We collecting key between February - March but we still short of the amount for the flat. I under we need to make that payment full lump sum before we can collect the key right.

I understand to we need to earn 24k-30k per annum but we dont hit that too.

Is there any other way to get loan?

We collecting key between February - March but we still short of the amount for the flat. I under we need to make that payment full lump sum before we can collect the key right.

I understand to we need to earn 24k-30k per annum but we dont hit that too.

Is there any other way to get loan?

Please be more specific on your question, quite hard to understand what you really want to ask.

Try bank loan, do not go to money lenders! Worse comes to worst, try borrow from friends or relatives.

Yes, never borrow money from money lenders, their interest rate and late payment charge is very high.

Don't borrow from money lenders, even though they are licensed money lenders. You will be killed by the processing fee, administration fee, late payment interest, interest on late payment and interest on late payment interest fee.

This is how money lenders operate - Money lenders usually borrow from banks and then lend the money to borrowers. Hence the money lenders will charge much higher interest to borrowers in order to cover the borrowing cost from banks. Since this is the case, why go to money lenders? Go straight to banks, please.

Edited March 14, 201412 yr by gemini

yeah..only the really desp after too many trips to MBS casino go to moneylender..