bepgof

My dear, what's black magic? Can explain according to what u've know so far?

Call him asap to be present on OTP signing date. If you have contacts of seller or seller's agent, can go ahead to arrangement appointment with seller's agent to sign the OTP. Your $1K will be forfeited if you do not exercise OTP before 6/12/10, be reminded! Can write letter later on, should sign OTP and pass the $4k to seller (in seller's name)asap first, then bank'sLO follow by letter to yr agent's agency. Make sure seller's agent submit the resale application, get his/her contact and ask for 1st appointment date, later on.

1. Best to send an expressed letter to state your ground for discount, so there will be not dispute later on. 2. Hold till OTP is signed.(buyer, seller + agent as witness). Yr agent may play trick. 3. Today already 2nd December 2010, yr agent may not happy and therefore not turn up (or make sure seller's agent is present to sign on OTP as witness)as witness. As courtesy, should call your agent to be present on OTP signing day. If you miss ( not exercise OTP before 6th Dec 2010)your $1K will be forfeited by the seller liao.

Commission agreement letter can sign even on the completion date. No hurry. Using "dragging" tactics see who can endure till last lor. Remember don't sign the letter if the % is not in yr favour. Pay him only the amount you wish to pay on last day, take it or leave it.

True enough that each within heart has a "ruler" with self-defined scale for measuring masters' performance/behaviour/moral philosophy, etc. My scale for measuring "bad", are: - $ face. No money no talk (siam)type. Looked at 2 cases (mdm xxx, yyy)how Chang rendered aid. - Lip service,words-twisting, slippery king. "Generalise" advise, leave ppls wonder in the air. - Recommend clients to buy items at his own shop. Accounting rule applies here: handling money upfront and bookkeeping cannot be the same person. - What being said not being done. Honesty breach type. - No questions allowed kind. - Anyhow "sian" type. Rituals, religions, fortune-tellings, social norms, ancient practices, all "mixed" and become "feng shiu" "masters". Welcome to add more.

OTP signed liao? Don't sign commission letter until he/she agrees with your term. 1% is always negotiable.

Like that tio lah, swee, 感情留一线，日后好相见。

Sprinkle rice, tea leave, roll pineapple, picking dates... are rituals. These are no harm yet win yr senior's blessing. I'm not "pantang", have done macro fs on my own before buying, any day as long as convenient to all parties involved is a "good" day. The day I got the key, I chiong and open the door liao, can't wait.

Don't worry, go ahead whether good or bad. I'm with you.

Among 8, I walked in, no agent, except for the 1st viewing. Seller agents refused to disclosed details over phone, except blk#, floor range. No choice, must go & see. What I want to highlight here is I made amber planning ahead thus allowed me to make quick decision.

Buying house is a big business. Before viewing, must have decided some important parameters: - Location - Floor range, 1-5?, 6-10? - Type, 4rm, 5rm? - Unit's condition (so to est reno) - Budget (val + cov+ reno) Important but optional: - Windows/door facing - View - Neighbours - How soon seller can move out - - My experience(total 8 viewings): 1. 1st viewing, like vey much, same night I offer (increased twice) COV. Half way viewing, back home fetched MIL to view kitchen. Seller hesitated (3 buyers at same time)my offer. I immediately called it off, back home. 2. 2-7 viewings, went in one round, came out, went home. 3. 8th viewing: Immediately place $5K cheque, signed OTP on same day of viewing. I knew WHAT I want.

You are quite right. Not all masters provide FS service. Only those who provide FS service are "right" to be called fsm.

My dear great Kalimantan, FS is FS. Bazi analysis, ziwei, face/palm/bond reading, etc.. are FORTURN TELLING. Those who provide such service are thus called fortune teller. These are methodologies developed by human to "uncover" the will of "heaven", by deploying different "templates" as you often coined them. Kuan Yin, Christian, ghost, Karma, buhdist....etc are RELIGIONS.

Boss, late question from me for your fsm during year end audit. Why "fsms" involved in fortune-telling business, why don't called themselves "fortune tellers"?. The slice of fs sector too small? Need side-bisuness(fortun-telling)to support? Note: May be I'll email Change see how he looks at this.

Free thinker = superstitious and toward christianity? For new condo, I gong gong, get key, open door chiong to tiolet and did some business first. Before whole family moved in, I stayed overnight alone there twice to have the "feel", with carton box paper and coffee. Reno a bit, whole family chiong and moved in. For resale HDB, also gong gong, got key and stayed alone for one night to have the "feel". Started major reno for 1.5 month, then just gong gong "moved in" things bit by bit.

May I know which boutique condo you are refering to. How many units?

Advise you to look at your post, read 3 times again. Why bother to launch the "personal attack"? He who compiles list of "bad" ones, not necessary has kin relationship or any association to Master Change ONLY. I knew of some really "bad" ones, but I don't condemn them. I understood Kalimantan was joking to me & I threw the D24 to him to close the case.

True, very true. Can pm me "who" is the one planted that seed?, say thank you to you first.

Cars depreciate fast, high maintenance. When stomach and pocket are full, many "patterns" come. That goes without saying. Pocket par par liao.

Whos get things "personal" first? Whos link Ivy to Master Chang's........ ??? Think!

Folks, be appreciative and understanding. 1. It takes time and efforts to compile list of "bad" ones, of course, one can always go ahead to engage the "bad" ones as he/she wishes. 2. The reseans for not compiling the list for "good" ones are obvious, isn't it?. Will get blames, if things turn out to be "bad". If "good" leh, got "angbao" ?? Tio bo?

Ivy is kind enough to compile ONLY the "blacklisted" ones, and smart enough not to list the "recommended" ones, I believed. Why? Anyone?

Don't angry lah, I guess Z_Dash doesn't aware the complexity of FSM cicle, and therefore failed to understand your intention, but instead jump the gun to conclude......

Warrior88's friend and Maybank may be able to help you to "rub". Warrior88, tio bo?