bepgof

This year 513 468 927 Next year, start from 立春=4/2/2011, not 3/2/2011 hor. Also not "sui" from dec solstice to dec solstice. 624 579 138 Keep tearing down old rooms(2, 3,5,7) and building up new rooms(1,6,8,9) every year? http://img121.imageshack.us/img121/2568/24jieqi2010.jpg

The "mi mi" eye, short-cum-round face guy?. Ask Wj888. Seem SM nowadays carries more & more FS advertisements and fsms' writeups.

Yes miss/mdm, 100% agreed, 2 hands 2 legs raised!

Agreed. There are always "calculative bad sheeps" out there. Their calculative-stlye costs them in some other areas. God is always fair. Look ahead, walk straight, do the best, enjoy present, prepared for the worst.

Like TTD & M.Y.? Only from behaviours, ones able to tell one's morality. Morality is intangible and "expensive", already "hard to find" nowaday. By theory and in short, 4 pillar template unveils one's - "strong points" & - "weak points" with time dimensions Tellers therefore recommend the "best-fit" or "best-mix" via "sheng & ke" functions to clients. To ease your thirst, reverse sides applications can be: 1. True masters know what are the "strongs" and "weaks" of clients. By recommending "worst-mix" can liao. 2. Don't know "templates" well enough, recommending "anyhow-mix" can liao. Clients whether to implement the " recomended-mix" is another issue. Ok?

Put it this way: 1. You are only allowed to loan maximum of 80% x (Valuation), if you have no existing mortgage loan. 2. Need to set aside agent commission, usually at 1% of (Val +COV) + 7% GST = CASH 3. Need "extra" for stamp duty 3% x (Val +COV) -5,400 = cash or cpf. 4. COV need to pay by CASH 5. 5% x (Val ) = cash. 5-1. $1k to exchange for OTP. $4K for exercising OTP. So, need to pay 5%x(Val) -$5K = Cash. 6. 15% x (Val) = cash or cpf(OA) 7. Legal fee, usually bank provides legal subsidy which is able to cover the whole process. = $0 Build these into spreadsheet, will get immediate "result" you want. Some corrections made on 5/12/10

Qing Long Tian Shui = 青龙添水。Green dragon = mountains. Me to explain? Paiseh lah, I post too many liao, give chance to others, say mae29? She seems know mountains, water and qi well.

TKY is a 阴 residential fs expert in Singapore (not ghost buster for haunted houses hor), sure can give you "satisfactory" explanations. He even organised delegation grp to China to detect/see "Dragons = mountains" & "waters", identifying "real" and "fake" "dragons" . Innovative enough, he also commented abt method of the deceased "burnt to ash" = our dear bro kalimantan's interest of buying "a place". He is the first master, so first, that I come accross who commented on "cemented place to keep decrease's ash" fs. Rest of Masters stand aside watching and "Z" their mouths on this.

Folks, just for info, hereby attached some info (actually it is part of Chinese's calendar system), with regard to names of the 60 generals of Tai Sui. Next cny will be 辛卯年= rabbit, which is also on the 28th of the 60 sexagenary cycle. General 范寧 will be "in charged". When yr fsm says you "fan" ( 沖,值,刑)Tai Sui next cny, ask him "Which" general will be in charged, ok? . http://img585.imageshack.us/img585/6537/192420432.jpg http://img835.imageshack.us/img835/3673/sexagenaryc1.jpg http://img152.imageshack.us/img152/315/sexagenaryc2.jpg http://img843.imageshack.us/img843/6421/taisui.jpg

I'm 99.99% sure your precious time, mouth fluid, energy will be wasted, furthermore, will get your mood agitated if calling the agency for help/advise. You will get yourself involved in a pin-ball game and eventually landed in "original destination". If kindhearted enough, standby contacts list of professional movers and taxi companies, pass to them if they say they have no tranpsortation, on that day. When calling police, just tell them a commotion is taking place....

- bring some men with you on "last day", to show your "strength", make sure tenants are inside house during such. Just "show" only, don't "act" first hor. - Only "act" to bring their belongs to void deck, with police/neighbours as witness, when "talk" fails. - You have every rights to get them "out", you act according to what's written on TA.

"Do something bad" intentionally via some "templates" - correct? Kalimantan mentioned "bazi" -one of the templates - 4 pillars. 3 pillars enough to cast black magic? If so, can get mine in my profile and do the casting, too bad I myself don't know my "4th pillar". Still dare to put you DOD over those forms? Metaphysics, in chinese called 形而上学,is a branch of philosophy which explains correlation between "me" and mother nature. Knowing/understanding the correlation between the 2 is one thing, "applying" from concepts to actions, to make better or worse is another thing. True fsms know how to apply bidirectionally, that is why morality of a personal is such important.

One of the "bad" ones under my ruler, rojak king. Just express my view, not to condemn.

I'm ah Jack - of all trades, master of none.

Legal action too costly & time consuming. Locking gate and throwing things out "unlawful". Follow what is written in TA(above) and ask them out on last day. Standby by all valid papers & ask help from police if they refuse to vacant on last day. Be prepared to drag for the whole day till very tire. Sure tenants'll ask for leniency on last day, to stay for a few more days.....you know what to do lah Notes: 1. These tenants' skin are thick and in financial desperation, out to "makan" landlords. 2. Police's skin are very "feasible", "taichi" master, want to be goodman, don't want to be badman. Only in "criminal" situation theys then "bopian". 3. Make sure your skin are the most thickier.

I knew of one lady agent (3 boys, husband also agent)of "mentor" level, really impress me. She arms with above-mentioned knowledges. Her cooking skill also tokong. She talked to my MIL abt cooking stuff, mil said her cooking know-how is I keke "sour" her, wow she gave us her homemade yong tau foo and the 佛跳墙。 Too bad, she doesn't know much abt those plants I planted( Eventually, I sold the unit to a buyer whose P5 daughter knew names of all the plants I planted!)This buyer did not make offer/counter offer during viewing, instead, I asked agent to call them down & talk and finally deal closed. So to add another 2 "good to have" to be effective real estate agent: - Cooking skills - Plants knowledge

This garanteed will be a GE rally topic. Why MAS's letter to seller comes "late"? This directly forces the HDB seller(sell & buy hdb)(seller has only this property)to "rent" to stay put before his next purchase of hdb unit is ready for occupation. This is to "deter" hdb sellers from buying hdb again. Tio bo? My questions: 1. Does this "letter" effect to those sellers with existing loan yet wish to enjoy 80% loan for next purchase ? 2. This letter applies to those sellers(sell hdb & buy hdb)who take 70% loan as well? 3. Applicable to hdb sellers who buy private ?

To be an effective real estate agent, good to have: - Property knowledge (under construction, resale, HDB, private, commercial/industrial) - Relevant business law - Global/domestic economic knowledge/update - Effective HR skills - Plansant looking(subjective) - Kowledge of fengshui - Bankers, laywers, clients databbase - Solid past transaction databases - Honesty, sincerity, dignity with pride - Having above will have mkt "sentiment"....

Warrior88, therat, forgotten, plastic3, any idea on this?

1. Work like cow 2. Save, bite bullet & fasten belt at waist 3. Wait long long 4. Go house viewing

Huh? IC IC, the Chinese sexagenary cycle formed by 12 animals x 5 element, not the 10 heavenly stems(天干 and 12 earthy branches(地支). http://img43.imageshack.us/img43/548/60yea...artablepage.jpg http://img543.imageshack.us/img543/548/60y...artablepage.jpg Huh? IC IC 河图 based on 八卦;Not 八卦 based on 河图 and 洛书。 http://img148.imageshack.us/img148/8154/44182979.jpg http://img411.imageshack.us/img411/2124/54967552.jpg 9 "palaces"- "palaces" is a serious wrong translation of "宫". "宫" should be translated as "space", not "palace". JY should know have known, otherwise..... Eight Mansion methodology has no time dimension, however, XKFX(flying stars)methology has time dimension - 河图 and 洛书 have no time dimension! Huh?IC IC , therefore no wind no Qi!. No water no retention of Qi!. Huh? Only "mountains" generate Qi? How Qi is being generated? Where/how Qi go to/diminish? These are important topics in landscape fs le. Only understanding such then enable ones to make use of Qi.

Thank for the response, I'm aware of the human-history development portion, basically the 4 questions have not been addressed. I'm not sure if the 20 yr period(why not 15yr or 30 yr?)is what you called "energy cycle".

Letter of offer by bank is for HDB to see. This doc needs to be submitted ONLY during resale application. You can sign AFTER OTP is signed, no problem, why?. If LO signed and OTP not approved or exercise too late which renders null, you need to pay bank "cancellation fee" which is amounted to 1.5% (if I recall correctly) of the loan amount. Another practise by bank is: you can look for another house and bank re issue LO, but likely will charge you admin fee or sometime like that. Make sure your OTP is exercised within stipulated time frame with "OTP exercise fee" being properly passed to seller. You are run short of time liao.

Just TOP. Still under developer's management, no wonder.

How does Qi being formed & diminished and reformed? Qi flows ONLY "from mountains" to ONLY water? Good Qi & bad Qi all to water? What is/are energy cycles?