therat

Chicken and egg issue 1. To use CPF for 2nd property , need to meet min sum component 2. If the outstanding loan has finish, you can take 80% loan for 2nd property, or else will be 60% loan.

http://www.asiaone.com/News/Latest%2BNews/Singapore/Story/A1Story20120614-352867.html The police have arrested a 35-year-old woman who used her old address to borrow from loansharks. She was arrested yesterday afternoon at Hougang Ave 9 after preliminary investigations revealed that she had used her previous residential address to obtain illegal loans from loansharks. As a result, the current owner and occupants of her previous residence became the victims of loanshark harassment. Investigations also showed that she failed to report the change of her residential address within 28 days. Police investigations against the suspect are on-going. Under the Moneylenders Act (Revised Edition 2010), any person who is guilty of providing false contact information to obtain loans from loansharks shall be liable upon conviction to imprisonment for a term not exceeding 12 months. Under the National Registration Act, any person who is guilty of an offence of failing to report a change of address shall be liable on conviction to a fine not exceeding $5,000 or to imprisonment for a term not exceeding 5 years or to both. ellenja@sph.com.sg

Bank don't come and knock ur door. Bank sent letters and letters.. then engage legal money collecter to knock ur door. Everything not working. Lawyer letter.. pay $ and sell ur house. If you miss 1 installment. Interest add in HDB loan.. news also had shown. HWZ has the same topic but it was 2 yrs old thread. But I believe.. more and less the pro and con should be the same.. http://forums.hardwa...an-2924755.html Suddenly recall one case. remember the famous lady who stay in ang mo house and flight with her neighbors for many many year... counter sue each other. Even get MP to help .. also cannot settle. Appear in newspaper, TV.. The lady miss the bank installment and BANK issue letter to take back her house to get back the $$ the lady own them.

which area selling resale 5m at 450K?????

I'm opposite from you. I'm never work in pte ltd before. The only local company I work is listed in SGX I'm work in USA MNC, German MNC, France MNC. I would say.. all summa summa. All has their pro and con In PTE, you might complain about their freedom to create their own rule. In MNC, you might complain, this cannot .. that cannot.. b'coz procedure say so. ISO say so. System say so. HQ do like this for many many years, etc... Benefit.. not all MNC is good. I come across a American MNC who only give 15 day annual leave straight thru' your service year. No increase of AL. You work for 10 yrs, also 15 AL. Then no bonus, b'coz they say AWS is consider bonus. USA HQ don't even had AWS. As for boss, all the same regardless is local, PTE LTD or MNC. There only has good boss and bad boss. DOn't have local V PTE LTD V MNC which has the best bosses.

Need HDB approve. Cannot happy happy tilt the door

Did u ask the service centre?

First, open the door for the caprentry - for airing purpose second, open pandan leave inside. it will help to remove the smell. BUT this will not resolve overnight. It est make a mth. If adult cannot take it, how you expect a baby can take it?

do step by step. Get a unit first. 3 ‘NG’ (New Generation) 69sqm/743sqft 3 ‘NG’ (Modified) 83sqm/896sqft which 3NG you are referring?

U can pay to seller or seller agent. depend what is the arrangement. I pay and receive the report at the same time during OTP. Normal transaction. No invoice, no receipt. So best.. COD 1 hand for goods, 1 hand for cash

I don't quite understand what does it mean. ICA sent invitation letter to the wife. Wife apply but got rejected? OR IICA sent invitation but the wife rejected it. First one, This don't make sense. Second one, neg point. Don't mind I asking, the wife come from which country.

He is not accumulate the post. He is promoting his URL BTW, he is history.

Hi airconleaking , No problem. I had move your message to this thread.

Your posting was removed because you are spamming. It is alright to share experience but we don't encourage spamming across the forum. Moderator

http://www.hdb.gov.sg/fi10/fi10322p.nsf/w/SellFlatResaleLevy?OpenDocument The doc is kind of long.

you-know-who U harry potter fan ah?

Did you do what she told you to do?

Please take note of the HDB rule and requirement for bomb shelter. Some you cannot do. http://www.hdb.gov.sg/fi10/fi10324p.nsf/w/HomeRenoGuidelinesBuilding?OpenDocument#HS

provided u make a point clear at least once a mth Even wooden furniture place outside.. sometime we do face white stuff on the surface. If your unit face sea. Even worst

Singapore weather.. humid and hot Bomb shelter no window. Air can't circulate. Both provide good environment for mold to grow

just prepare alot of DEHUMIDIFIER

other than location. Next point is what is your floor?

I don't quite understand that Stainless steel Bottom Grid part. You mean, once they bottom grid put in , it cannot be remove?