bepgof

I guess i'm sort of out-dated liao, u're refering to commercial public service TV network? What I meant is this iTV, no more with bui-in tuner section, everything wireless. Telco will "air" TV programmes, not only through coxial cable. Something very similar to a wireless TV, voice-command operation, can communicate with hifi set/sound box, mobile handset....

LOL, should put you up there---carry more weight!

I've just googled and found this: http://www.natural-salt-lamps.com/howdosaltlampswork.html It is a "typical"- "flower seller says flower nice" self-explanatory. Doesn't writer aware the "chloride" gas is highly poison which attack throat & lung? Recalled what the Germans did when they blew this gas to their opposite camp?. Producing chloride gas is easy & simple. Just prepare a glass of salt water, apply a 12Vdc electrodes into the glass, at -ve electrode, this gas(slight yellowish) would be observed. Sodium by itself is highly "explosive" when it gest in touch with water....You can try dropping a small pc of metallic sodium into a glass of water & see what'll happen.

Allow me to chip in and long-winded a bit. Reative ppls are often afftected by their physical environment. If the weather is good, they feel good. If it isn't, it affects their attitude and their performance. Proactive ppls can carry their own weather with them. Whether it rains or shines makes no different to them. They are value driven and if their value is to produce good quality work, it isn't a function of weather is conducive to it or not. Reactive ppls are also affected by their "social enviornment".When ppls treat them well, they feel good, when ppls don't, they become defensive or protective. Reactive ppls build they emotional lives around the behavior of others, empowering the weakness of other ppls to control them. The ability to subordinate an impulse to a value is the essence of the proactive ppls. Reactive ppls are driven by feeling, by circumstances, by conditions, by their environment. Proactive ppls are driven by values-carefully thought about, selected and internalised values. Proactive ppls are still influenced by external stimuli, whether physical, social, or psychological. But their response to the stimuli, conscious or unconsciuos, is a value-based choice or response. Quotes: "No one can hurt you without your consent" "They cannot take away our self respect if we do not give it to them". It is our willing permission, our consent to what happens to us, than hurt us far more than what happens to us in the first place. The same goes to our dear Ivy, Please don't thank me. Read the above a few times till u understand, digest and apply it..

Snap on. If things money can handle, let money does the job!

Visited a few times liao. Last time get Q number, ordered food and wait for number to be called. Now, need to Q-up, time consuming le. Uncles, anuties occupied the space, sigh..

Gauranteed you cannot get. Saw only 2D picture showing water flowing "Down", never see picture with water flowing "In". Now go to Thailand, sure see water flowing into the houses.

Sibor stands for Singapore InterBank Offered Rate , Read this: http://en.wikipedia.org/wiki/SIBOR Daily rate of sibor fluctuates a lot at different time within day. To make it "smooth", there are 1,3,6,9,12 month moving average offers in the market. Believe you understand what is moving average. (1+2+3+...30)/30 = MA1, (2+3+4+...31)/30 = MA2, so on and so forth. Read this useful link. http://smp-consulting.com.sg/smpc/?option=com_content&view=article&id=62 Commitment period = clawback period = lock-in period. Meaning that within this sipulated period, if you make a FULL Redemption to the loan amount, then the borrower will be subjected to some "penalty", could be in term of those "freebie" when sign up the package. After this period, you are "free" to terminate the package and switch to other package with other banks.... http://www.homeloan.com.sg/bestrate.html Usually, for sibor or sor, there come no lockin period. Of course, there follow some other T&Cs. Tot I studied accounting & finance, like you, when I first took bank loan, also blur blur, later read up slowly bit by bit. Now I'm having 3rd bk loan.

The "classic Malay rojak is" called "堪舆" which means the "Tao"(道) of Heaven and Earth. I've mentioned many times(till i find myself very long-winded) that FS deals with the laws of Heaven & Earth = laws of mother natures. It is believed through use of these laws, to help improve life by reeiving positive Qi. What is "Qi"? By Zangshu(葬书)(Book of Burial), Qi is "briefly" described as: Qi rides the wind and scatters, but is retained when encountering water. Too imaginative and subjective to me.

Read from where huh?

Really "jialuck" liao. I have seen 3-leg cats. Don't you know that the "month" and "time" are interdependent while formulating the 4 pillar?

Wow lau, copy my quote. Zi ping previously having meal in a "ting" whose roof was supported by only 3 pillars, when he was consolidating all the bazi theories (more precise is "hear and say") spreading around in the then community. Some time later, he had meal in a house which was slightly bigger than the "ting". This house's roof was sopported by 4 pillars(四柱), then he suddenly "realised".....

Nar, told u already, Germany Chancellor Angela Merkel and France President Nicolas Sarkozy joined hand and "will propose important changes" to the way eurozone work..... Don't expect Italy PM Silvio Berlusconi to talk about Euro....why? His mind/soul/limbs occupied with women....

1. Owner has 182k+18K = 200K, wife has 34k+8K=42K, total combined OA= 242K. 2. 360k+5%. 5% include lawyer fee, stamp duty, agent fee. Total = 360Kx1.05 = 378k. 3. Estimated 5% cash = 18K for downpayment, agent fee, etc etc. 4. Need to loan 378k-242k = 136K 5. Bank loan tenure, age up to 70 year old. 70-44= 26yrs. 136K is a "pretty small amount". Should keep at least 5k-10K in each's OA for "contingency". If loan 140K for 26yr at 2% interest, mnthly instl abt $576. If loan 200K, ditto..... monthly instl abt $823. Ok to you ?, pls don't thank me, just contribute more posts here will do.

Thank for creating this chance for me to elaborate further. When young, I stayed in Malay Kampong, so I tasted the "original" Malay rojak, knew it ingredients. As time goes by, there come "chinese rojak", whereby apple, mango, cuttlefish....being added, pattern liao liao...to attract consumer, or rather, to suit consumers' taste. More patterns will come. "Indian rojak" is another version.....

To be blunt, it is sort of like LPPL, isn't it? Can always look at map and key in the surrounding blks' resale price, who don't know? Most needed info is the most "recent" transacted price. Best is "resale application submission" price to be made available at earlier.

A few asked me the same Q. One standard reply: today's fs is like "rojak". Actually, "rojak" fs alrdy appeared thousand yrs back ago. More "rojak" will come, I assure u.

When we are young, we are DEPENDENCE on parents who feed us, we control or are we been controlled? Grow older, having earning capacity, we are financially INDEPENDENCE, make lifestyle choices- subconsiously influenced by media, peels, fashion, social norms and pressure, a lots of "bo pians".... Grow slighly older, we realised we are living in a community which are super highly INTERDEPENDENCE- mrt down needs to take bus, office politiking to defend own interests, inter-deparment dependency, no sales no production, etc etc. Unless living alone on mountain/in jungle, one can't escape the norms, peels/social pressure, media influences...which make one "not in control".

SJ speech transcript: My third story is about death. When I was 17, I read a quote that went something like: “If you live each day as if it was your last, someday you’ll most certainly be right.” It made an impression on me, and since then, for the past 33 ye ars, I have looked in the mirror every morning and asked myself: “If today were the last day of my life, would I want to do what I am about to do today?” And whenever the answer has been “No” for too many days in a row, I know I need to change something. Remembering that I’ll be dead soon is the most important tool I’ve ever encountered to help me make the big choices in life. Because almost everything — all external expectations, all pride, all fear of embarrassment or failure – these things just fall away in the face of death, leaving only what is truly important. Remembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose. You are already naked. There is no reason not to follow your heart. About a year ago I was diagnosed with cancer. I had a scan at 7:30 in the morning, and it clearly showed a tumor on my pancreas. I didn’t even know what a pancreas was. The doctors told me this was almost certainly a type of cancer that is incurable, and that I should expect to live no longer than three to six months. My doctor advised me to go home and get my affairs in order, which is doctor’s code for prepare to die. It means to try to tell your kids everything you thought you’d have the next 10 years to tell them in just a few months. It means to make sure everything is buttoned up so that it will be as easy as possible for your family. It means to say your goodbyes. I lived with that diagnosis all day. Later that evening I had a biopsy, where they stuck an endoscope down my throat, through my stomach and into my intestines, put a needle into my pancreas and got a few cells from the tumor. I was sedated, but my wife, who was there, told me that when they viewed the cells under a microscope the doctors started crying because it turned out to be a very rare form of pancreatic cancer that is curable with surgery. I had the surgery and I’m fine now. This was the closest I’ve been to facing death, and I hope it’s the closest I get for a few more decades. Having lived through it, I can now say this to you with a bit more certainty than when death was a useful but purely intellectual concept: No one wants to die. Even people who want to go to heaven don’t want to die to get there. And yet death is the destination we all share. No one has ever escaped it. And that is as it should be, because Death is very likely the single best invention of Life. It is Life’s change agent. It clears out the old to make way for the new. Right now the new is you, but someday not too long from now, you will gradually become the old and be cleared away. Sorry to be so dramatic, but it is quite true. Your time is limited, so don’t waste it living someone else’s life. Don’t be trapped by dogma — which is living with the results of other people’s thinking. Don’t let the noise of others’ opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition. They somehow already know what you truly want to become. Everything else is secondary. When I was young, there was an amazing publication called The Whole Earth Catalog, which was one of the bibles of my generation. It was created by a fellow named Stewart Brand not far from here in Menlo Park, and he brought it to life with his poetic touch. This was in the late 1960′s, before personal computers and desktop publishing, so it was all made with typewriters, scissors and Polaroid cameras. It was sort of like Google in paperback form, 35 years before Google came along: it was idealistic, and overflowing with neat tools and great notions. Stewart and his team put out several issues of The Whole Earth Catalog, and then when it had run its course, they put out a final issue. It was the mid-1970s, and I was your age. On the back cover of their final issue was a photograph of an early morning country road, the kind you might find yourself hitchhiking on if you were so adventurous. Beneath it were the words: “Stay Hungry. Stay Foolish.” It was their farewell message as they signed off. Stay Hungry. Stay Foolish. And I have always wished that for myself. And now, as you graduate to begin anew, I wish that for you. Stay Hungry. Stay Foolish.

No fish prawn alo can, lol.

Lol. Flying star is a "modern" term originally translated from chinese term called Xuan Kong Fei Xing(玄空飞星) Flying star = 玄空飞星。 玄 = meaning very chiam and imaginary, not easy to understand. Not real, unreliable. 空 = Emptiness, nothing, blank, hollow. 飞星 = stars that "fly", not "move" or "revolve along obits". Mr. Jiang plucked many stars(of different color)from "sky" and put them into a 9-grids plot, threw these stars into respective grids to mean what he tried to mean. With incorporation of the "三元九运" thus make a building as if "live" therefore associate with the "lives" staying inside. The 9-grid, some said from originated from 八卦+ 1卦=九卦. Some said it was "originated" and "redrawn" from 洛书 。I know the pictures of 洛书 and 河图 but still can't figure out how it is related to the simply 9 grid (look more like simplified version of sudoku, to me). Bagua=八卦, heard of "八卦新文"? 乾 = 天 兑 = 泽 离 = 火 震 = 雷 巽 = 风 坎 = 水 艮 = 山 坤 = 地 It was in fact, just human's observation to the core elements of nature. Over the time, don't know which chaps with full stamach, found nothing to do and added in those directions, father, mother, son daughters.....add "oil" and "sauce" to make it taste more tasty. Over time, another chap, re-oriented the sequence and now the bagua has "former" and "later" bagua....sigh, make those who read very confuse and busy and quarell overr these....sigh. 害人不浅! Should listen to SJ's speech, which I found more meaningful:

Wow so amazing, I don't event know what will happen to me tmr. So far, as I experienced, there are, in life, little things, which we are in full control. Whenever & whatever, we are in control, I exercise my controls. Living alone in mountain, is much more easier to exercise control than living in present city country where with all the ithings around, once rings only hor, may change our decision which was made earlier. What is next, really nobody knows.

I like positive challenge. Still short of time pillar how to construct? I was talking about the difference between "年" and "岁". Let me repeat again: "年" is the CNY. "岁" starts from "lichun"=beginning of spring. Animal cycle follow "年" , not "岁". The table attached in previous post is "年". Would she get confused? Suddenly u pop out the bazi chart. With the help of the so called "software" which already built-in the conversion of the angmoh and chinese calenders, like the one below: http://www.joeyyap.com/tools/bz_calc/index.asp make the construction of bazi chart as easy as ABC, however, to interprete them is very subjective and varied. Once you know present world map and their longitude classifications, one will know there needs some kind of time "compensation" if needed, to find out the exact "time" of birth when the sun and earth in their relative position(12 portions of 2-hr per day). Don't believe? You can ask Master Chang. Note: these days, I find myself getting more long-winded. Just to share a bit my experience here: From Sept equinox to lichun, weather turns cold (northern hemisphere)to to slight warm, etc etc. Those who are born during these period, their body(conceive to born take 37 to 42 wk)bear somekind of "cold" which is "yin", they would need some kind of "yang" to compensate it in the rest of their life, so on and so for...This is a "big" subject, i am not intend to argue.....you can take your time to find out......

Don't get confused with the "年" and "岁". Look at following 60-year table, one will tell who is speaking the truth: 19241983 19842043 1 Feb 05 1924Jan 23 1925 Yang Wood 甲 子 Rat Feb 02 1984Feb 19 1985 2 Jan 24 1925Feb 12 1926 Yin Wood 乙 丑 Ox Feb 20 1985Feb 08 1986 3 Feb 13 1926Feb 01 1927 Yang Fire 丙 寅 Tiger Feb 09 1986Jan 28 1987 4 Feb 02 1927Jan 22 1928 Yin Fire 丁 卯 Rabbit Jan 29 1987Feb 16 1988 5 Jan 23 1928Feb 09 1929 Yang Earth 戊 辰 Dragon Feb 17 1988Feb 05 1989 6 Feb 10 1929Jan 29 1930 Yin Earth 己 巳 Snake Feb 06 1989Jan 26 1990 7 Jan 30 1930Feb 16 1931 Yang Metal 庚 午 Horse Jan 27 1990Feb 14 1991 8 Feb 17 1931Feb 05 1932 Yin Metal 辛 未 Sheep Feb 15 1991Feb 03 1992 9 Feb 06 1932Jan 25 1933 Yang Water 壬 申 Monkey Feb 04 1992Jan 22 1993 10 Jan 26 1933Feb 13 1934 Yin Water 癸 酉 Rooster Jan 23 1993 Feb 09 1994 11 Feb 14 1934Feb 03 1935 Yang Wood 甲 戌 Dog Feb 10 1994Jan 30 1995 12 Feb 04 1935Jan 23 1936 Yin Wood 乙 亥 Boar Jan 31 1995Feb 18 1996 13 Jan 24 1936Feb 10 1937 Yang Fire 丙 子 Rat Feb 19 1996Feb 06 1997 14 Feb 11 1937Jan 30 1938 Yin Fire 丁 丑 Ox Feb 07 1997Jan 27 1998 15 Jan 31 1938Feb 18 1939 Yang Earth 戊 寅 Tiger Jan 28 1998Feb 15 1999 16 Feb 19 1939Feb 07 1940 Yin Earth 己 卯 Rabbit Feb 16 1999Feb 04 2000 17 Feb 08 1940Jan 26 1941 Yang Metal 庚 辰 Dragon Feb 05 2000Jan 23 2001 18 Jan 27 1941Feb 14 1942 Yin Metal 辛 巳 Snake Jan 24 2001Feb 11 2002 19 Feb 15 1942Feb 04 1943 Yang Water 壬 午 Horse Feb 12 2002Jan 31 2003 20 Feb 05 1943Jan 24 1944 Yin Water 癸 未 Sheep Feb 01 2003Jan 21 2004 21 Jan 25 1944Feb 12 1945 Yang Wood 甲 申 Monkey Jan 22 2004Feb 08 2005 22 Feb 13 1945Feb 01 1946 Yin Wood 乙 酉 Rooster Feb 09 2005Jan 28 2006 23 Feb 02 1946Jan 21 1947 Yang Fire 丙 戌 Dog Jan 29 2006Feb 17 2007 24 Jan 22 1947Feb 09 1948 Yin Fire 丁 亥 Boar Feb 18 2007Feb 06 2008 25 Feb 10 1948Jan 28 1949 Yang Earth 戊 子 Rat Feb 07 2008Jan 25 2009 26 Jan 29 1949Feb 16 1950 Yin Earth 己 丑 Ox Jan 26 2009Feb 13 2010 27 Feb 17 1950Feb 05 1951 Yang Metal 庚 寅 Tiger Feb 14 2010Feb 02 2011 28 Feb 06 1951Jan 26 1952 Yin Metal 辛 卯 Rabbit Feb 03 2011Jan 22 2012 29 Jan 27 1952Feb 13 1953 Yang Water 壬 辰 Dragon Jan 23 2012Feb 09 2013 30 Feb 14 1953Feb 02 1954 Yin Water 癸 巳 Snake Feb 10 2013Jan 30 2014 31 Feb 03 1954Jan 23 1955 Yang Wood 甲 午 Horse Jan 31 2014Feb 18 2015 32 Jan 24 1955Feb 11 1956 Yin Wood 乙 未 Sheep Feb 19 2015Feb 07 2016 33 Feb 12 1956Jan 30 1957 Yang Fire 丙 申 Monkey Feb 08 2016Jan 27 2017 34 Jan 31 1957Feb 17 1958 Yin Fire 丁 酉 Rooster Jan 28 2017Feb 18 2018 35 Feb 18 1958Feb 07 1959 Yang Earth 戊 戌 Dog Feb 19 2018Feb 04 2019 36 Feb 08 1959Jan 27 1960 Yin Earth 己 亥 Boar Feb 05 2019Jan 24 2020 37 Jan 28 1960Feb 14 1961 Yang Metal 庚 子 Rat Jan 25 2020Feb. 11 2021 38 Feb 15 1961Feb 04 1962 Yin Metal 辛 丑 Ox Feb 12 2021Jan 31 2022 39 Feb 05 1962Jan 24 1963 Yang Water 壬 寅 Tiger Feb 01 2022Jan 21 2023 40 Jan 25 1963Feb 12 1964 Yin Water 癸 卯 Rabbit Jan 22 2023Feb 09 2024 41 Feb 13 1964Feb 01 1965 Yang Wood 甲 辰 Dragon Feb 10 2024Jan 28 2025 42 Feb 02 1965Jan 20 1966 Yin Wood 乙 巳 Snake Jan 29 2025Feb 16 2026 43 Jan 21 1966Feb 08 1967 Yang Fire 丙 午 Horse Feb 17 2026Feb 05 2027 44 Feb 09 1967Jan 29 1968 Yin Fire 丁 未 Sheep Feb 06 2027Jan 25 2028 45 Jan 30 1968Feb 16 1969 Yang Earth 戊 申 Monkey Jan 26 2028Feb 12 2029 46 Feb 17 1969Feb 05 1970 Yin Earth 己 酉 Rooster Feb 13 2029Feb 02 2030 47 Feb 06 1970Jan 26 1971 Yang Metal 庚 戌 Dog Feb 03 2030Jan 22 2031 48 Jan 27 1971Feb 14 1972 Yin Metal 辛 亥 Boar Jan 23 2031Feb 10 2032 49 Feb 15 1972Feb 02 1973 Yang Water 壬 子 Rat Feb 11 2032Jan 30 2033 50 Feb 03 1973Jan 22 1974 Yin Water 癸 丑 Ox Jan 31 2033Feb 18 2034 51 Jan 23 1974Feb 10 1975 Yang Wood 甲 寅 Tiger Feb 19 2034Feb 07 2035 52 Feb 11 1975Jan 30 1976 Yin Wood 乙 卯 Rabbit Feb 08 2035Jan 27 2036 53 Jan 31 1976Feb 17 1977 Yang Fire 丙 辰 Dragon Jan 28 2036Feb 14 2037 54 Feb 18 1977Feb 06 1978 Yin Fire 丁 巳 Snake Feb 15 2037Feb 03 2038 55 Feb 07 1978Jan 27 1979 Yang Earth 戊 午 Horse Feb 04 2038Jan 23 2039 56 Jan 28 1979Feb 15 1980 Yin Earth 己 未 Sheep Jan 24 2039Feb 11 2040 57 Feb 16 1980Feb 04 1981 Yang Metal 庚 申 Monkey Feb 12 2040Jan 31 2041 58 Feb 05 1981Jan 24 1982 Yin Metal 辛 酉 Rooster Feb 01 2041Jan 21 2042 59 Jan 25 1982Feb 12 1983 Yang Water 壬 戌 Dog Jan 22 2042Feb 09 2043 60 Feb 13 1983Feb 01 1984 Yin Water 癸 亥 Boar Feb 10 2043Jan 29 2044

What happens to the "color" to a blind? Cannot "enjoy" the color of the FS bring abt?