bepgof

Buying resale, basically is just to buy 4 walls and one roof. Don't expect much. Systems working or not, still can fix them after ownership transfer. Pay attention to "hidden problems" esp those "sealed" up ones.

Absolutely! Yr question in fact "originated" from very very old questions of why men are made. And all men on earth have been seeking for the answer.He made men for purposes. He has revealed through bible that before one is born, He "has counted the number of hairs he shall have." Mankind has been seeking God's(Heave's)will through many ways and means. Bazi is one of them, by observing the ways the planets behave over the sky. I think I'm too "lor so" liao will invite many paper "arrows". Many "systems" in seeking God's will were developed, are being developed and will be devloped, for sure. In fact I also interested to find out the man-made system chun bo.

Majority mistaken Bazi as "recorder or "pre-recorder" of life, that makes you ask those questions. To my understanding, bazi tries to interprete one's character, what one's shortage of and excess of, so from there, if and other if, one takes actions to make some "compensations" as to what one is ss or excess of, so as to make life to "blend into" mother natural so become "smoother". Whethere these babies would take the same actions later or not, who know..? Mother natural is the so called Heaven, God will.....many many terms leh... Prime Minister of Thail said they have to follow mother nature...

I rephrase your question: - 4 persons of same 4 pillars, interpreted by one master, results same. - 4 persons of same 4 pillars, interpreted by 4 masters, will have 4 results. - 4 persons of same 4 pillares, interpreted by same SW = same result. Different SW=different results. Why? "Standardisation" problem on bazi analysis, too many "theories" and "sub-theories" superimposed together, different masters of different "standard" "see" different things. My explanation "tokong", right?

1. 大流年=大运年 2. 亥 戌 酉 申 未 午 巳 辰 卯 寅 丑 子 支 甲壬 丁辛戊 辛 戊壬庚 乙丁己 己丁 庚戊丙 癸乙戊 乙 戊丙甲 辛癸己 癸 藏 比ㄗ 傷官才 官 才ㄗ殺 劫傷財 財傷 殺才食 印劫才 劫 才食比 官印財 印 甲 劫印 食殺財 殺 財印官 比食才 才食 官財傷 ㄗ比財 比 財傷劫 殺ㄗ才 ㄗ 乙 ㄗ殺 劫財食 財 食殺才 印劫傷 傷劫 才食比 官印食 印 食比ㄗ 財官傷 官 丙 印官 比才傷 才 傷官財 ㄗ比食 食比 財傷劫 殺ㄗ傷 ㄗ 傷劫印 才殺食 殺 丁 殺才 印傷比 傷 比才食 官印劫 劫印 食比ㄗ 財官比 官 比ㄗ殺 傷財劫 財 戊 官財 ㄗ食劫 食 劫財傷 殺ㄗ比 比ㄗ 傷劫印 才殺劫 殺 劫印官 食才比 才 己 才食 官劫ㄗ 劫 ㄗ食比 財官印 印官 比ㄗ殺 傷財ㄗ 財 ㄗ殺才 劫傷印 傷 庚 財傷 殺比印 比 印傷劫 才殺ㄗ ㄗ殺 劫印官 食才印 才 印官財 比食ㄗ 食 辛 食比 財印殺 印 殺比ㄗ 傷財官 官財 ㄗ殺才 劫傷殺 傷 殺才食 印劫官 劫 壬 傷劫 才ㄗ官 ㄗ 官劫印 食才殺 殺才 印官財 比食官 食 官財傷 ㄗ比殺 比 癸 2-1 地支五行, 地支六合, 地支三合, 地支三會, 地支相衝, 地支相刑, 地支相害, 地支相破, .....there is a table...lazy to post here. 3. 甲木參天，胞胎要火，春不容金，秋不容土， 火熾乘龍，水蕩騎虎，地潤天和，植立千古。 乙木雖柔，刲羊解牛，懷丁抱丙，跨鳳乘猴， 虛濕之地，騎馬亦憂，藤蘿繫甲，可春可秋。 丙火猛烈，欺霜侮雪，能煆庚金，逄辛反怯， 土眾成慈，水猖顯節，虎馬犬鄉，甲來焚滅。 丁火柔中，內性昭融，抱乙而孝，合壬而忠， 旺而不烈，衰而不窮，如有嫡母，可秋可冬。 戊土固重，既中且正，靜翕動闢，萬物司命， 水潤物生，火燥物病，若在艮坤，怕衝宜靜。 己土卑濕，中正蓄藏，不愁木盛，不畏水狂， 火少火晦，金多金光，若要物昌，宜助宜幫。 庚金帶煞，剛健為最，得水而清，得火而銳， 土潤則生，土乾則脆，能嬴甲兄，輸於乙妹。 辛金軟弱，溫潤而清，畏土之疊，樂水之盈， 能扶社稷，能救生靈，熱則喜母，寒則喜丁。 壬水汪洋，能洩金氣，剛中之德，周流王滯， 通根透癸，衝天奔地，化則有情，從則相濟。 癸水至弱，達於天津，龍德而運，功化斯神， 不畏火土，不論庚辛，合戊化火，化象斯真。 Understand 2, 2-1, 3 ? If so, you'll agree with what I've written.

How come I know the price? Cos I contacted him & quoted by him lah, on comprehensive bazi analysis, a month or 2 ago only. Comprehensive means comprehensive, one for all, one time enough for whole life. He almost came to my office, the day before the agreed date, I withdrew last minute - reasons? My heart too weak to absorb some "shocks" I guess. What impressed me was he aked: - to provide exact place of birth, country. - to provide exact time of place at that particular place of birth - no "third pair of eye" during consultation, unless both parties agree. - no usage of other's DOB for consultation. Comprehensive report/analysis is no play play, need "home work" to be done before meeting up.

I've read the 2 bks and though I can read & pronounce those characters recorded in the 2 bks. However, when those characters joined together and formed sentences and paragraphs with punctuation marks here & there, really make me mad. They were writen in 文言文 and looked more like poems than trying to state some facts. One example: 李白 wrote: "白发三千丈，缘愁似个长。不知明镜里，何处得秋霜？ How can one's hair be as long as to 3,000 x 3.3 feet long? His "imagination" run wild, right? 葬书云：富贵官品，皆由安葬所致，年命延促，亦曰坟垅所招。Talking "rubbish" right?

Aiyo, my name being mentioned, must response. Correct, new age FS = "new ingredients" addition to "classical rojak". No change no gain not always holds true. Obama's change, change, change, yield any? Some time, don't change better than to change, remember "干卦“ 's 初九："潜龙勿用"? Patience pays. No pain no gain, I 100% support.

Master Chang, comprehensive, $269. 高手一出手，就知有没有.

Don't get excited too soon. Stamp fee MUST be paid in CASH first. One can reimburse the paid CASH amount from his CPF OA account, provided he fills in and submits the prescribed form (can't remember the form's name). There is a grace period for this form to be submitted, quite many "traps" here & there, watch out.

Pls allow me to chip in. Academical question deserves academical answer: " knowing and understanding is one thing, applying is another thing". Knowing does not mean applying. Identifying and knowing the "right things" is another issue. If and only if FS is magic, it could "transform" from something to anything you like, so it were 100% and if synergy added, it is >100%. I've repeated too many times, fs deals with mother natures or laws of natures. To know, understand and apply laws of natures allow ones to "blend into" with the Mother. Things around one will get "smoother"(because see through liao), but at times, ones have to make painful decisions tot blend into with the Mother.

Getting HDB's lawyer to act for bank??? Don't worry abt the laywer stuff, unless you pay full in cash/cpf. Seem you've not exercised the otp. You have only 14 days (from the day you paid 1K) to apply for either HDB loan or bank loan. Time is very short. When exercise the otp, you must have the mortgage loan arrangment settled, then can apply for " submission of resale application". Before apply HDB loan, must apply HLE first. Banks need quite many docs to assess your earning capacity b4 granting you the required amount, will take at least a week for processing, need valuation report....Not to scare you, banks' loan mortgage application forms, abt 6 pages to fill in.... Time is not with you, must act quick. You have reversed the sequence - should have attended the seminar b4 buying! Remember this: "Make sure know the rules of game b4 playing the game!". "Losser" always get caught with the rules!.

- Must ask to read the POA, ensure names mentioned tallied with ICs'. - Since cheque made payable to seller's name, u have more strong ground to demand to read POA. - POA holder must be present during 1st & 2nd appt. - HDB loan/bank loan? It is lawyer's job to lodge caveat to SLA. If pay cash full at one go, then u need to engage lawyer too to settle transfer of ownership of property. http://www.sla.gov.sg/htm/new/new2003/new0222.htm

Seem forumers here are either reserved or humble. Yhy don't try to "go into the tiger cage, to find out if there are any little tigers there?" From tables attached in prev posts, one could tell that year pillar has 60 possible combinations. month pillar has 60 possible combinations. day pillar has 60 possible combinations. time pillar has 60 possible combinations. So, in total possible bazi combination, made up of 8 chinese "numerical character" = 60x60x60x60 = 12,960,000 The fundamental problem with bazi is the different significance( or different weight) of yr/mn/day/time pillar that interpreter put on. Bazi is like a plant. Yr piller=root, month=stem and branches, day= leave, time=flower & fruit. Zhi Peng said "day" is the most important. But when come to the process of "推命" for the small/big "流年", all pillars need to be used. The "干“ in respective pillars tell the core "outlook", whereas "支” in respective pillars tell "intrinsic characteristic" of one's. So, which is which, I still very confused, frankly speaking. How the wuxing's "sheng" and "ke" functions play in the respective "chinese numerical character" in each of the pillars, remains a myth, no "figure", or quantitative approach can be used! That is the big problem! Same problem as to how to define "beautiful" - 各花入各眼。 Systematic approach? Different interpreters "see" different things, how can have "systematic approach"? Something which human cannot logically explain then coins it as "luck", same term like "cancer"- doctors don't know the cause. When dealing with "something" someone don't know, how could one tell that this "something" will lead to "this" result?? Exercise wisdom more than blind following.

Memeber this "Leafy trees bear no fruits". Leafy trees subject to "winds". Once blown, all leaves down. Need wisdow to identify where the fruits are and what are the decorative leaves, ok?.

Should try inviting chinese opera to house & sing u a song or 2 during cny. http://www.chineseoperainstitute.com.sg/

Allow me to "luso" a bit. Many yrs ago, before going deep into bazi, I regard bazi as "rubbish" and had hot arugments with my 3rd bro who is a fan of fs,bazi,ZWDS, and TMC. I remembered he "asked" me to "study further" before "anyhow" commend. So, I went into study of: - Chinese calendar structure/history. - Chinese star constellation,三垣(three enclosures)二十八宿(twenty-eight mansions)or 四象(four Symbols), 黄道, incl 北斗星（northern dipper)- within one of the 3 enclosures. I even taught my son, when he was at UK, to identify the direction of "handle" of the northern dipper, so one can tell the "month" without knowing the calendar. I also taught him to look at the "shapes" of moon, so one can tell which day in a month. - TCM's 阴阳五行 theory, I even bought 2 vol of 黄帝内经 - abt 3 kg in weight. - Some books on 天干地支阴阳五行, 五行五方四时,五行寄生十二宫,推命,十天干五行生旺死绝, 地支生旺,十二长生诀,六十甲子空亡...etc etc My experience/comments, at this point of time: - Bazi is very very complex, has been linked up with many "theories" at a single time. Unless one studies it systematically, from "easy" to "difficult", there is no way to understand and appreciate this divination method. - Some theories are collection of wisdow, some theories are "rubbish". - Wisdow + rubbish = rojak - wisdow + rubbish + superstition = modern rojak caters to suit modern ppls' tastes. - From month (jieqi)of birth can "agar agar" tell one's character tendency. - Bazi is not God. Nobody will know exactly what will happen onto him tmr, not to mention next wk, next month or the 小流年, or the 大流年. These are just "games" of prediction. - 地支's "sub-theories" have been very questionable. - The wuxing is just an "agar agar" concept, expaining relationships among materials, which is impossible to be "quantified". Enough? Or who wants to add somemore?

Did I promise to "decode" further? beside constructing 4 pillars from DOB of Gre yr/month/day/time. I was trying to tell jialuck that the time's gan depends on day, and day's gan depends on month's gan...and month's gan depends on yr's gan, they are related.... To have comprehensive bazi analysis, can always consult master chang who charges $269, and will ask for your exact place and time of birth. Also, no "outsider" to be around during the consultation, unless the owner allows one/ones to sit in.

ROI = (Gains – Cost)/Cost Can either be expressed in monthly, quartly or yearly, or even 10-yearly, esp true for capital budgeting investment purpose which always involve "opportunity costs" and future value of money. The main concern here is the "cost" component at the denominator, usually ppls take it as valuation price or buying price, fixed, but, in actual fact, unless a property is fully redeemed, otherwise this "cost" is still a variable because of the monthly mortgage interest,etc. The "cost" at numerator could be subjective as well. - agent fee, pty tax, bills, sofa, chair, aircon....."all tangible assets/expenditures" which make the property being capable in the production of revenue. Some assets involve "depreciation" as well. It is all up to one to include or exclude from the calculation. So long as you understand the concept, you wont get b u l l s h i t by papers. It is purely sort of marketing gimmick, and an "academic tool" for academic ppl who live in academic world.

I've asked the same Qs many yrs ago. I'm afraid no one can give convincing retionale, these are fundamentlly the "structure" of this divination method. I can explain HOW the combination of 10 tiangan and 12 dizhi to give 60 possible combinations of the 2 Chinese "numerical" characters. It is purely a "maththematical game", same like how the 4D(of different numerical number)number give rise to 24 combinations. List 1st TG vs 1st DZ, 2nd TG vs 2nd DZ.....till 10th TG vs 10th DZ, 2 DZs "left over" right? Never mind, continue with 1st TG vs 11th DZ, 2nd TG vs 12th DZ, 2nd TG vs 1st DZ...so on and so forth, until the 10th TG meets wth 12th DZ. So there are 60 possible combination. 1甲 子 2乙 丑 3丙 寅 4丁 卯 5戊 辰 6己 巳 7庚 午 8辛 未 9壬 申 10癸 酉 11甲 戌 12乙 亥 13丙 子 14丁 丑 15戊 寅 16己 卯 17庚 辰 18辛 巳 19壬 午 20癸 未 21甲 申 22乙 酉 23丙 戌 24丁 亥 25戊 子 26己 丑 27庚 寅 28辛 卯 29壬 辰 30癸 巳 31甲 午 32乙 未 33丙 申 34丁 酉 35戊 戌 36己 亥 37庚 子 38辛 丑 39壬 寅 40癸 卯 41甲 辰 42乙 巳 43丙 午 44丁 未 45戊 申 46己 酉 47庚 戌 48辛 亥 49壬 子 50癸 丑 51甲 寅 52乙 卯 53丙 辰 54丁 巳 55戊 午 56己 未 57庚 申 58辛 酉 59壬 戌 60癸 亥 This TG & DZ combinations have been used since 2637 BC by Chinese to mark which "year". It is just like present's gregorian calendar year( which starts from Jesus Christ's birth year)2010, 2011, 2012,...etc. Chinese year starts from 甲子 and ends with 癸亥 as one cycle (60 years), the cycle repeats itself. Why don't use 70-year cycle, 100-year cycle? or even 10,000-year cycle? Can, why not, question is WHO will adopt this "cycle"??? I have explained before the calculation of maximum "possible combination of bazi". Anyone cares to try to explain the possible combination? and later compare the the world population(6.97 Bil, over 1/4 are Chinese!)

Please read with patient, I try to put it in a structured yet easy-to-understand manner. Unavoidable, Chinese characters will be used. To know construction of bazi manually, one MUST first understand the structure/meaning of: No.1 (Chinese numerical characters) 10 天干: 甲,乙,丙,丁,戊,己,庚,辛,壬,癸. 12 地支: 子,丑,寅,卯,辰,巳,午,未,申,酉,戌,亥. No. 2 (24 jieqi (节气)***the “月” here corresponse to the bazi’s “月干”, important. Many get confused with geo-to-lunar conversion’s “月”. Example: 12/6/1977 = 四月初二十六, however, this date is after ”芒种”, so in bazi construction, it should be taken as 五月. 立春(begin)，雨水、惊蛰(一月)、春分、清明（二月）、谷雨、立夏（三月）、小满、芒种（四月）、夏至、小暑（五月）、大暑、立秋（六月）、处暑、白露（七月）、秋分、寒露（八月）、霜降、立冬（九月）、小雪、大雪（十月）、冬至、小寒（十一月）、大寒-立春(end)(十二月) The 24 jieqi, in fact, indicates the relative positions of the EARTH to the SUN, over the orbit during a “sui”岁 cycle (立春 to大寒). Not to the MOON. One can see that a jieqi to the next is exactly 15 degree difference in between (Sun as centre point). 立春 is usually on 3rd / 4th /5th of Feb (Geo. Calendar). During a Geo. Leap year (366 days) lichun most likely falls on 5 feb. See below the isometric view of 24 jieqi, in relation of earth to sun, I plotted. http://imageshack.us/photo/my-images/90/24jieqi2011.jpg/ However, on the CNY day(初一)(nian cycle), the MOON must be a “NEW MOON”= earth’s shade covers the moon during night, so one cannot see the moon. So the CNY day, at times, can be a few days before or after立春. A nian cycle (which tracks relative position of moon to earth) year could be as short as 352 (29.33x12)days, to, as long as 384(353+31)(leap month inserted) days. No. 3 (Nian and Sui cycle year, sun, earth, moon positioning) Bazi’s year, month, day, time follows “sui” cycle year(start from 立春, ends at 大寒), not “nian” cycle year(start from 正月初一，end at 十二月初二九 or 初三时, remember! This is significantly important to tell that BAZI does not care the relative position of moon to earth, but track only relative position of earth to sun. OK now we come to bazi construction(manual). I will the example of Year: 1977, Month: Feb, Date: 6, Time: 11.30pm 4 pillars = year pillar, month pillar, day pillar and time pillar. In short, 4 pillar is structured as: 年干/年支，月干/月支，日干/日支，时干/时支 Bazi was back dated to 2637BC. If I were to explain here the formular of 2637+x=60y, would take more than 10 posts. So I skip this. 年干/年支 follows the Sexagenary Cycle (六十花甲子)is formed by the combination of 10 天干 and 12 地支. Start from 甲子 till癸亥. Refer to following tables for the corresponding “year” to their respective”年干/年支” Note: These table use “nian”, not “sui” year concept, so there could be a “slight error” in年干/年支 if one’s BOD falls between 正月初一 and 立春. http://img28.imageshack.us/img28/5485/table1yearpillarpage1.jpg http://img695.imageshack.us/img695/4830/table1yearpillarpage2.jpg So, “Year Pillar” for 6/2/1977 is丙辰. 年干 =丙, 年支=辰, Correct ?? Answer is wrong! The “Lichun” in 1997 fell on 4 th Feb, any date after this would be considered as a “new” year, I have mentioned before. So, “Year Pillar” for 6/2/1977 is丁巳. 年干 =丁, 年支=巳. Now come to construction of月干/月支, refer to following table: http://img171.imageshack.us/img171/1886/table2monthpillar.jpg 月干/月支 is based on 节令 of that particular year. See the 24 jieqi above. 6/2/1977 's "年干" is "丁". So the "月干" is "壬". Since 6/2/1977 fell under "一月". "月支" is "寅", because 6/2/1977 fell under "一月", just 2 days after 立春, remember? "月支" is stright forward, obtain from the table, hold unchange for the whole月。 So，月干/月支 for 6/2/1977 is "壬寅" Please do take note that "月干" is "年干" dependent. Now come to construction of日干/日支. Since鲁隐公三年(公元前722年)二月己巳日till now, the chinese calendar (using 干支) has never been interrupted. The 日干/日支follows the sexagenary cycle and repeats itself every 60 days. Due to the facts that there are “big”, “small” months with a nian cycle year + a leap month for about every 3 years. This makes manual calculation/construction of 日干/日支 impossible. Must refer this to 历书。 One thing worths mentioning: the cut-off hour for the “day” is at子时,meaning that after 1am is the “next day”. If say born at 12.59am, 59 minute, it is considered as “today day”. May refer to 《克择讲义》：11pm to 12pm = “阴”and 12pm to 1am= “阳”. 日干/日支for 6/2/1977 is "甲午" Now come to construction of时干/时支, refer to following table: http://img683.imageshack.us/img683/7180/table4timepillar.jpg Day's 干/支 is every 60 days one cycle. 時干 is 日干 dependent, refer to above table. Since 2/6/1977's 日干 is “甲”, at "巳"(0930am) , 时干 is therefore = 己. Look at left table, 时支= 0930am = "巳" So 2/6/1977, 0930am's "time pillar" = 己巳 2/6/1977, 0930am’s bazi = 丁巳, 壬寅, 甲午,己巳. Clear, any questions?

Really envy u guys have chance to go to uni. I don't. At times, I get sentimental easily. 2 or 3 forumers already know the following story of mine, i repeat here and shall not in the future, wish to get your blessing for next yr and the next. Some 18 or 19 yrs ago wanted to get a bachlor degree in management after poly's engineering & SIM's dms, somehow or rather, it is "fate" than "manipulates" ppl or God's will? HDB key came, reno follow by wedding. Facing issue of "money not enough". So dream remains as dream. Work, work, work. Son comes to this world 2 yrs later, 20 months after, daughter comes, then again work, work, work and save, save, save & also invest, invest & invest. They've grown up & have quite certain degree of "independence", so I can let go more or less. It is time. I'll go to SIMGE's bachlor of business(management), major in finance, starting from next jan, with advance standing, need to take only 12 modules, 2 yr, part time, cert by RMIT, australia. Just to fulfill "my dream" - this dream really takes long time to be realised. Don't stop your dreams.

Hi, thank for the encouraging words. "Setting up" bazi from DOB manually is a bit complicated, need some tables which takes time. Hope tonite I can finish these tables & let forumers know. Just to keep this thread "on top" so I won't forget. Anyway, once I promised something, i'll make sure it get fulfilled, this is principle issue.

Quite similar to this post leh. Only directions different but is better than the one as follow, in term of wind flow: http://www.renotalk.com/forum/index.php?showtopic=44483&view=findpost&p=674281

Frankly, my character is alert but not "sharp". Do things like to just "agar agar", never aim 100%, always give "some space" for others to accomodate, lol. Staying alone at top of mountain is very boring, i prefer to be "average" and mixed around leh, i enjoy fun.