therat

Like what kind of stuff? Before you sign, toilet can flush. After you sign, toilet cannot flush? When buy resale, most ppl will be worry about ah long problem. Stuff break down, still can use $$ to solve it (like buy a new one or repair it) Ah long problem, is a long term war issue. As what forgotten has mention early "For resale, the condition is simply what you see is what you get."

she can http://news.omy.sg/News/Local%2BNews/Story/OMYStory201110291526-286840.html

bepgof, I don't recall I pay the stamp fee in cash. If my memory didn't fail me, the HDB OIC ask us, use who CPF for stamp fee. I ASAP point to my husband. HIS

Procedure on resale HDB (buyer and seller checklist) http://www.hdb.gov.sg/fi10/fi10322p.nsf/w/SellFlatOptiontoPurchase?OpenDocument

This one I answer.. b'coz I didn't take loan. If u are not taking any loan. Don't need to appoint lawyer. Basically don't worry about this. It is not inside your checklist. Before HDB give u 1st appointment, HDB will ask you to proof you had such cash to pay. So.. just print out both of u CPF statement, bank account. email to the HDB officer-in-charge Upon receive this, HDB OIC will give you , your 1st appointment date During the 1st appointment, HDB OIC will ask whether you want to use their lawyer or urs. Just tell the OIC, use HDB one. Cheap. Just few hundred $$. If you didn't take any loan, you don't need to pay mortgage fee which max $500. This one is cheng hu charge you one if you take loan regardless loan from HDB or bank.

Just for your information CPF only can use to pay the valuation part COV need to be HARD CASH Stamp fee can use CPF For what I understand, most bank loan min 100k Bank loan or HDB loan only for the valuation part. Not the total purchase price. Eg. HDB valuation 300k, COV 40k HDB/Bank loan 80% of the valuation 300k = 240k. Hence the balance 60k , either pay by cash or CPF COV confirm + crop crop is hard cash.

If u get HDB loan, HDB lawyer will handle. If u get Bank loan, either u had a lawyer or recommend lawyer from friend or can use bank lawyer (ask ur bank loan officer to recommend)

Bank loan min is 100k U can choose to use 260k from CPF, and borrow 100k from Bank. resale 360k. is just valuation or valuation + COV? Note: CPF only can use to pay the valuation part. If the resale value is 330k + 30k and u want to take bank loan CPF = 230k Bank loan = 100k min COV = 30k CASH Heard that some bank loan less than 100k , like 80k but interest higher. I heard say only. Better double check with the Bank. Bank package change according to market demand.

I read it somewhere. If my memory didn't fail me, MP can write for PRs. Provided they can meet. MPs will only see PR after he seen all the citizen and still got time.

I remember some year back. A couple went back to their HDB block during night time. When the lift open at their floor level, Fire shot right to their face. Big fire right infront on the lift. Can't remember is there any one dead but they got burn on their hand and face. Cause.. someone thrown sofa near to the staircase and don't know why caught fire.

I don't support this kind of action.

I give my old furniture to The Salvation Army. Call them. They will come down the 1st trip to see those item and they will tell you which item they want. They will arrange 2nd trip down to take away those items. Some I sold away cheap. Those item that no one want. Call Town Council to remove it. 1st 3 or 5 item are free. $5 each item after that. Depend on your Town Council. U need to call them and check

correct BUT .. TO use CPF for house payment, there is a cap item call AVL. Once your CPF $$$ reach the AVL cap, you can't use the CPF to pay your HDB loan. As for what is AVL. U can search in this forum, which we has discuss before Or Google AVL.

unless is 50% save compare to singapore. Or else. I will not bother to fly over to KL, search for the shop and carry all the way back. Time , $$ save is far too much to spent Unless buyer happen to visit KL, near by.. may be.

Just try out the new feature. It is much more friendly user compare to old feature. At least 1 stop information. Can check race eligible, upgrade program etc. Nice feature. I would say.

ya. my brother is one of them. Explanation .. b'coz.. every one will call his HP instead of home. Some more.. his HP incoming is Free. So.. he don't mind. If not b'coz of I'm using SNBB, I also will not install residential phone.

even the buyer don't know about this rule or didn't spot that. If HDB officer spot that, the seller cannot run.

http://www.hdb.gov.sg/fi10/fi10324p.nsf/w/HomeRenoGuidelinesElectrical?OpenDocument Embedding of wiring (house in metal/high impact PVC conduit) in RC slab, beam, column, wall and in wall plaster or other finishes is not allowed

http://www.renotalk....=1 There are few topic / discussion about prefab wall. U are not the first one , HDB say cannot hack prefab wall. And so far, none of them come back and say they can hack prefab wall or they find another alternative.

U use ATM to access the cash deposit machine or Bank book? If Bank Book, make a photo copy of it. To proof these transaction is yours

1. There is such thing call automatic. 2. you need to proof that you did contribute the mthly loan. Bank transcation? account log book.

Agree with HappyHouse88 , Don't get involve on the 5 unapproved modification. That is between HDB and the seller. HDB spot that 5 unapproved modification, seller need to correct it. OR else.. no 2nd appointment for you. If the seller ask u to pay for it or share the cost. Don't agree.

Thanks! I found it. Now I know I can't find it all along.. b'coz I'm LOOKING at LOG OFF. Only can see Log Off..

don't log off lor... haha as u mention then I realize.. where is the log off button ah...?????????????

as u mention new flat. I think only HDB can answer your question on $ and location.