bepgof

Ah muay ooh, seem like you have not "walked in" to any PP or PS to make statements before. SPF "in charges" of "criminals" only. They are super good at only "making statement" and then politely advise you to engage a lawyer to "fight" to get back what u deem supposed to be yours, understand? Let me share my "story" with u on SPF: 1. Many yrs ago, car kena breakin, made P report, took photo, kena called up and being "interview" a few times. In the end - no culprit caught, only wasted my precise time. 2. Abt 4yrs ago, company goods get stolen, made P report, this time "heng" only kena "interviewed" via phone a few time. In the end, they never visit the "crime scene" and no culprit caught. Everything like a gust of wind, comes from no where & goes to no where. 3. Just abt 4 months back, pasted a noted on ppl's car windscreen to remind him to park his car properly next time, with my mobile no & car plate no on the note. Received his car asked WHY I pasted the note. Quickly rushed down, his car no more there, but my car got 2 long scratches. So, made P report again with his mobile no and car plate no stating in the statement, eventually??? Wasted my time again, luckily this time, no "interview". P asked me: did u see with yr naked eye he scratched yr car.

1st thing come to my mind: How old 're u? 2nd thing: doing master programme, meaning that must have completed bachelor degree, right? Trying to write a master thesis? Seemed resources spent in getting bachelor has been wasted. Never mind, here is Warren Eward Beffet's 10 rules. Old man is always wiser. http://www.corporateservicecenter.com/nevada-inc-whitepapers_files/buffet_rules_2_success.php On top of that, he has one unwritten rule: "The second rule is not to forget the 1st rule."

Cherries are reap, quickly pickup. Early birds come first. http://img220.imageshack.us/img220/1202/nonamelu.jpg

Learn first to flip, then crawl, follow by walk, run then fly, finally free fall. No short cut or quick fix. Trade local first. Open CDP account, open trading account with respective trading houses (mine is UOB kay Hian), sign cpf form for standby to activate cpf form. Link your prefer bank account(s) for different currencies with trading house for internet EPS $$$ transfer. Poems seem to be the best with access to oversea platforms. Remember, broker will always impose a "maximum cap" on your account if your status is new. Trading oversea stocks is indifferent to purchasing oversea properties. http://www.poems.com.sg/globalmarkets/global.html Happy trading.

Young hearts don't appreciate and understand broken hearts. Only broken hearts can comfort young hearts. Once damged, can never be "healed", scars always there liao. Why law of nature is set in this way? Why the "pains" are always beautiful? Anyone?

Why trouble the "troubles"?. When only "troubles" trouble you, then, trouble the "troubles". When in no trouble, don't look for "troubles".

I prefer HEART, once story told and marked, can never be ereased. EARS? 1 in 1 out. Nothing stays. No more and no less.

Last friday he reply to my sms a email on bazi consultation. Compre anal $269,sch on 30/9 or 6/10 730pm. I think I cannot take the impacts & turn dn the offer yst.

Crystal is just merely a toy. So long as the fan does not drop onto yr body & cause injury, otherwise it should be fine.

Talk abt nuclear plant, ha ha, I'm in energy trade. I have been to South Korean 14 times and have visited the Yeonggwang Nuclear Power Plant 2 times, of course not staying overnight "inside" there. But got stayed in korean's hospital 1D1N before - got electric shock and fainted during work in power stn there. Singapore's 3 power plants - Tuas, Senoko, pulau seraya visited until I lost count liao.

To be frank, have been to more than 30 countries, saw and stayed in all sort of hotel/motel and living quarters, stayed oil rig platforms in the middle of sea, boat cabin onboard parked parked & decked in middle of river in Brazilian jungle, camped at various parks and mountains....... There is no one place as safe, as secure, than the place we called "home". Put some weight at the bottom lah. I've been to many hotels, see many different kinds of showering curtain... Tell you one "secret", my home's storeroom has no door, only a pull up/dowm blind.

Feel like crying, but...deep in heart bear the old teaching says guys can bleed cannot cry....how huh? Women always make men cry, care to lend me your shoulder...

A pull-push water-proof curtain the most economical!Good idea right?

Go here: http://www.ifaq.gov.sg/sla/apps/fcd_faqmain.aspx?qst=2fN7e274RAp%2bbUzLdEL%2fmCxs7iwcgv8gv2atNDOvsLBReUU6JD%2faJXfFK9Y92racPWuHHdkYbv8oUA%2ba7VAFFzL1RW8eaoLmdATdjldJkm3FvQyHjYZ88nz4d19HR2RAwh1dx%2brjpm2JdVvcWTQ1YNGZoBCXn8AtFOl0xqfAOoYy8Wergs3wyFxVR%2by16Tw2lDuwpaz7Nb%2bLfXhvwnz5ViVzQLnfME5uo0E4MGM%2b51MNR7fUdU0aeQ%3d%3d key in "caveat lodge", then read, will give you some light.

My dearest good sis, don't like that lah, sincerely appreciate your kindness. The "like" must be from the "heart" then it is meaningful. Just like only through "pains" which can make a person really grow. And the "pains" must leave a mark in the heart which is then meaningful. This is the law of universe. Frankly speaking, I got so many accts, so many what user names, paswwords/pin to remember. Nevermind, every 3 months prompt to change password/pin, change until I blur blur. My little brain tabolah tahan.

Ya lor, still feel bo song abt the administrator, but when think of all of you, make me happpy again le.

1. Legs best point toward either N or S. Once you understand how the earth self revolves and the centrifugal force, you will appreciate what I write here. No aircon or fan blow directly toward centre of foot and head. 2. Today is 11/9, it is between 白露 and 秋分, September Equinox (Sep22/23) is just round the corner = day length=night length. During "Equinox" in March & Sept there is no "tilting" of the sunlight, so no compensation is needed. Look at the morning sun as your EAST. 3. Ask a TCM to explain the 五行，in stead of a fsm. Will be quite different. 4. My present work bench hung with shelves/cabinet on top. 5. Go & read the sec 1 text book on light's effect on objects. Understand what are primary colors. A white object under "warm light" will be looked in our naked eye as "yellowish". Whatever objects' true color under the "white light" will remain to be looked in their "true color". So , over my whole house I insisted only "white light" thought it looks "hard" while those "yellowish" light looks "soft" & "cosy", but no good for reading in long term.

Decided to bend the principle slightly and put the "face" down, why? Realised i'm really "behind time" after getting a personal android smartphone last mnth. Has been using the co's "dumb" mobile handset for 11 yrs or so. After some study, decided to get Samsung galaxy S2 instead of BlackBerry, Iphone4, or Nokia, because of the OS. If you pay attention to the developement, you will know why. Lengthy words, not to discuss here. Really, the handset makes everything "on the go" - no go, will be left behind. After re-read the "Who moved my cheese?" by Spencer Johnson like a lightning strike me -has to make some changes to life. Believed, the young working professional know what I meant. Will be back to school(SIMGE) again next January, 2 yr part time. Submitted application & all docs liao. Expected to be the "oldest" student in the class, just to fulfill a dream I have some 18 yrs ago. Perceived have climbed to almost top of the coporate ladder, have wife, 2 children aged 16 & 14, have car, has one fully redeemed 5rm, and one FH condo under construction, what else I "want"? Now jogging/chinup/push up/situp hard, hope to reduce at least 1 inch "fat" at waist when school starts. Also, will take up an archery course soon, to shape the mind to stay determined & focused. Wish me all the best lah! I boh paiseh! I shall declare I'm back!

Put my "face" down, I'm back again. Yap, u need a lawyer to interact in between HDB & yr bank. Remember lawyer'll talk to lawyers only. Yr lawyer will inform you how much to pay the bank as at the day of 2nd appt. Whether doing full redeemption or selling house while still on loan, the legal fee is approx SGD650 for 5rm HDB flat, clear?.

Tokong. When ppl reach "sun set" stage when about to lose its shine, many "morning sun" and " noon sun" stages ppls will come and "corner them to a corner". History repeats itself without fail. Sad story.

Big "build in" areas have small $psf values. Small "build in" areas have high $psf value. Their correlationship is a like a left-hand-side portion of a hyperbolic cosine curve. Y-axis being "build in". X-axis being "$psf". It is not a tangent +45 degree curve. Chiam hor?

Feel like crying. Personally, have taken 1 hdb loan and 3 bankloans. Now still servicing 2 bankloans. 1st sept 2011 will "finish" 1 loan and remain 1 loan. So, agar agar know how this credit facility works, still learning. Actually, have a few insurance/endo related "loans", need to pay $$$ every month and some yearly. Frankly speaking, I've lost count as to what is what & which is which and how much. Don't know anyone of you got this "encounter" or I'm abnormal? Today's FS has become "rojak". I'll write as many as I can today. Not now, may be tonight.

A cause will bring abt some effects, this is life. Today, 15th July 2011, my last day here, but not "doom" day. I also no experience setting up forum le, can make $$ or not? I already have too many hobbies which "waste" money & time as my wife claimed. So, have been trying zooming in those areas which generate revenue (money face). A search of KDK ceiling fan in 2009 has bought me to this forum. You still hold my personal email right? bepgof@starhub.net.sg this email account has been with me since 2006.