bepgof

1. Which is the best methodology to "unlock" the "heaven luck", according to him. 2. What is "water" formular and "mountain" formular. Give an example for each for residential purpose. 3. "By right", FS trade should get involved in only "earth luck", what are the real causes/reasons fsms so much so get invloved in "heaven luck". 4. Beside the 5-element philosophy, could there be 6-element, or 7-element, or more to explain the interaction relaltionship between pgysical objects. 5. Is "推背图“ really unlock the will of heaven. 6. According to bazi, when one's > 60 year old, destiny is "out of calculation", any other methodologies to calculate after 60. 7. Who is the one who rearranged the 8 trigrams from "先天八卦“ to "后天八卦“ and why? Remember to take these down hor and ask. Many more to come. Must thank you you for the offer.

Watching TV series where got fun. Must read the books, you'll forget the time to go tiolet, meal, bed.....

Have not taken up bridging loan before. But have made full redeemption twice (bank) 1. Signed the bridgiing loan and mortgage loan with same bank? 2. If yes, has bank assigned you any lawyer firm? 3. If yes, talk to the lawyer with your reference number and tell him your intention. 4. Your lawyer will correspond with bank's laywer, and ask you sign some form, just wait for reply. 5. If bank has not assigned any lawyer, get a real estate lawyer yourself and give him necessary info. He will know what to do. 6. After some years, if you wish to do full redeemption, repeat 5. Note: Calling up the bank to ask around is very frustrating, teller will "bring" you here & there as if "don't want" your money. No harm calling anyway, and make appointment with the bank's real estate consultant. All the best to you.

Sport hub comes, mango trees go. I'll miss the mangos .

With parquet floors and want to protect them from scratches, the only way is to adopte "japanese" or "korean" style of sitting = no chairs. Rubber mat "protector" "stickes" with parquet floors lacquer after prolong time. Upon removal of mat, whole patch of lacquer will be "removed" also. Good luck. Parquet floor usually made of teak, will strink over time, and you'll see the gaps. Strinks faster in air-con room. So,.....

Found difficult to give you an one-sentence, one-paragraph, or one writeup as answer to your question. If you do not mind, help pick and answer to the followings, will lead you to somewhere as to your question: 1. Along a dead end road, you like your house to be situated at a. Beginning at the dead end, or b. End at the dead end 2. Would you choose an unit with a(say a condo)with condo's entrance or sides facing a direct "vertical straight" road. a. Yes b. No 3. Would you choose a house with (door, windows, directional and surrounding objects dependent) a. Little/poor natural air ventilated b. Good/sufficiently/well natural air ventilated 4. Imagine you're a retail shophouse boss, would you like to have a shop with entrance facing directly with the exit? a. Yes b. No 5. If you're a slary employee, given a table and a chair to work, you like: a. Chair back facing an open aisle with many ppl working pass at all time b. Chair back facing a solid wall Pick your choice and try give reasons to why pick such. Then you'll have better understanding of what fs is all about.

I'm crying liao...

To me, He is the one declares Himself to all mankind: "I am Alpha and Omega, the beginning and the end, the first and the last" Rev22:13

At age of 40. HDB at BBC/300K(1999). HV, f/h/648K(2003). Stock/176K(now). Bro, your pocket par par. Good portfolio le, what else you've found short of? "Umbrella" too small? A gentle reminder: We are already "finished" the 1st half match, now into "2nd" half match. No U-turn liao. You've achieved more than "nil" in 1st half match.加油! There is no such thing as "how come ppl can afford EASILY" - everything pays: at different price, different timing....you see me good, I see you good.... "All" staying "together" may not be a good thing, most frequenly will have mental stress unecessarily- lots of "music" to hear due to generation gap & value differences. I experienced this. Always, when don't cherish present till we've lost it then

1. Frankly, I see nothing wrong one being coined ah beng or ah seng. PPls called me ah seng too! Ah Seow also acceptable. 2. Ah seng's ah kong refers to "old generation" and nothing else. Don't be over-sensitive. 3. I ever stressed to you that I don't "promote" superstitions, nor "hears & says", in forums. 4. All I mentioned are facts and actual happenings. 5. I'm a "protestant" of FS, no "superstition" propaganda. 6. I don't know who your fsm is, except knowing that (you always mentioning)he is from Taiwan. 7. I have been to Taiwan for abt 16 trips, but only visited so far one fsm there. 8. Yes, one of my relatives (same surname) is a fsm, I've never consulted his "service". He is already 60+ thought we are holding "same ranking" in term of seniority.

What/which "true" you are referring to? 1. The 9-horse-painting with light **** room brings prosperity to business? 2. Tao Zhu Gong's 12 business principles and 12 business pitfalls? 3. Smart is enough, don't to be too smart? 1. Have to ask owner himself. But one thing I know for sure is that "business" is "long term", profit or prosperity is calculated/measured in term of years, not "days". And I also truly and firmly believe in: 天将降大任于斯人也，必先苦其心志，劳其筋骨，饿其体肤，空乏其身，行拂乱其所为，所以动心忍性，曾益其所不能。This is not within "days" also. 2. You can yahoo or google abt this character, his teachings (in business) are as famous 孙子兵法. NTU ever conducted courses on this. 3. You mentioned in somewhere, sure holds true. 曹操与杨修 was an good example.

I never said I'm gifted/brainy and well versed in mandarin culture and able to break code for fs equations...You said all these. I never said I'm smarter and you're stupid. You said all these. I never intended to insult others, simply I gained nothing by doing so, or it would show my ignorance. You could have perceived so. I merely stating facts. Always be reminded : "良药苦口利于病，忠言逆耳利于行。 Your words made me feel as if you were 曹操 , I were 华佗。

1. Simply, FS is not God. 2. FS follows, and dictates no rules of games. 3. God set rules of game. If still don't understand, I bopian liao.

Light = 灯 Horse = 马， 马到"功"成 = Horses arrived, achievements attained. Light casting onto horses = 走马灯 = moving, non-stop 9 = 久 = long long 24x7 = 168 = 一路发= all the way prosperous 9 horses painting with light casts non-stop: therefore SYMBOLISING Arrival of achievements, long long moving non-stop, all the way prosperous! VERY typical ah seng's ah kong's business mentality style le, still believing such??? This is not fs, this is business 意头。Need fsm to "teach" this? A three year old child also knows this. Fish lah, water lah..... 好意头 is one thing, skills, experence, knowledge, contacts ,etc are more significantly important than "好意头". "好头脑" is definitely very very much important/desirable than "好意头". Doing business without "好头脑" will eventually ended up with "没头没脑"。 To go into business, ask yr sister in law to understand & practise the 12 teachings of Tao Zhu Gong first: 陶朱公商训12则 主要内容 能识人：善于了解、分析和懂得人的个性 能接纳：注重和客户、股东、员工等建立良好的关系 能安业：专注于一个领域进行发展 能整顿：货物的摆放要整齐，销售概念和形象要好 能敏捷：要懂得授权，经营要有灵活性 能讨帐：懂得管理资金，妥善处理财务 能用人：爱才敬才，选择适当的人处理不一样的商务 能辩论：要有好的口才，能够和各个层次进行沟通 能办货：注重后勤服务 能知机：懂得抓住机会，并评估风险和回报 能倡率：老板要以身作则 能远数：要有长远的发展目标和眼光

Ya lor , he spring me to London.

1. Bazi possibility = 60(yrs) x 60(not 12 or 13 months) x 60 (not 30 or 31 days) x 60(not 12 si or 24hr) = ? possibility. What's the population on earth? 2. What "happen" if I were 60 yr old and above? "Lost" in space? 3. What happen to those who born on planes, say at GMT -3? 4. What happen if 2 babies, born at same "time", one in peikin, one in Brasil? 5. "To know" something, first must understand that "something" first. 6. He who "knows" nothings therefore "doubts" nothing. 7. Because he "knows nothing" abt that thing, therefore no questions asked. 8. "Gong gong" is either don't know at all, or, knew but pretend don't know. 9. "To know" things in advance, it not a "good" thing, will bring "unecssary" mental stress. 10. To predict things and get prepared to the(ones')things is wise. 11. Gong gong, without any preparations(hardwork), is digging grave for himself.

1. You've to understand yr finance position well in the first place. 2. Then decide tenor, amount, fix or variable. How much to pay per month, for how long, if interest up, got "buffer"....... 3. Can ask for no-obligation quote from various banks, or mortgage loan broker. 4. Have to decide to use fix, sibor or sor...... 5. If yr friend cares to "impart" his understanding/knowledge to you on this, so you can make a wise decision which suits best to yr needs, then choose him. Bankers wouldn't bother to explain these in great details, to them time is $. Labour also means $. 6. Mortgage loan is quite complicated in nature, anyway, understand the fundamentals enough liao. Go into too details you'll find yourself "lost" in nowhere.

Black magic involves use of bacterias and controls(bio) to get personal gains. Spirits are supernature. FS cannot "override" these.

Why Jim Roger migrated to Singapore, Daughters learn chinese? Look at StandChar's CEO, now Singapore citizen. They're quick to jump the board. Better get yr next gen ready.

I'm 46 and wife 41, recently just took one with UOB for 30yrs. Usually Max age up to 70 year old, but bank see credit ranking also.

God knows everythings. Know even before you pray. God is a spirit, worship HIM by 'soul' or 'spirit'. No words, no IC, no 'actions', all by 'intentions'. Don't pray in the junction to let ppls see, close youself in a room and talk to you Father. Prayer can be done at any place any time. Need no 'seen' object.

Hand itchy, now in Osaka, manaed to loan a laptop from hotel, kb layout slightly better. I thought we've discussed his topic before? About the TS = jupita and the 60 generals? Many may not know the origin of legend but all fsms should know and those temple keepers may not know too. Mao ZD defeated KMT's founder, accounding to a writeup I read it was because Mao knew FS and knew when to strike out when the Jupita was in opposite site of KMT leader. Jupita takes 12 years to a make one cycle around the sun. This means that at each of the 12 years, when the sun at centre, there are 12 possibilities that the earth is right opposite the jupita. But exactly what/how bring bad luck to the earth (not only particular animal) by Jupita, I've been searching and no logical answer found yet. I would say, at this pt of time, the 'ts diety' is just a legend. Imagine , if thunder lah, rain lah... could be 'god', what else could they not be? Do you believe the San Niang & Yuen Lao? It is always interesting to read the chinese star constellation. Taoism also practises star observation. Must admit, I've try to read and understand for so many year, knew only a bit, found difficult, need a good teacher.

At 60 year old, chinese always throw grand feast to celebrate 60 yr old birthday, after that, no more follow the animal, everyday is bonus day liao. LKY only after 85 then bonus day. Bazi calculates up to 60 year old only by default due to its YY methodology. The MM, DD, TT needs to refers to li shu to get the 2-word characters, more complicated. I supposed Master Chang is an expert on this who can convert mentally and instandly and have the wu xing and 12 palaces formulated in his mind, normal ppls need to cross reference to many tables and takes time. Should not have used the word 'not accurate' - should use 'limitation', sorry. At 60 - where ren, heaven & earth meet and unite as one. This is chinese phylosophy. FS is all abt law of nature - if mankind follow these, will smooth sailing, if go against will knock walls here & there. Black magic and those spiritual stuff are another issues. I've concluded and summarized in plain enough liao. The keyboard layout here, terrible, like seeing stars.

Son is the tour guide here, first tokyo, then kyoto (3 hr train) and buses...walk till legs pain. Ask many shops, only summer got sell windchimes, now thos I saw at shops, all small small types. Universe then, ying yang, then 4 pillars and become bagua, 16 directional and 64 xxxx. The german guy was so excited when he was in china & told his friend in Gemany when he learnt ying yang and bagua and invented binary system. Read book lah, long story to tell. End of next month? I broke already, tpt and food expensive. One single bus trip abt sgd 3-4 dollars. One simple meal almost sgd 10. 　

FS has nothing to do with 60 cycle=one generation, but bazi does. Nothing to do with Confucious saying too. There are only 60 possible combinations by the 10 heaven stem & 12 earthy branch. Meaning that every 60-year repeats a cycle in the Year pillar. I'm now in Japan Kyoto, using hotel's computer. Keyboard layout very funny, with many japanese character, typing very slow. Can't key in chinese text. This's one of the reasons, I said bazi not 'accurate'. However, the 10 heavenly stem & 12 earthy branch system are so powerful that even the founder of binary system had the inspiration and invented the binary system from the bague, 1-2,2-4, 4-8, 8-64,-64-128...... Managed to take some pictures of windchime of a old giant temple here, will post when go back.