instalment/yearly insurance/road tax/carpark/maintenance/summons/washing.... all these need 'agreement' if to have >1 owner! Otherwise, am sure would end up in 'sorrow state'. Arguments over usage at what time/place....also headache.. Why planting the 'fire source'? Either you pay all, or he pays all! Take it or leave it!

Currency exchange rate is always an important consideration factor! Wise investment ONLY when other country's currency (MYR in this case)is in appreciation against purchasing currency(SGD in this case)in mid to long run. Why? http://www.xe.com/currencycharts/?from=SGD&to=MYR&view=10Y MYR depreciate against SGD for past 10 yrs. Say buy at RMY500,000 in yr1 @ 2.3 rate = sgd217,391. After 5yrs, capital appreciate @ 10%@ & sell @MYR550,000 @ 2.6 MYR/SGD = SGD211,538 Meaning within 5 year, you gained MYR50,000. However, after converting to SGD, you actually lose SGD217,391 - SGD211,538 = SGD5, 853. Not to mention the transaction cost, opportunity cost.... That explains why '3rd world' currency holders like to purchase property in Singapore (say for rental). 1 stone 3 birds. Rental /capital /exchange rate gains! MAS monetary & fiscal policy abt SGD - slow & steady appreciation vs GDP. Locals using SGD purchasing local property only subject to rental (subject to income tax) and capital gains.

Effectively, you are asking 1+1 = ? Primary, was taught 1 apple + 1 apple = 2 apples Secondary, Economic's law of diminishing return tells 1+1 < 1 Poly, I learnt 2 inputs logic AND gates, rules say 1+1= 1, 1+0=1 Bachelor, Organisational theories' 'synergy' effect reflects, 1+1 > 2 Tio bo? All tio! Went further, learned the term 'social construction' - 'thing' having a meaning because human gives it a meaning. People see the same thing but have different 'meanings'! Learnt Knowledge, past experience.....form 'values/meaning' in one's mind over time! Indeed human is complex. Give things complex meanings Little minds read/understand complex 'constructs' differently impel different course of action, form habits then build character. Predestined? To me, the answer is 'yes' with buts...like 'Skillon'. Nothing is accidental. 无风不起浪，事出必有因

Meeting/discussion need 'agenda', difference lies such 'in mind'/finger tip or on paper. Old birds hide these in mind, throw pcs out here and there, like playing monkeys. Experienced ID can tell you everything at his 'finger tips'. He is able instantly differentiate if genuine client or info fisherman. Go for the one who walks 'extra mile' - reality is cruel - only know if he walk or doesn't after engage him. Reno is much complicated than usual grocery marketing, advisable to write items down then review before too late This forum has plenty of reno lists posted with price. Do some homework by copying then applying. Enjoy sourcing. One lobang - go Baroque D.zign pte ltd, look for Miko. Know her since 2006, engaged her twice. She is loyal and adds value to the company. Usually, ID won't stay long in one Co.

Coffin !

I 'show hand' to IDs with: - floor plan - schedule, when to occupy - Items to be done - budget (wise tell only 80%, you'll know why soon) Ask: - 'can or cannot' - what items ID 'bao'. All all IDs take all items! - Discuss material, color in detail - breakdown psf pricing (flooring, wall tile, kitchen 'panels'.....) - put $ against items, see if can match. - Allow ID 2-3 days to workout details then meet again - Test ID, no computer drawings. Free hand pencil sketching will do. - If he/she can't sketch, say bye bye.

1. Identify what items to be renovated(tiolets/rms/hall/kitchen/store) Flooring, stones? artificial/natural? Plastic? Wood? 2. Electrical (power points location), wifi.....aircon? Ceiling fans/Wal fans?, lighting...... 3. Wood stuff - wardrobe, kitchen....study table... doors..wooden raise floor? Red/pine/nyatoh/teak wood.... 4. Metal: windows, grill? solar film, blind? curtain?.... 5. Plaster: wall? cornice?down light?...box? Console? Feature wall? So many to list! Different ppls have different needs/interests/wants, at different phase of life. One thing bear in mind, live within your means. - Vinyl flooring is most economical. Real natural stone flooring alone can cost you >30k. - Lighting can easily cost you 2K Suggestions: 1. List down all items you 'wish' to be 'renovated'. As details as possible. 2. After few days, re-examine again 3. Cross out the 'luxurious' items, leave only the 'basic' and 'MUST HAVE' items 4. Discuss these with IDs, max 3 is enough. 5. You must have ideas of what your home to be, not ID's idea! Unless you don't know what you 'wish' to have. 6. 30K can do 'very limited' things. Example: I insisted on granite flooring, no artificial. I insisted glass panel of different thickness on all table top. I insisted no window grill but '2 horizontal rectangular bars' with no 'break' across whole window panels, 6 inch and 6 inch apart from bottom up I insisted 12 feets feature wall with teak console 2x 60 inch KDK ceiling fans, MUST install at centre of the areas which i crossed out No 'suspended' wooden stuff structures No wooden stuff in tiolets. All glass, SS316L or plastic. Told ID I would pour water observing smooth flow of water to floor traps, otherwise reject all flooring! Top hung sliding kitchen door, at tiolets as well. No bottom sliding!

http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyResaleFlatCost?OpenDocument#Legal Estimated in range of SGD1.5k to 2k?.

On one hand, it says destiny recorded in Bazi. On the other hand, it says destiny is environmental dependent. Kong lai kong ke, yi tio. Tia ah lang LL and pay $.