Wat's your advice for taking hdb 30k grant for first timers?

I"m in a dilemma bcox i'm not sure if i'll be goign for a subsidised flat nxt tie round n if i do, i haf to pay this levy in cash

Any advice?

I took the grant of $40k thinking that I won't be going for a new flat. Regretted because now I have to return $45k as I have booked a new flat. If possible, don't take the grant.

I took 50k grant for my 1st flat and upgraded to my 2nd flat, all from the open market. Didnt upgrade to new flat direct from HDB after sold off 1st flat because didnt wanna pay Cash Levy and new flats were way too small. Rather keep the cash (manned for Cash levy) for reno

Thanks all. Tough / Complicated decision to make.