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Everything posted by therat
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Hack/overlay Marble Flooring A Waste?
therat replied to omerta's topic in Ceiling, Walls and Flooring Works
when u decide to reuse the existing thing, u need to lower ur expectation. It will not be as good as new one. Close 1 eye. Think positive. Polishing will not remove scratches. Unless you ask them to do patching or repair (Can't remember which is the correct term) -
Can. I do myself. If you not sure. Some town council provide this service. I compare the price I buy the lock and engage the town council service. The different is like est $10
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Coordination Between Mnd & Mha On Address Issue
therat replied to bepgof's topic in Housing Rules, Policies and Procedures
Add occupants can done online Verify, not sure can do at online or not? U login and check http://askhdb.hdb.gov.sg/Home/hybrid/Themes/HDB/related.asp?mesid=5281012&folderid=0&selected=2&returnurl=%2Fifaq.asp%3Ftopfaqs%3D0%26n%3D0%26category%3D60665 Q: Who is eligible to be included as occupiers in the flat? How do I submit the application? [ Living in HDB Flats > Changing Of Owners And Occupiers ] A: Flat owners can include their family members or immediate relatives as occupiers of their flat if they meet the prevailing eligibility conditions. Please login to My HDBPage and click on "My Flat" followed by "Flat Details" (under Purchased Flat). Under "Flat Owner(s)/Occupier(s)", go to "Authorised Occupiers" and click on "include" to apply for inclusion of authorised occupier(s). -
http://news.omy.sg/News/Local%2BNews/Story/OMYStory201105311105-249224.html The Ministry of Manpower announced in August 2003 that the CPF Minimum Sum (MS) will be raised gradually to reach $120,000 (in 2003 dollars) in 2013. The increase in MS, which includes an adjustment for inflation, is to ensure that Singaporeans set aside sufficient savings for their retirement. In line with this policy, from 1 July 2011, the prevailing MS will be revised to $131,000, up from $123,000. Members who can set aside the MS fully in cash can apply to commence their monthly payouts of $1,170 when they reach their draw down age. The new MS will apply to CPF members who turn 55 from 1 July 2011 to 30 June 2012. Medisave Minimum Sum and Medisave Contribution Ceiling From 1 July 2011, a. The Medisave Minimum Sum (MMS) will be raised to $36,000 from $34,500. Members will be able to withdraw their Medisave savings in excess of the MMS at or after age 55. b. The maximum balance a member may have in his Medisave Account, known as the Medisave Contribution Ceiling (MCC), is fixed at $5,000 above MMS and this would be increased correspondingly to $41,000, from $39,500. As announced previously, any Medisave contribution in excess of the prevailing MCC will be transferred to the member’s Special Account if he is below age 55 or to his Retirement Account if he is above age 55 and has a MS shortfall. The revisions to MMS and MCC are to ensure that Singaporeans have sufficient savings to meet their healthcare expenses, and have been adjusted for inflation. CPF Board organises free talks monthly for members reaching 55 To help members reaching 55 better understand the MS and make informed choices about their CPF savings, CPF Board has been conducting free ‘Reaching 55’ talks every month for members. The upcoming ‘Reaching 55’ talks are: Date: 29 June 2011 (Wed) Time: 7.00pm – 8.30pm Language: English Venue: 6 Shenton Way, DBS Building Tower 1, DBS Auditorium Level 3 Date: 14 July 2011 (Thu) Time: 7.00pm – 8.30pm Language: Mandarin Venue: 79 Robinson Road, CPF Building, Conference Room Basement 1 Interested members may register at the CPF website (www.cpf.gov.sg/seminar), or at any AXS station.
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Termite Problem - Big Or Small ?
therat replied to andrew's topic in Landed & Condo Private Properties Renovation Discussion
if termite, don't DIY Get expert to do the job. And fast. Don't wait until the termite move to your other wood furniture. -
Guarantee Period For Waterproofing Bathroom
therat replied to kanodim's topic in Plumbing & Electrical Works
depend on ur contractor. Did ur contractor mention about the warranty? -
Murdered Maid Dumped Into Hdb Water Tank
therat replied to neubie's topic in Men Women Kopitiam Corner!
If this case happen during GE period, who knows.. It might not just $10 rebate and water tanks change. If I''m the owner, I will ask for new piping and new sink, new tap, new shower rain. Anything got water one.. CHANGE simi swimming pool, might be their bath tub too. -
http://news.omy.sg/N...625-248607.html 新婚夫妇为装修房子事宜大闹 ,丈夫被指要对妻子动粗后, 上演闹跳楼戏码,最后遭警方 逮捕。 这起事故发生在昨晚8时45分左右 ,地点是循环路第52座组屋的一 个3房式单位。 记者探悉,入住上述地点不到 一星期的年轻夫妇,当时起了 激烈争执,36岁男子恫言要打妻 子,把她吓得反锁房间,致电 好友求助,好友急忙报警。 据了解,警方抵达现场后,协 助妻子从走廊窗口逃出,警员 通过该窗户进入屋内,发现老 公坐在后房的窗口。 他拒绝和警方合作,为了安全 起见,民防部队也到场支援, 在组屋楼下设立气垫。 僵持了2个多小时后,男子激动 的情绪终于被安抚,才结束了 这场闹剧。 警方发言人受询时说,一名30来 岁的华族男子,之后在"刑事 恐 吓"和"企图自杀"的罪名下被 捕, 调查工作在进行中。 完整报道,请翻阅28.05.2011《新明日 报》。 ============= newly wed husband hit wife b'coz of reno issue
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New Condo Owner
therat replied to Simkesh's topic in Landed & Condo Private Properties Renovation Discussion
No.. I didn't got back my title deed. We decide to let HDB keep it. In case I forget where I keep it. hahahah TH Tan Raymond & co - closed shop liao??? No business? -
New Condo Owner
therat replied to Simkesh's topic in Landed & Condo Private Properties Renovation Discussion
bro, u eying MIRAGE TOWER ar? -
New Condo Owner
therat replied to Simkesh's topic in Landed & Condo Private Properties Renovation Discussion
1. Floor plan w/o dimension can get from Mgt Office. Then get ur ID to measure. This will be faster than you apply blue print from (I can't remember the actual department.) with some cost 2. Depend on the Mgt office. -
I don't know what kind of energy you are looking at. Both still need to use battery
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bepgof, ur link not working la. What happen to Allgreen?
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http://askhdb.hdb.gov.sg/Home/hybrid/Themes/HDB/view-results.asp?mesid=5258032&iscfp=&selectedcategory=&from=ask&folderid=0&projectid=7875909&reaskpage=answer.asp&recordquestion=&returnurl=%2Fifaq.asp%3Ftopfaqs%3D0%26n%3D0%26category%3D60665 Q: What is the maximum housing loan I can take from HDB?A: Sales Type Loan Ceiling Direct Purchase flats 90% of the purchase price Resale flats 90% of the resale price or 90% of the market value, whichever is lower. Subject to this loan ceiling, the maximum loan quantum is calculated based on: a. Maximum repayment period b. Applicable interest rate c. Monthly instalments capped at 40% of gross monthly income
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Divorcee Entitled To Grants?
therat replied to elfina's topic in Housing Rules, Policies and Procedures
Better check with HDB. -
Selling Flat Without Agent
therat replied to Tsierra's topic in HDB New/Resale Flats, Executive Condominiums
1. key www.HDB.gov.sg 2. click view more under Selling your flat 3. Click "Resale Seminar" Under shortcut If after attending the seminar still not understand. Then better get a housing agent. -
Luckcoin, can PM me her contact. Thanks!
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Wong Kan Seng, Mah Bow Tan And Raymond Lim Out Of Cabinet.
therat replied to therat's topic in Men Women Kopitiam Corner!
http://www.channelnewsasia.com/stori...129632/1/.html PM Lee announces changes to Cabinet SINGAPORE: Prime Minister Lee Hsien Loong has announced changes to his Cabinet line-up. Speaking at a news conference at the Istana, Mr Lee said it is an epochal change as Senior Minister Goh Chok Tong and Minister Mentor Lee Kuan Yew are leaving the Cabinet. Both men announced their decision to step down last Saturday. Mr Lee said Minister Mentor Lee Kuan Yew is appointed as the senior advisor to Government Investment Corporation of Singapore. Senior Minister Goh Chok Tong is appointed as senior advisor to the Monetary Authority of Singapore and been given the title Emeritus Senior Minister. Three more ministers will be retiring. They are Deputy Prime Minister and Co-ordinating Minister for National Security Wong Kan Seng, National Development Minister Mah Bow Tan and Transport Minister and Second Minister for Foreign Affairs Raymond Lim. Out of 14 ministries, 11 will have new ministers in charge. Mr Lee said this will be a fresh team that will look at the future with a clean slate. Their appointments will take effect on Saturday, May 21. Mr Lee will have two Deputy Prime Ministers. They are current Deputy Prime Minister and Defence Minister Teo Chee Hean who will remain Deputy Prime Minister and will be Home Affairs Minister and Co-ordinating Minister for National Security. The other Deputy Prime Minister is Finance Minister Tharman Shanmugaratnam who will retain his Finance portfolio and also be Manpower Minister. The new Education Minister will be newly elected Mr Heng Swee Keat. Newly elected Major-General Chan Chun Sing will be Acting Minister for Community Development, Youth and Sports as well as Minister of State for Information, Communication and the Arts. Law and Home Affairs Minister K Shanmugam will be Minister for Law and Foreign Affairs. Health Minister Khaw Boon Wan will be National Development Minister. Manpower Minister Gan Kim Yong will be the Health Minister. Minister for Environment and Water Resources Mr Yaacob Ibrahim will head the Ministry of Information, Communication and the Arts. Information, Communication and the Arts Minister Lui Tuck Yew will be Transport Minister and Second Minister for Foreign Affairs. Community Development, Youth and Sports Minister Vivian Balakrishnan will be the new Minister for Environment and Water Resources. Education Minister Ng Eng Hen will be Defence Minister. Mr Lim Hng Kiang will remain Trade and Industry Minister. Mr Lim Swee Say will reamin as Minister in Prime Minister's Office. Mr S Iswaran will be promoted to Minister in Prime Minister's Office and Second Minister for Home Affairs and Trade and Industry. Senior Minister of State Ms Grace Fu for Education and National Development will become Senior Minister of State for Ministry of Information, Communication and the Arts and Ministry of Environment and Water Resources. Minister of State, Prime Minister's Office Mr Heng Chee How will be promoted to Senior Minister of State, Prime Minister's Office. Madam Halimah Yacob will be promoted to be the Minister of State for Ministry of Community Development, Youth and Sports. Also promoted, Ms Josephine Teo who will be Minister of State for Finance and Transport. Newly elected MPs Mr Tan Chuan Jin and Mr Lawrence Wong will be appointed Ministers of State. Brigadier General Tan will be Minister of State for National Development and Manpower, Mr Lawrence Wong will be Minister of State for Defence and Education, Ms Amy Khor will be Minister of State for Health. Mr Teo Ser Luck will be Minister of State for Trade and Industry. Minister of State for Trade and Industry and Manpower, Mr Lee Yi Shyan will be Minister of State for Trade and Industry and National Development. Minister of State for Home Affairs and Education Mr Masagos Zulkifli will be Minister of State for Home Affairs and Foreign Affairs. Mr Lee said Mr Tharman will be chairman of MAS and Prime Minister Lee will be chairman of GIC. - CNA/cc -
Wong Kan Seng, Mah Bow Tan And Raymond Lim Out Of Cabinet.
therat replied to therat's topic in Men Women Kopitiam Corner!
DPM Teo Chee Hean will be Minister for Home Affairs and co-ordinating Minister for National Security, while DPM Tharman Shanmugaratnam will be Finance Minister and Manpower Minister. Two newly-elected MPs have also been appointed ministers - Heng Swee Keat is named Education Minister, while Major-General Chan Chun Sing will be Acting MCYS Minister and Minister of State for Information, Communication and the Arts -
Breaking News Singapore's PM Lee announces new Cabinet line-up; K Shanmugam named foreign minister but will retain his portfolio as Law Minister. Three ministers will be retiring from Cabinet - DPM Wong Kan Seng, National Development Minister Mah Bow Tan and Transport Minister Raymond Lim. The second Deputy Prime Minister is Mr Tharman Shanmugaratnam who will also be the Finance Minister and Manpower Minister. Two newly-elected MPs have also been appointed ministers - Heng Swee Keat is named Education Minister, while Major-General Chan Chun Sing will be Acting Minister for Information Communications and the Arts.
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What Is A Reasonable Cov?
therat replied to schiz0id's topic in HDB New/Resale Flats, Executive Condominiums
First, use this URL to check the latest translation price. http://www2.realink2...sacted_hdb.aspx Second, 80k for a low and original condition HDB and you need to pay the seller agent fee for the seller, You still need to pay ur own agent fee some more. That add on to almost 90k plus. Then has not include reno , furniture some more. This is alot of CASH. Did the seller agent tell you how much is his/her fee? 1% or 2% include GST liao bo -
http://sg.news.yahoo.com/blogs/singaporescene/trio-charged-over-61m-housing-loans-scam-044128443.html A former loan officer from OCBC Bank was charged in court on Thursday with conspiring with property agents to deceive the bank into giving housing loans worth more than S$61 million. Winnie Goh Li Ching, 33, faced 189 counts of deceiving the bank between 2004 and 2006. According to The Straits Times, she submitted false income tax or Central Provident Fund statements to secure loans for applicants who did not meet income requirements. Her actions misled the bank into approving and disbursing housing loans of between S$112,000 and S$2.25 million each to about 170 clients. Also charged on Thursday were housing agents Siti Rahayu Masud, 38, and Lau Thuan Heng, 62. The duo were accused of submitting a false statement of affairs and failing to deliver surpluses from the sale of properties to the Official Assignee. Goh allegedly assisted Siti and Lau on 14 occasions in 2005 and 2006 to cheat OCBC Bank of S$11 million in the form of housing loans. It is unclear if Goh accepted any commission from the agents in exchange for obtaining the bank's approval. Goh also allegedly misled the bank on seven occasions into paying commissions totaling S$11,258 to housing agent Lay Liang Suan, purportedly for referring customers to the bank for housing loans. Goh, who started working for the bank in 2004, quit in 2006. Married with a young child, she is now working in an administrative position with a local company. Goh, who is represented by lawyer Chen Chee Yen, is out on police bail of S$700,000. Chen asked for the case to be postponed so that he could take instructions from his client on the charges. She will be back in court on 9 June. Siti and Lau also faced charges under the Bankruptcy Act. They are also accused of multiple counts of leaving the country without permission. Both were remanded as they were unable to post bail of S$500,000 each. If convicted of cheating, the trio can be jailed for up to seven years on each charge, and fined.
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Coordination Between Mnd & Mha On Address Issue
therat replied to bepgof's topic in Housing Rules, Policies and Procedures
Has owner receive the polling card for the previous owner which has sold the HDB more than 1 yrs ago. Obvious, the previous owner does not change his NRIC address.