therat

no fix rule no recommended program no ISO procedure Cheng hu didn't come out a term and condition. requirement. HDB don't have standard FQA on this basically it is depend on you. What you want to do with ur money. Some ppl say.. loan max max, use the money to invest. Invest is > than interest Some ppl say.. must clean the loan ASAP, pay less interest. Less loan = less interest = less headache Depend what you want. which one you more song

Hi tracy, your T-blog is here, still around. http://www.renotalk.com/forum/index.php?sh...c=29019&hl=

My parent using that rain-shelter holder. Every time after shower, whoever next going in. Need to bring along another toilet lot. I bought that common seen paper roll holder that most of the public toilet using. Not that kind of big size. No regret. I think is $12.

we took food 1st, sit there. He talk, we eat May be I'm one of the aunties you had seen. hahahaha Free thing. Take 1st. Free food. Eat 1st. Talking abt the CD. I can't remember where I put liao.. That swimming pool .. don't know simi water.. So cold.

Workmanship.. so so Depend which carpenter master he sending down. So far .. I saw 2.. 1 is china young guy. Another one is uncle btw, This uncle is old school type hor.. so.. tell him what is your design black and white if u had sth in mind. He install wrong place b'coz he got confused. That kid room use to have a wardrobe which we had hack away. He thought this new wardrobe is to replace the old one. He seldom take down note. Use his brain to remember things.

I don't know. But I think he don't reject job. I PM you his contact. You check with him.

best to check. Unless someone recommend his service. Imagine .. after you move it. telephone line not wrong. keep on power trip this and that.

My husband say.. install liao.. how? hack it down mah. What's done is done. 1 wardrobe, the uncle charge us $1.2k. He say give us discount on the 2nd one since he give the wrong instruction to his worker to install in the wrong room. At first say $100 off. I say AH! We only plan to buy cheapo wardrobe for my kid. Then increase to $200 off. Then my husband arrive. say .. Uncle arr..... why install the wrong room. Headache lor. Uncle say.. give you discount. Then my husband keep on repeating uncle arr.. uncle arr.. why wrong room.. why arr why arr.. I think uncle cannot stand my husband long-winded. In the end , he increase to $300 off. So.. $900 for a wardrobe.. 25% off. Then my husband start another song.. uncle.. this room hor.. don't install wrongly liao hor.. uncle.. this room hor.. don't install wrongly liao hor.. uncle.. this room hor.. don't install wrongly liao hor.. uncle.. this room hor.. don't install wrongly liao hor..

We're not taking loan. Our reno cost only $12k +/- My husband plan until just nice. Towards to the end of reno, we on hold the extra payment $1k+ (extra from the 1st quotation) and $1k (last installment payment from the 1st quotation) We hand on him once we finishing check and correction done. That are some small things his worker forget to do and we didn't know until we use the item. But that is small things, we can do ourselves. There alot of closing eye from our side. 1. Solid top is not the colour we say but ok la.. the one he install still look nice and matching to the kitchen cabinet. Close eye 2. Wardrobe install in the kids room instead of masterbed room. Wah liao.. In the end, we ask for discount for the 2nd wardrobe for the masterbed room. Close eye 3. Cooker hob install not correct. Hob vendor come and check and adjust for me. But in the whole, he quite ok except his rubber timing. Cannot stand.

Got receipt and XLS file. Tracking is not an issue.

my husband come out his own payment term every week pay 1k. His reason 1. weekly 1k - not that heart pain 2. the main reason - then can see the contractor every week , so that can "talk" to him. If not.. cannot find ppl.

Did you manage to get his CD? He issue CD on that day. He also mention, which stack is the best scholar unit. Children stay there... scholar The rest also very good in study. But that stack is the cream. Then the water fountain at the bridge. Is like pearl . Dragon playing with pearl.

I thought that 80K has already won?

http://business.asiaone.com/Business/My%2B...029-244809.html New rules by the Council for Estate Agents (CEA) will prohibit dual representation by salespersons, otherwise known as property agents. This means that from November 15 this year, they will no longer be allowed to represent both the buyer and seller or landlord and tenant in any property transaction. Estate agents, also known as estate agencies, along with salespersons will also be prohibited from handling cash in certain transactions or referring their clients to any moneylender. These are among the rules specified by the The Estate Agents (Estate Agency Work) Regulations 2010 (EAW), which contains two codes in its schedules: (i) the Code of Ethics and Professional Client Care, applicable to estate agents and salespersons; and (ii) the Code of Practice applicable to estate agents. These will guide estate agents and salespersons and help to enhance professionalism in the industry and encourage ethical behaviour and good service to consumers. Other new rules The EAW stipulates guidelines regarding advertisements and requires estate agents to have systems and processes for the management and supervision of their business and salespersons. Estates agents are also required to have a proper complaints handling system. These will also take effect from November 15. Meanwhile, from January 1 next year, estate agents will need to use prescribed estate agency agreements with their clients for the sale, purchase or lease of residential property in Singapore. Persons doing estate agency work will also be required to have professional indemnity insurance coverage, as well as take part in continuing professional development programmes for a minimum of 6 hours per year from 2011. From March 1, 2011, salespersons will be required to display their estate agent's card when doing estate agency work. Registration and other requirements Application for the estate agent's license and salesperson's registration will commence on November 1, at the same time as the implementation of some of the new rules. Application forms can be downloaded from CEA's website at www.cea.gov.sg, and submitted through their respective estate agencies by November 30, 2010. Successful registrations will be published on the CEA website on January 1 next year. From this date, all persons performing estate agency work must be registered with CEA as salespersons via their estate agents and it will be an offence if they operate without registration. They must also have written agreements with estate agents before they can practise. The CEA will not grant a license or registration to those who do not meet the licensing or registration criteria. This includes those with criminal records, especially for fraud and dishonesty. Applications for individuals with such records will be assessed on a case-by-case basis, taking into account factors such as the severity of the offence and time lapsed. Council president Mr Greg Seow stressed that CEA would not hesitate to take firm action against estate agents and salespersons for non-compliance.

It show hockkien also like Hanyupinyin, has 4 different tone..

Within 6mth you receive your BTO key, you need to sell away the existing resale flat

not really. Different seller has their own story to tell. Most common is sell before buy. So in-between they need place to stay as waiting for their "buy" to be complete and renovation Those doing contra will have this problem

http://www.channelnewsasia.com/stories/sin...1089721/1/.html SINGAPORE : There have been more people falling prey to cheats pretending to be electricians. There were 18 cases between January and June, compared to 14 for the whole of last year. On Tuesday, two households in Bendemeer Road fell prey to the trick within hours of each other. For 10 minutes that afternoon, Mr Chia Chwee Hock held a bamboo pole to his storeroom light. In the bathroom, his wife did the same, as they had been told to do so by the bogus electrician. In the meantime, the cheat said he would check on the power supply. When the couple went to check on the man, he had vanished, and so had S$13,000 in cash and valuables. They later learnt that he had also cheated their neighbour of 400 Malaysian ringgit and S$167 with the same trick. Police said most of the victims were the elderly. They later realised the cheat had turned off their power supply from outside. Mr Chia has since learnt his lesson. The electrical box outside his flat is now under lock and key.

they smoke u until you buy a package that last for 10 yrs arr

IMO, I prefer not to hide. B'coz what if I want to change the microwave / toaster. How? hack the cabinet ar?

simi is HDB OIC?

are you using CPF $ to pay? Even use CPF to pay lawyer fee, stamp fee also count. If every thing come out from your own pocket. Not a single cents from CPF. You don't need to pay the valuation report. You don't need this report at all. But prepare HDB will ask for doc support to proof that you had the fund. Just photocopy your bank account, etc to proof you had the fund , will do.

exclude. Install new electrical point is one cost Install light is another cost. My electrician charge me $10 to install the light

Fire exit door cannot lock on both side. Can call SCDF General Enquiries / CD Shelter / Fire Safety Consultation / SCDF Emergency Information 1800 286 5555 read http://internet-stg.scdf.gov.sg/downloads/...n/hb_v2_ch2.pdf And this http://www.scdf.gov.sg/content/scdf_intern...re-hazards.html Fire Hazards Get approval for any alterations to buildings - Any alterations should be approved by SCDF (Fire Safety & Shelter Department) as it may jeopardise the original fire protection systems of the building - Avoid erecting unauthorised structures which hinder access to escape routes and fire safety equipment.

Can. I think this news is mainly referring to those cash limited or those try to wear a slightly bigger hat