bepgof

Theoretically, they're not really that BS, the animal signs prediction are based on the 12 earthy branch's 刑、沖、会、合、害 . It is just that the predictions are "too simplified" and "too generalise", thus read or no read make no difference. However, still got ppls want to read le and "remember" what is writen there (cast a "shadow" in heart)as to their own animal sign, sigh.

The requestor = MC, not passionfruit. Not necessarily to be a buddhist to possess "依通".

Sure, can be any figure, as long as the tenant agrees to lor.

Stove=fire, induction cooker=fire, water heater=fire, electric thermal flush, electric kettle.....etc. Anything that generates heat = fire. Be "open minded". Fire not only limited to kitchen. Ancient ppl cooked meal/water... always at fixed stove in kitchen, so home fs's fire always narrow down to kitchen. Nowaday, portable induction heater/cooker, heater, etc can be moved from kitchen to hall, even to room and tiolet and "start" the fire there........Position, sitting, facing of these???? Mae, any idea?

江湖feng shui is to get ppl confused, the more confusion the merrier = can be this, can be that, no end....so can earn money mah. Got "front facing", "side facings", "back facing", "top facing", bottom facing" leh. Don't know which "correct facing" is being talked abt. Best installed hob at central location, ppls of different gua can choose their positions (facing) anytime as they wish, smart hor!

Sorry, I've to touch on Buddhism. Zhan Pu is effective when the requestor has possessed "依通". 依通 is one of the "5通" - (道通, 神通, 依通, 报通, 妖通).Read Buddhism's (宗镜录)卷15 for more infomation. http://www.suttaworld.org/gbk/sutra/lon/ot...016/2016-15.htm Any buddist here, can enlighten us on "依通"? Not "karma".

Huh? Stove's control knobs dictate "facing"? What if knobs are vertically mounted and "separated" from the stove body, like those in restaurant's kitchen.? Facing? What about induction stove without knobs but with keypad touch-buttons? On right= face right, on left = face left? Really can't comprehen (figure out the logic) and "appreciate" the significance of the "sitting" & "facing" issues as to fs. Like as shown in picture, likely you won't use 2 knobs the most further away from reach of hand. Hand will get burnt easily and left hander has to "twist" the body to access to knobs. Why make things complicated? Just to follow the "theory"? Siao liao lah. Sorry, should wish you: enjoy cooking!.

This is a price structural issue. Selling price = valuation price + COV Pte resale has only "selling price", no valuation report, hence no so-called "COV". Buyer has to agar agar if the "selling price" is close to prevailing mkt valuation price. Buyer needs to arrange with bank to evaluate the "valuation price" after he signs OTP...... Long long time ago, there were many "unregulated" "HDB vauation houses" who prepared "valuation report" to their likes for reasle HDB units. Timed bomb exploded, so now all valuation done by "regulated" valuators. To make selling/buying easier and standardised, HDB sets rule that "valuation report" is a must for each buy/sell transaction and each report carries a 3-month validity. And the mortgage is based on the valuation price, not seller's selling price. However, always sellers find their house worth more than the valuation price & wanted to be sold only at a price higher than the valuation price. The difference of selling price & valuation price is hence called CASH OVER VALUATION. You want HDB to reset the rule to follow pte resale's present practice? I tell you, many buyers "die".

1. Fairer way is breakdown total bill according to "per head", "each head" absorb their shares equally. Each month bill fluctuates, tenant's mood also fluctuates. 2. "lump-sum" charge to tenant per month. Both party happy. 3. Landlord absorbs all, give & take. Tenant happier.

Look like no one is either interested in this thread, or don't know what/how to response to it. Let me KPO a bit here to share and break the "coding" of chinese animal prediction. This is a question relate to : WHAT's the prediction based upon?Hope after reading this you have some basic understanding of how the predictions are derived at. The 12 earthy branche’s 刑、沖、会、合、害 make many possible combinations. These are the fundamental “ingredients” which make up of 運, however, these combinations are complex and therefore “bazi analysis” easy-to-learn, but difficult-to-master. Different formation/combination will end up having different interpretation by different interpreter. There are no absolute good or bad. 十二地支中 have 刑、沖、会、合、害. 地支6 ”冲”: ”冲” meaning: oppposing, different opinios, quarrels. Coming year will be Roost ”冲” with Rabbit. 1.子(Rat)与午(Horse)冲-水火不容，情緒不穩定，脾氣不好，個性极端。人緣很好，異性緣佳。較有发瘋機率，腦神經衰弱的現象。子午的人通常都很漂亮 2.卯(rabbit)与酉(roost)冲-做事俐落，很敏銳，有第六感，眼睛銳利，人緣好，异性緣佳，心性不定（桃花沖），陰易近身。 3.辰(dragon)与戌(dog)冲-辰與戌屬現金，庫沖庫，撞到事業宮的話，投資會失敗。不服輸，自圓其說，自找台階。喜做老大，脾氣不好，理由多，會將錯就錯，歸錯於別人，做事野心大，開銷大。須注意婚姻問題。 4.丑(ox)与未sheep)冲-愛追根究底，打破砂鍋問到底，主觀意識強烈。易賠錢，財庫衝開，開銷大。愛問，鑽牛角尖。較會跟鄰居吵架，女命易流產 5.寅(tiger)与申(monkey)冲-忙碌，閒不住，勞碌命。開車很快，較會走大馬路。有車關，易生車禍。六親較無緣，一輩子靠自己。（同傷官見官，一生大起大落） 6.巳(snake)与亥(pig)冲-辯才無礙，口才佳，很會辯，愛聊天，常常禍從口出。追根究底，較會鑽小巷，有車關。 地支三合: combination of 3 animals which form a “formation” total 4 formations. 1.申子辰合水局: 生在申，旺在子，庫在辰 2.巳酉丑合金局: 生在巳，旺在酉，庫在丑 3.寅午戌合火局: 生在寅，旺在午，庫在戌 4.亥卯未合木局: 生在亥，旺在卯，庫在未 地支三会：3 animals meeting with “directions” & 5 elements”. 1.寅卯辰三會東方木 2.巳午未三會南方火 3.申酉戌三會西方金 4.亥子丑三會北方水 地支六合: 有計劃能力，合得來，會有收成，守成，同心協力，好溝通 1.子丑合火 2.寅亥合木 3.卯戌合火 4.辰酉合金 5.巳申合水 6.午未合火 地支六害: Referring to分離（指人的生離死別），變卦，聚少離多，同床異夢，要收成時，會收不到。 1.子未害: 個性極端，容易犯小人，易換工作。貌合神離，無話可說，會要求對方。（最嚴重的害，又稱天地害，南北害）。羊鼠相逢一旦休 2.丑午害: 耐性差，容易生氣，貌合神離。從來白馬怕青牛。 3.寅巳害: 是非多，無恩情（人情），易犯小人，冷眼旁觀的態度，屬驛馬害，辯才無礙。如果離婚，也可能同住一屋簷下。蛇逢猛虎如刀截. 4.申亥害: 是非多，無恩情，易犯小人。（比喻相見不如懷念，相見就吵，不見又懷念）屬驛馬害。豬見猴猿似箭投。 5.卯辰害: 本身要注意，易遭周邊親人相害，殺傷力很大，好朋友扯後腿，兄弟無緣，手足無助，要他好，反而害他，愈親近的人，反駁力越大。玉兔見龍雲裡去。 6.酉戌害: 與卯辰害相似，容易被近親戲弄。（雞犬不寧，哭笑不得，離婚率高）金雞遇犬淚雙流。 地支之刑 地支彼此之間或與流年地支產生刑剋，主傷害、意外之事，共分四種狀況 1.无禮之刑：子刑卯，卯刑子 2.恃勢之刑：丑刑戌，戌刑未，未刑丑 3.無恩之刑：寅刑巳，巳刑申，申刑寅 4.自刑：辰刑辰，午刑午，酉刑酉，亥刑亥 1.无禮之刑: 子刑卯，卯刑子. 沒氣質，眼光高，講話沒禮貌，說話不客氣，不隨便與人交談，自視清高，看到不喜歡的人，他就不會去理會對方，脾氣不好，沒禮貌。刑中最凶兆，不孝不悌，相妒不睦，剋損六親，婦人有此刑，翁姑不合，且易損孕 2.恃勢之刑: 寅刑巳，巳刑申，申刑寅 做到累死，別人也不會感激你，替別人打江山。做憨工，沒有恩惠。你有十分力，勸你留三分可收尾。你會嫌人，別人也會嫌你。做事可以做的成功，但只要有一小點做不好，就會被修理。性情冷酷薄義，易遭陷害及惡事發生，女子有此刑，易損孕。 例：寅刑巳，巳做到流汗，被寅嫌到流口水，寅不懂得感恩。看寅、巳各在何處，各代表「誰」，即可推論出誰會對誰不知感恩 3.无恩之刑: 丑刑戌，戌刑未，未刑丑 太過有自信，過於猛進，易遭挫折，無惻隱之心。剛毅且易罹災。婦人有此刑，易孤獨。 例：丑刑戌，丑對戌太有信心，自認戌可幫己一切搞定，但往往事與願違 4.自刑: 辰刑辰，午刑午，酉刑酉，亥刑亥 心裡的鬱悶，不知道要向誰說，找不到對象說，有話不想跟別人說，有話說不出口，在心裡一點一點的累積。（尤其是亥月生者）明知不可為而為之，常拿石頭砸自己的腳，會想不開，內心鬱悶不知找誰訴說，自卑。「亥」若在月令更嚴重，酉，午較亥來得輕微，辰的自刑最輕微。 4-1 辰刑辰: 固執，有原則，不喜歡別人左右他，喜歡獨立，作老大，懷才不遇，做事有頭無尾。鬱卒型 4-2 午刑午: 好勝心強，不喜歡別人用話刺激他。個性極端，沒耐性，健忘。屬「馬」者，喜歡別人拍他馬屁，所以要說好聽的話，要好好溝通 4-3 酉刑酉: 講義氣，較雞婆，遇到懶散的人或不講義氣（不講理）的人，他會生氣，所以乾脆不說。太過熱情，變成憂鬱 4-4 亥刑亥: 聰明，智慧，明理。有事不說，鬱卒型。易有自殺傾向 Some solutions for: 六沖 如果你們是子鼠與午馬相冲的 可以結交属虎的朋友，或生個属虎的孩子，作為橋梁紐帶，生活中可以採用綠色的色彩來中和融通，風水上可以選擇主臥室在正東、東北和東南為吉星的戶型，也可以佩戴或擺放木類的、或虎形的飾品來增緣調運。 如果你們是丑牛與未羊相冲的 可以結交属蛇、属龍或属豬的朋友，或生個屬蛇、属龍或属豬的孩子，生活中可以採用土色或金銀白色的色彩來中和融通，風水上可以選擇主臥室在正南、東南為吉星的戶型，也可以佩戴或擺放玉石類的飾品來增緣調運。 如果你們是寅虎與申猴相冲的 可以結交属鼠的朋友，或生個属鼠的孩子，作為橋梁紐帶，生活中可以採用黑藍色的色彩來中和融通，風水上可以選擇主臥室在正北、東北和東南為吉星的戶型，也可以佩戴水晶或擺放魚缸、或使用鼠形的飾品來增緣調運。 如果你們是卯兔與酉雞相冲的 可以結交属豬的朋友，或生個属豬的孩子，作為橋梁紐帶，生活中可以採用黑藍色的色彩來中和融通，風水上可以選擇主臥室在正北、東北為吉星的戶型，也可以佩戴水晶或擺放魚缸、使用豬形的飾品來增緣調運。 如果你們是辰龍與戌狗相冲的 可以結交属馬、属虎或属鼠的朋友，或生個属馬、属虎與屬鼠的孩子，生活中可以採用土色、金銀白色的色彩來中和融通，風水上可以選擇主臥室在正南、西南為吉星的戶型，也可以佩戴或擺放玉石類的飾品來增緣調運。 如果你們是巳蛇與亥豬相冲的 可以結交属兔的朋友，或生個属兔的孩子，作為橋梁紐帶，生活中可以採用綠色的色彩來中和融通，風水上可以選擇主臥室在正西、西南、東北為吉星的戶型，也可以佩戴或擺放木類的、或使用兔形的飾品來增緣調運。

Just to elaborate what I know of on this. Yes it is one of the zhan pu methods. I-ching is basically a book of zhan pu. The 64 卦 came from 2 to the power of 6 = 2x2x2x2x2x2. That is to say, one gua is made up of 6-level of 爻. Each 爻 is either a Yin爻, yang爻 or "动爻". 动爻 has 2 types = full yang, about to turn to yin, and full yin, about to turn to yang. The tradition of throwing 3 coins to get a 卦 is as such: Define yin as "tail", and yang as "head" first. Throw 3 coins for 6 times, each time to get a 爻. Steps to get 6爻 to form a 卦. Record down each "爻" , bottom up approach=1st 爻at bottom, 6th 爻on top. 1. 2 yins, 1 yang = yin 2. 2 yangs, 1 yin = yang 3. 3 yin = 动爻#1 4. 3 yang = 动爻#2 Get the 64 卦辞 to look for interpretation. Not easy to interpretate. Command of chinese must reach certain "standard", even though, interpretation always ended with "can be this" & "can be that". Hardly has as clearly as "go", or "no go".

Would like to elaborate on this. Once the valuation done, loan amount decided and contract signed, "ball" starts rolling till contract expiration, then you decide to continue with same bank or with another bank with the OUTSTANDING LOAN AMOUNT. Only at this point of time, both banks will evaluate your financial strength vs this outstanding amount and MAY only willing to lend you an amount lesser than the outstanding, ie you need to top up the difference to secure the mortgage loan.

That goes without saying. Land title too. Landed property best come with FH title. 99 yr lease may be can tahan 2 generations only. Ppls staying in singapore are smart, both sellers & buyers, ask yourself as seller, if you buy that house: WHO will buy this landed house with remaining xx yr?? For sure, I will not buy this house purely due to 99yr leasehold.(taste difference) http://www.ura.gov.sg/mp08/map.jsf?goToRegion=SIN

I think I put off the fire, if not kena fire hit fire, someone will land in ICU or die... I can't tahan the public transport - too slow, ineffective. My wife drives supper slow and tend to lean toward left" to hit vehicles on left, got "chicken eye"?

Human beings at different age, have different needs/desires. FS applies to all ages as long as one is on the planet. Consumer asks stupid question and consumer consultant provides stupid answer, intended? Money wasted.

I'm rabbit. Rabbit year is coming, will be starting my 4th round over the "12-year-one round" running track "competition". Observation and experience tell me: 1. Skills associate with LUCK. ie, more skills more luck. 2. Skills takes time to acquire and need to be paid for, whether in term of monetary, "blood", or/and "tear". 3. Want to enhance particular luck, need enhancing particular skill first. 知己知彼，百战百胜。孙子 already observed and practised this law of nature thousands years ago. 4. Problems of today's ppls :spent no time in acquiring skills yet wish to enjoy fruits of different kinds.

Mine "bad", son's "good". Before shaking the wooden cylinder, I did not have any particular "enquiry subject " in mind, cos my wife asked me to "shake", just shake lor. Son enquired abt his study, as understood from him.

Confirmed mine, this car follows me (or I follow it?) coming to 3 yrs liao, 1st accident since. Have involved "many" traffic accidents liao since got license in 1992. Accident till "no feeling" liao. 尽人事，听天命。

Wah, so many!, can share abit what is miah xiang all about? Added, pls ignor this request, I misread as "mao San", sorry huh.

I like this. Many ppls get mixed up on "facing" & "sitting". Alway thought that "sitting" is the "facing". My Kitchen door originally faced east, I changed to north and made it bigger. Common tiolet face west, MBR tiolet face east, some rooms face south, some face north, original store room face north, now "no door", use up/down blind to "open & close". Example, my house "sits" in bedok, main door facing west, some window face north, some face east, bopian old hdb pt-blk windows can face only 2 directions.

To me, the talk was nothing interesting, all abt numbers and all thing can be expressed in term of number.....I think he somehow short-circuited liao. Is those type walking on the street and talking to himself. Sudoku is the "expanded" version of luoshu. Luoshu has 9 boxes, sodoku got 9x9=81 boxes, nothing fascinating, play nokia phone's sudoku from level 1 to 100 many times, sian liao. Ppls like to "manipulate" things with numbers, North east south west, invisible forces, supernatural.....watch out!

So now like a crunching tiger liao? Received a "new year present" on 2 Jan 2011 at 1620hr. Red Mazda 3 bumped into my silver toyota's rear right wheel. The "water-color" landed in middle of stoned road divider. Fire hits water. Before fire-driver regret and twist his word, got him to write a "remorseful" statement as my protection "fu" for claim. http://img6.imageshack.us/img6/3636/cid100997.jpg http://img547.imageshack.us/img547/9907/cid101012.jpg

Showed you the one I did(play play) in Japan: http://img811.imageshack.us/img811/489/img0538q.jpg http://img547.imageshack.us/img547/6976/img0540b.jpg

The item has "psychological" effect to boost the targetted person's "confidence" to chiong ONLY, provided this person is aware of the present of such item. It is quite similar to the chicken essence's effect. A person can take tonnes of chicken essence, but still fail the examination if he does not do his groundwork. Imagine if you were given a rifle without ammunition and told by very encouraging words from superior that you sure win the battle, will you chiong to fight with the empty rifle ? Or will you do and "encourage" the same onto your children ? The choice is on your hand!.

Pte resale is a bit complicated as the "valuation" part is usually done by buyer, not seller. Valuation cost, without taking bank's mortgage loan, is costly, can be as high as $600 for an ORC condo unit, not to mention the landed..So sellers, usually have no valuation report to show buyers while house viewing. The buyer has to always know his financial strength. Buyer has to exercise the option then arrange for bank loan, at same time, bank does valuation and decide the maximum amount to lend to the buyer. Buyer has to be extra careful in pte resale, make sure the location is "resalable" and buyer himself is "financially viable" that bank would lend the required amount. I've mentioned earlier, LO is needed when both seller & buyer jointly submtting the HDB resale application to HDB. Buyer can exercise OTP ANYTIME before it is expired (14 days)as long as he is confident in securing a loan of the amount to his like. HDB will reject all resale applications without proper required documents being submitted. Another thing to note under clause 11 of the OTP, seller's agent will "secretly" put "90days" as being the "grace period" between after OPT exercise date and resale application submission date, so to enable seller taking his own sweet time to look for his next home. Sorry, I'm not so updated as to the 7-days rules and those rules set by the new CEA. Any changes to above I mentioned?