therat

some ppl want to upgrade but not enough cash for the 30% deposit.

do homework first before go down.

this practise has been in market for yrs. Why say 70% cause it?

what for? designer furniture? Collection furniture? If Designer pass away "touch wood", his/her pcs of works will increase price?

total 3 keys

my bro got a leftover unit. Nothing wrong except it is at 13th floor.

resale or BTO both has their pro and con

as long as you had taken the grant, it will be classified under direct HDB. You just took near parents grant (10K) only or with housing grant http://www.hdb.gov.sg/fi10/fi10322p.nsf/w/...vy?OpenDocument BTW, not just the levy only. Levy + interest Amount of Resale Levy Payable under the Revised Policy (From 3 Mar 2006*) 4 rm is $40k Making Payment for the Resale Levy If you are buying your second subsidised flat, you can: * Pay the resale levy immediately at the point of resale, i.e. when selling your subsidised flat or * Defer the payment until you buy another flat from HDB. If you opt for this, an interest at the prevailing rate of 5% per annum will be charged.

From HDB Only HDB flat owners can use their CPF money to pay for their mortgage loan. If your future spouse bought a BTO flat with his mum before marry. You cannot contribute to the monthly housing loan using CPF. Unless you bought over his mum share. By doing so, you need to pay levy as this is your 2nd direct HDB flat. If already husband and wife, ur future spouse cannot buy a BTO flat with his mum. He only can buy BTO flat with you. Which mean, you need to pay levy as this is your 2nd direct HDB flat.

http://www.channelnewsasia.com/stories/sin...1088680/1/.html SINGAPORE: HDB's Resale Price Index continues to rise with the figure going up by four per cent in the third quarter. Prices had risen by 4.1 per cent in the second quarter. However, resale transactions fell by about 10 per cent, from 9,114 cases in the second quarter to 8,205 cases in the third quarter. HDB said this was largely due to the 25 per cent decrease in the monthly resale volume from August to September. The median Cash-Over-Valuation amount among all resale transactions remained at $30,000 while the proportion of resale cases transacting above valuation remained at 96 per cent. HDB said as most of the transactions for the third quarter were submitted before the announcement of property cooling measures on August 30, the impact of the move is not fully reflected in the data. The board added it will continue to monitor the prices and volume of resale transactions and update the figures again at the end of the fourth quarter. Separately, HDB said it will continue to ramp up its new flat supply significantly to meet the demandd of first-timer households. 1,320 flats under the Build-to-Order (BTO) Scheme in Bukit Panjang and Sengkang will be launched on Tuesday, October 26. HDB will also launch about 2,200 flats in Yishun and Punggol in November and December this year. This will bring the total BTO flat supply for 2010 to about 16,100, compared to the 9,000 BTO flats in 2009. Including the August 2010 Sale of Balance Flats, the total new flat supply for 2010 will reach 17,700. HDB will also release more land for the development of Design, Build and Sell Scheme (DBSS) flats and Executive Condominiums (EC) units to provide choices for the higher-income households. Based on the land sales scheduled for this year, there will be about 3,000 units under DBSS and 4,000 units under the EC Housing Scheme. Developers will launch the EC and DBSS units for sale later this year or next year. - CNA/fa

I just use their home delivery service on Aug this yr purchase < $300 , delivery cost $50 purchase > $300 , delivery cost $55 Regardless how many item. Base on the receipt.

- ur wife need to be there - Get Power of Attorney, http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/...ng?OpenDocument

Try those HW shop

http://news.omy.sg/News/Local%2BNews/Story...507-194530.html 津贴国人买屋翻新电梯　建屋局亏9亿 为津贴国人买屋和翻新电梯，建屋局在上个财政年亏9亿700万元，但与前一年的21亿元亏损相比，大幅度下降。 建屋局去年共推出1万6000间新的预购组屋（BTO）、3000间私人组屋（DBSS）及4000间执行共管公寓（EC），创下过去10年的新高。 新出炉的常年报告显示，政府在2009/2010财政年，共发放5亿200万元的公积金购屋津贴（CPF Housing Grants），同比前个财年的3亿310万元，增幅达52%。 在加上各类翻新工程和租赁组屋计划的支出后，建屋局在上个财政年亏9亿700万元。其中，“居者有其屋计划”的亏损，比前个财年减了近10亿元。 建屋局局长蔡君炫指出，居者有其屋计划是由公积金购屋津贴、各类组屋的建筑费与售价以及发出的建筑合同三部分构成，尽管公积金购屋津贴与组屋建筑费和售价都亏损，不过多数建筑合同是在去年下半年发出，已被划入下一个财年，使得“可预见的亏损”大幅度减少，居者有其屋计划的整体亏损也从前个财年的15 亿530万元降至5亿620万元。 =============== Got hidden agenda Bo tai, Bo zi. Come out this news. Sth wrong.... sth wrong...

good also need to smile bad also need to smile That's life. Be happy.. don't worry so much. Sky drop, the tall one will be the first one , receive it. I'm not that tall.

hahahahaha I didn't realize. MIT only tio 1 lot. bepgof say Started t $1.15, shoot up to 1.20 liao

This is the sink that previous owner use. I think is Granite. I don't know how long actually they had use it. My guess is 5 yrs +/- The stain all eat into the kitchen top

MIT.. not me la.. I where got start the thread abt MIT

This one is next yr appraisal. This yr do all. Then next yr appraisal write what

Oh! So that what TS want.. How abt that type.. plastic one.. the door is the zipper in the middle light, can be dismantled

I'm not too sure what you mean by " knocked down, lightweight furniture." Bedok North Ave 2 Blk 412 has 2 furniture shops, side by side. I brought 1 of my mattress there. Blk 509 also has 1 furniture shop. Bedok Central Blk 214 or 217 has 1 furniture shop. Due to their space limitation, they might not able to show everything. U can ask for catalog to view.

If you want to keep a copy of the sending PM, you need to check on an option box "Add a copy of this message to my sent items folder"

No fund return yet.. don't tell me.. 100% tio ar?

IMO, I don't think it will be an issue. The new job salary is slightly more than the previous job. Should not be a problem.