CuGu

If I rephase the question that if: For purely long term investment purpose, would EC be a better choice over EM?

not in operation also can cast shadow..

agreed..how much you can saved to worth all the headaches.. alrdy got prob with local guys, why go and mess with the oversea ppls?

Both EC and EM (central area bishan AMK etc) can have for 800k. Who will buy HDB EM for that kind of money with limited future increase in price (old flat somemore) where they can have EC with good up price when they reach 10 years?

Maybe should let those scammer in then call the police secretly on them..keke..

I understand from my agent that the govt is trying to prevent resale price from dropping too fast because the current situation is that buyer see valuation will automatically ask to reduce the amount and then the next round of valuation will reflect this drop but buyer will still ask for cut and it goes on.. so if take away COV, buyer will have to discuss on the actual price itself...instead of straight away discount..

I wanted to hack away a wall that the previous owner put up and they want a PE to assess.. like that also can...

I will never leave an MNC to join a SME... Cos the next leave from SME is sole proprietor liao..keke.. I think in long term, it is best to stay in MNC cos if anything happen and kena sack, SME are still willing to take you in for the MNC experience..

The longer you are with the company, the more money you get and then you become a target for cost cutting.. maybe we should start to reject pay increment after a certain amount...keke btw...it is no joke to lose your job when you are above 40 years old...cos all new employers can kind of guess you did not leave willingly...and they will wonder why..and then they will rather not take the risk of spending big money on you..

how much is it?

I use impress 21..whats wrong with their pre-sales?

i took 10k under valuation for my Yishun flat near to MRT...on mkt for one week and that was the only offer..my agent say very heng alrdy consider the down market now..

usually those agents who work as a big team can afford many viewing as they exchange info..if the agent work alone kind, what he do is see ad and call.. like that wait until cow come home..my view is that only sign exclusive for buying agent if he can prove that he have big network of agents to exchange info..

i paid 45k COV for bishan EM...sell under valuation for 10k for Yishun 3 rm... the only conso is that I intend to die in that EM so maybe long term not so bad..keke..

the truth is there are many good agents out there.. the only problem is that the lousy one... really outnumbered the good one..keke..

Agreed, think the extra climbing required for 3rd floor over the ground floor is additional minus point...got to climb 3 floor only to see grille and alarm..sianz..keke

I hear Singapore hot and humid weather is not suitable for wallpaper as they become moldy after a few years..is it true?

I think the best is really not to go with free lance / one man show kind for renovation..too risky for the few thousands saved..

Most of us want to have our own business but sadly most of us end up retiring as an employee... What do you think is the reason for this? 1. Fear (lose all saving then how?) 2. Don't know what to start (No idea what can earn) 3. No capital (Don't have enough food on the table liao..how to start?) 4. No family support (cos all think sure die one) 5. Others (Fortune teller say no)

hmm..I mean they all claim to be the best... for selling, most agents will request for an exclusive agreement..what is the criteria to look for? for buying, if I want to sign an exclusive to appoint a buying agent? I think there will be critieria to look at too..

My view is that fengshui is really a no point event... you follow, and good thing happen, you think it is the fengshui master. you follow, and bad thing happen, you think it is the fengshui master. but alway in the end, you will never really know whether the things that happen is due to the fengshui master. What is your view?

my view is that fengshui is really a no point event... you follow, and good thing happen, you think it is the fengshui master. you follow, and bad thing happen, you think it is the fengshui master. but alway in the end, you will never really know whether the things that happen is due to the fengshui master.

There are so many agents out there who all seemed to be the best among the best. Can you share what are the criteria you look for before engaging one? 1. Years of experiences 2. Top producers 3. No of units sold/bought 4. Personel feeling (I like, i take/ dont like, dont disturb) 5. See the look (go for handsome/pretty type) 6. Others (Fengshui master say so)

i think only use agent for buying cos you want him or her to act as your advisor.. if you use the correct experienced, honest, want to build up his reputation type of agent, he can help see thing that you don,t see..like fresh paint over certain area to hide water leakage, poor location etc For selling, my personel view is if you are selling high value flat like EM that goes into the 800k then as I am poor, i am willing to entertain many calls and arrangement myself cos the commission to pay at current 1.5% is 12k..

Thats the risk of getting anything from internet especially from oversea..cos really got no avenue to complain or getting any money back..