Hi,

I am meeting HDB for my 1st Appt on 20 June. I have received the Brochures and the instructions and I am told that my appt is 11.45am.

Just wondering what takes place during the 1st interview. How long does it usually take? Will I be informed whether I am eligible for the HDB loan then as well? (I had submitted my HLE application yesterday, will be sending the documents tomorrow)

Is the $2,000 refundable if I did not successfully manage to select a flat?

THanks!

A lot of signing of docs, mainly the financial plan for your loan will also be explained, etc. Can be quite fast abt 30mins unless you have a lots of question to ask and clarify.

Also need to do some payment for cavet, etc.

Dear raincole,

Wondering, besides signing documents, it the 10% being paid at 1 st appointment? How much is cash, and how much is cpf for this 10 percent? If we take 80% bank loan, is it 5% cash, 15% can be paid by CPF. Do we bring the cheque or does the lawyer handle this?

Is the COV not paid at the second appointment?

Dear raincole,

Wondering, besides signing documents, it the 10% being paid at 1 st appointment? How much is cash, and how much is cpf for this 10 percent? If we take 80% bank loan, is it 5% cash, 15% can be paid by CPF. Do we bring the cheque or does the lawyer handle this?

Is the COV not paid at the second appointment?

If you have a lawyer, I assume u are taking bank loan. U can ask ur lawyer on the process. But chq needs to be coming from u for the cash portion (5% yup).

Dear raincole,

Wondering, besides signing documents, it the 10% being paid at 1 st appointment? How much is cash, and how much is cpf for this 10 percent? If we take 80% bank loan, is it 5% cash, 15% can be paid by CPF. Do we bring the cheque or does the lawyer handle this?

Is the COV not paid at the second appointment?

10% is being paid on the 2nd appointment. all ur CPF will be wiped out and only if u dont have enough CPF then u need to pay cash.