therat

this will be done before 2nd appointment or after?

6-8 week

1. Is it illegal? ==> illegal. Police caught. Got real lift example, Jail term 2. Will anyone get into trouble? --> yes. Everyone that get involve in this. Agent, seller, buyer. lawyer if they knew abt this arrangement. 3. What is a negative sale? --> Seller don't earn $$ 4. What difference does declaring a lower value make in this case? ==> under table, cash back. False declaration, Police case. 5. Any other important things that she should take note of or ask before going ahead with this arrangement?? ==> Don't agree. If the agent insist. drop the sale. Forget about this unit. Complain to IEA, file police report (i think can), HDB One word, DON'T Do it. By under declaring the value. U are cheating on stamp duty too -- Government will come after u

existing property owner only can buy resale HDB w/o taking any CPF grant and only can take Bank Loan.

my understanding, anything inside the unit is owner anything outside the unit is management

how about call the HDB officer that in-charge of your file. Ask him/her how come can early inspection.

never issue a commission CHQ under the agent name. The amount in the CHQ is total amount include GST. What does it had anything to do with absorb GST? BTW, just a note. Any CHQ that you had sign , remember to indicate the purpose of it. Eg, stated buyer commission for HDB Blk XXX, #xx-xxx, XXX Road

they also try to charge us the mattress transport. Then i told the sale girl. If like that I go to my neighbor furniture shop and bought. Since the price is the same. No extra transport fee. The sale girl go and discuss with other lady, come back say can waive the mattress transport but other item.

I don't quite understand few thing 1. why only get back 4k? 2. why the $1k option to purchase fee is gone?

10 yrs back, when I 1st bought my 1st furniture bedroom set from JB. 1-2 mth later, saw the same design at Court The furniture that sold at the Court (queen side bed frame + 3 door wardrobe +1 dressing table) cost more than what I had purchase at JB (queen side bed frame, 4 door wardrobe, 1 dressing table, 2 side table). All the above furniture is still working well for me.

U need to sell away the condo and wait for 30 mth provided 1. U want to get a direct HDB 2. U want to get a resale HDB, take CPF grant and HDB loan. For the above 2 point, if the combine salary more than 8k. U can get neither one If you don't intend to take CPF grant and HDB loan. U can purchase a resale HDB w/o selling off the condo. There is no salary cap. IMO, if the combine salary is already more than 8k. Pt 1 and 2 don't make any sense to me. B'coz u can't apply at the 1st place.

This is provided u want to buy HDB with grant, use HDB loan and the salary is within $8k cap. existing Condo owner can buy resale HDB w/o selling away the private property. Condition: Cannot take HDB loan, NO grant. No $8k cap

1)I like to know how did you pay for the OTP $1000 followed by $4000? ==> use CHQ. Written the purpose on the CHQ. eg deposit for the HDB Blk XX #xx-xxx xxx street ==> If is the remaining 4K. Can write, for exercise OTP for HDB Blk XXX, #xx-xxx xxx street. ==> The CHQ must be under the seller name. Ask ur agent to check the seller is the rightful owner. 2)Did you ask the seller to sign stating he have received the $? ==> agent should write the CHQ number/which bank on the OTP form 3)Will we receive any b&w receipt upon paying $5000? ==> no b&w receipt. So must ensure the OTP written both CHQ number and which Bank. @ the 1st appt 1)how did u pay for the remaining COV? cash/cheque? ==> CHQ. Easy to carry 2)should we be afraid at this point of time because it will be at least 8 week later for 2nd appt. ==> afraid what? seller run road? 3)Will we receive any b&w receipts upon paying the remaining cov? ==> don't know. Had not reach that stage yet

u need the flat by mid Dec? But now the earliest 1st appoint is at mid of Jan 10.

Bedok North 3rm COV max 10k. Very very hard nowadays. Even Bedok Reservoir is asking 30k and above.

cannot own 2 HDB at the same time

only resale with Bank Loan, No CPF grant

HDB? If HDB, since it will be ready end 2010 even now had offer 1M, can u sell?

for the catalogue, u can request online thru' respective paint company. they will sent it to you

I believe ur is condo since you say just TOP. Basically everything is already there except the light and furniture. If you want simple. Painting if you had your own prefer colour. Unless you want ur house like showflat, then you need an ID.

waiting for me to give the magical question? Why don't he pop out the magical question himself. Don't it will be faster?

cheap legal fee does not mean their service is good.

not at all. His reply clean and short SOLD if he told me .. has other unit available. I still can understand why he keep on advertise. But no. I basically don't understand the logic behind.

some time I don't even know what is the purpose of advertising. Saw an adv, SMS on the same day. Agent reply "SOLD" Then few day later, same agent advertise again. Same block same picture. SMS again. Same reply "SOLD" Then few day later, same agent advertise again. I don't bother to SMS him anymore. Basically, I just ignore all his advertisement as he is wasting my SMS and time. So.. is buyer wasting agent time or agent wasting buyer time

i thought 12 week is partly due to the bank. For fully redemption, loan owner need to give bank 12 week notice. scenic98, I agree with you. it take too long for the authorities to license all the property agent.