therat

Did your friend report to police? This uncle really too much.

Did you thought about the penalty for the bank loan? Since you had exercise the OTP, mean you had sign LO Your lost will not just that $5k, you need to think abt the bank loan penalty and lawyer fee and other crawl back. Oops! I forget abt the property agent fee too. U need to pay that too if you had sign the commission letter. Buy property especially for own stay. There are no correct, nice , mei mei period. further more, you had seen more than 30 house and found one that meet your requirement. Are you sure you will get back this if you decide to U-turn? My action will be same as neubie.

http://www.renotalk.com/forum/index.php?showtopic=1030&view=findpost&p=12942

Should not be a problem. I didn't re-wire my electrical point too, only shift and add point. Just tell your electrician. He should know what to do.

may be she don't want to marry early, that's why she set so high requirement. So that it is not her problem. When relative ask. She can reply b'coz of HDB. Standard answer. better than 10 yrs series. may be she still looking for Mr. Right, that's why she set so high requirement to buy time.

she can continue sleeping and dreaming.

Correct Correct No. your monthly installment will not get lesses.. Only you pay lesser interest and more $$ will pay to the principal. I took 5 yrs to drop my mth installment ratio from 60:50 to 50:50 (Interest : Principal)

hdb surrounding are condos, does not transform it to be condo

Are the rules and restrictions for HDB shop house the same as hdb flat? No. Is there restriction like MOP, pte house ownership etc? No. Or are they under commercial property? Yes. Can you take housing loans or need to take commercial loan? Commercial Loan. Don't have CPF grant hor

Are u referring to Spottiswoode Park at SPOTTISWOODE PARK ROAD or Spottiwoode Park. As I can't find Spottiwoode Park. If is Spottiswoode Park at SPOTTISWOODE PARK ROAD http://condo.singaporeexpats.com/condo-details-SPOTTISWOODE-PARK.htm Spottiswoode Park is a 99-year leasehold development located at 101 - 110 Spottiswoode Park Road in District 02 of Singapore. http://www.homecrawler.com.sg/condo/name/Spottiswoode_Park.html Tenure : 92 from 30/06/1989

TS, just go to Hardware house to buy those window frosted firm (Diamond design) and DIY. Very easy. But will be better to had 2 person if 1st time doing. For step , you can use youtube to find. I did that on my bedroom and my child room window. Only cover 2/3 of the window height, so that I still can see outside weather.

I thought upgrade no problem. downgrade need to apply. I really miss out the 50%

any 3rd party. U and ur friend common friend also can. Don't need inform HDB. Your is the easy one. Since buyer and seller know each other. Just DIY Better ask for more information. How much $$ he expected. Read Step By Step Guide http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyResaleFlatOTP?OpenDocument Actually now, everything can do online. No much paperwork. For better understand how to DIY - attend Resale Seminar http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/BuyResaleFlatResaleSeminar?OpenDocument

http://singaporeseen.stomp.com.sg/stomp/sgseen/this_urban_jungle/652304/sunday_morning_storm_causes_floods_in_central_spore.html The heavy rainfall this morning caused flash floods and made roads impassable to traffic in many areas of Singapore, including Orchard Road and Bukit Timah Road. The Public Utilities Board (PUB) said at 12.15pm today (Jun 5) that the floods in these areas had subsided. STOMPers from various parts of Singapore have also reported flooding. Affected areas include Holland Road, Cuscaden Road, Eng Neo Avenue, the Sennett Estate near Potong Pasir, MacPherson, Toa Payoh, and the Balestier area. The heavy rainfall has also led to flooding indoors at Tanglin Mall and Forum Galleria. Flash floods at Bt Timah, Dunearn and Orchard roads have subsided, said PUB in a 12.15pm update: "The flash floods reported earlier along Bukit Timah Road (the stretch from Blackmore road to Maplewood Road) and Dunearn Road (from Rifle Range Road to Yarwood Road) as well as at Orchard Road (Cuscaden Road – at the Tanglin/Tomlinson Road junction; Tanglin/Napir Road junction) have subsided. "These roads are now passable to traffic." The PUB had put out a flash floods alert at 11.10am: "Due to heavy and intense rainfall over Central and Western areas of Singapore, flash floods have been reported at various locations. These include Cuscaden and Hillcrest Roads. Members of the public are reminded to exercise caution on these roads. "Two lanes along Bukit Timah Road are impassable to traffic. The Kranji Expressway (KJE) at the slip road towards Woodlands is impassable to traffic. Drivers are advised to avoid these roads." STOMPer Elaine spotted a driver abandoning a stalled car in the Holland Road area: "There was flooding in the Holland Road area. This car was stalled at Holland Park Road. "The driver was abandoning it in knee-deep waters." STOMPer Sunsetkid contributed two photos of the flash floods at Leedon Park 2 and Oei Tiong Ham Park, near Holland Road. Javan sent in a photo of a car apparent stuck at Cuscaden Road, near Orchard Road: "A car is stuck in the flood at Cuscaden Road and pedestrians have to wade through knee-high waters. "A group of workers tried to help the car that was stuck." A resident of Lutheran Tower, STOMPer Cactus contributed pictures showing knee-high waters covering the roads near Farrer Road: "I live at Lutheran Towers at Farrer Road. Flooding at knee-high levels this morning." Steven reported flooding at Eng Neo Avenue: "Bad weather since early morning have caused Eng Neo Avenue to flood." STOMPers J Low and Madmac contributed photos showing the flood on Bukit Timah Road. The Bukit Timah canal, near Newton MRT station, was flooded at about 10am this morning, said STOMPer Elangovan. James Lai saw that the water levels at a canal at Choa Chu Kang Ave 3 and Brickland Road were very high. Go to the next page for more flood reports from earlier this morning:

some other place

Video for Tanglin Mall

If your main concern is piracy, how about window firm. Those blur type. Or has some design type.

upgrade in term of 4 rm to 5rm. HDB don't care whether ur existing is 4A, 4NG or 4 whatever. What they see is 4 Login your CPF and check. I belive the link which I had posted @ pt 3 in the previous posting , can able to give u an est.

1. Did you take CPF grant for your existing resale HDB? If yes, need to pay resale levy. http://www.hdb.gov.sg/fi10/fi10322p.nsf/w/SellFlatResaleLevy?OpenDocument Making Payment for the Resale Levy You can pay the Resale Levy with either/combination of the following: with your sale proceeds orcash 2.Use this Cost of selling the Flat to check Cost Involved for Selling your HDB flat 3. Sale Proceeds Calcalator provides only an estimate of the sale proceeds that you may get and its accuracy depends on the information provided by the user. 4. HLE application - Check how much can you loan. 5. - depend on which area are you looking at? eg. Latest BTO Pasir Ris GoldenLily 4rm $294k - $347k Punggol Parcvista 4m $264k - $336k Tampines Greenleaf 4rm $288k-361k And.. base on my understanding. If your present HDB is using HDB loan, in order to get 2nd HDB loan, u need to upgrade. That's mean you need to buy 5rm and above. Then u can entitle for 2nd HDB loan. If just 4rm change 4rm, u need to get Bank loan. If want to get HDB loan, also can.. need to appeal. and subject to approval. Since you are the only person working. Why want to stress your finance. Remember, sell high, buy high

http://news.omy.sg/N...616-250228.html 隐形窗花用的是超细的白钢，垂直的线条设计从远处看去像是隐形。 刚在上个月刚竣工的四美私人组屋Parc Lumiere，在8座新组屋中有至少13户装上隐形窗花。 一名女居民Belinda Ong在网上声称，丈夫接到建屋局来电，指装隐形窗花的商家Legate不是建屋局批准的承包商，将发信叫居民拆掉窗花。 "面贴"一出，马上掀起热议，有人担心若真的"被迫"拆掉隐形窗花，岂不是白白浪费800多元？更重要的是，为什么装了又要拆。 建屋局回复《联合晚报》询问时说，组屋阳台的窗花，须有统一性。 老板：拆窗花得付费。完整报道，请翻阅04.06.2011《联合晚报》。 ================== I never know HDB window Grilles must be standard design?. Is your window Grilles same as your neighbor? I think my block other than the original HDB window Grilles, every unit has different window grills design. I thought only private property has such rule.

at least I'm the youngest among the 55+ if I mix around those youngest, I'm the oldest.

Then I buy private property 1st before I sell away present one. But.. then still can buy studio or not??? Hmmm... look like present rule.. cannot hor wah liao.. like that.. how to be landlord... 80k... we will pay full. Can use CPF to pay , right? BTW, just look at HDB , studio requirement You must be at least 55 years old at the time of application. CHEY

My plan was.. sell away existing one. Downgrade to studio apartment. extra one... pocket money. If in time and had $$. Might buy a property and collect rental for pocket money. CPF.. I don't expect to see them in my life time. the government will keep on shift their goal pole.

ur is scratches.. mine extra 2 holes after they empty the house.. lol