bepgof

PM you aready..

Bro, pls NEVER having light, below or above the blades. Caused moving shadows which make you mind spins....

$3500 is good deal already leh. Service provides = correspondence(by hand + registered post) + phone call + email+ visiting+ keeping the proceeds(seller) for time being w/o interest + ??

Me again. Must realise some facts: - Good opportunities are hard to come by, is the unit a "good opportunity" to you. - Perceive any "better opportunity" in near future? Hurry to move? - Parents sacrify for children, 1.1km is not good enoght for phase 2C registration. - May I know which school?, I can roughly tell good or no good. - HDB already provides guildline as to who to pay base on 2nd appt date. No arguments. - I guess upgrading should be abt $5K, toilets (sq to sit)just about $200 x 2, total ~$5,200 - House prices will drop soon, from seller's mkt to buyer's mkt. - Chinese ghost month is coming, transaction will drop, drop, drop, price will also drop, drop drop. - Everybody, more or less already know what gov will do to property mkt after GE. - Coffee shop talk - now who buy property are "seow", insane. What makes them said that?

What's the size? For how many glass panels? White sand = Alumium oxide is vey headacd, many "cannots". Cannot: - use sand paper, scratch surface - use acid, become black - use soft brush, waste your strength - use hard brush, scratch surface So ? got $$ change to wrought aluminium typw.

Grout lines are usually plaster or cement. Wear glove while handling, use plastic hard brush to clean. Sponge is not the right tool, too soft, become many smaller sponge after one or 2 brushings, some more with acid. The time is for chemical to react with cement/plaster, 25 min is an indicative only. May have to apply acid twice, depend on situation...

Wow Piang, you have to agar agar, you are the only one know the routing and distance, buy less is better than buying more, unless can refund. Still can buy some more if not enough hor.

I don't think you can find this in DIY shop, find at those shops selling paint with some metalware... These brackets are all locally fabricated-some with painting , some without, and the welding part look not so strong - I went to 4 shops, happened seeing all these. All shop owners said "all are like that". You must understand: the bracket is bolted onto ceiling with 2 self-locking bolts at both sides of the metal stripe. The is a limited distance between ceiling and centre to the U or O-shaped. This distance must be compatible for you existing fan's assembly which comes with a rod(with rubber cushioh to absorbe vibration)to put thought the U or O-shaped. If distance too small, fan assembly can be fixed, if distance too big, fan tends to "shake" at full speed. Sorry, must buy also the "self-locking" bolts for the bracket. About $2 a pc depend on size. Open up fan assembly, measure the distance (hopfully got instruction sheet), then buy the bracket & bolts. It seems the forumers here did not mention about the brackets, I guess the the electricians must have settled for them with their knowing. I caught in surprise when electrician told me that I have to buy the bracket & bolts...taught me to measure the distance....also taught me why the fan "shake" at high speed with this type of installation and how to prevent....good luck to you.

As to COV: 1. Some ppl suggest <10% of valuation as yardstick. 2. Some say, you like it, just pay for it. 3. One forumer, by the name of blueocean even described your situation as in a "cognitive resonance" phase. Buy already started comparing by asking ppl, so as to make yourself feel better, if you pay less. 4. I say: 1+2+3+ hope your decision is in line with "human self-reflection" Believed you have already got a "inner ruler" within yr heart when placing the $1K. Check dictionary for the meaning of human self-reflection. If you meet 1, 2, 3 & 4, then congrat ! Full mark.

Evo, look to me you are presently only "intend" to get a bank loan, but have not signed up any mortgage loan with any bank. Your agent seemed did not explain all these to you. Detailed answer as follow: 1. Seller needs not paying stamp duty, only buyer needs, calculation as follow: stamp duty fee = (Valuation price x 3%) - $5,400 2. Once u sign up a bank mortgage loan, you do not have to worry about the legal fee, convey....fees, usually these costs already calculated & factored in the interest rate that bank lend to you, whether 3,4, or 5 year. Most people take 3-year loan package. 3. If now you can get a 3-yr variable loan package, roughtly 3 month sibor +0.6 = 1.9%, with 1yr lock in, depending on on amount you borrow, you should be laughing. 4. During resale application, agent did not submit yr loan's approval letter? Or you told agent want to settle everything by CASH? Or agent is a new hand, don't know this? 5. During 1st appointment, HDB's just wants to validate and confirm seller is eligible to sell & buyer is eligible to buy with all conditions met. Need no lawyer at this point of time. But - Need to sign doc, stating you want to buy this unit..... - HDB asks you to provide evidence of loan package, whether HDB or private bank. So HDB's lawyer will send/receive correspondence with bank's lawyer. If you cannot provide bank loan package, HDB still want your laywer's details or suggest you to use HDB's lawyer, and ask you to show you financial background - enough cash to settle 1%+4% +15%(cpf also can)...... Clear?

I got my KDK V56VK from AMK, came without brackets. Bracket looks like a U-shape, with a flat pieces of meter c/w 2 holes at side, welded to the U's top. Got big & small 2 sizes, don't get the wrong one, look at diameter carefully. About $3 a pc.

Correct lor, if the dog & its owner do things swee swee, who will bother & complain against them? Mankind & animals' co-exist is one thing, always there are people like to do things at others' expenses.

Try this: http://www.shis.com.sg/index.php?module=pr...tion=viewprogrp Tool cart, then press "download pdf".

Bros & sis, too long to write my own encounters on this (goodman, good acts, no good ends. Badman, devil acts, good ends) I'm aware this is not a religion thread. Pardon me to share some verses from Bible (Proverbs)- to encourageand & remind all of us - God is watching on. http://www.o-bible.com/cgibin/ob.cgi?chapt...amp;version=bbe 1:1 以 色 列 王 大 卫 儿 子 所 罗 门 的 箴 言 。 The wise sayings of Solomon, the son of David, king of Israel. 1:2 要 使 人 晓 得 智 慧 和 训 诲 。 分 辨 通 达 的 言 语 。 To have knowledge of wise teaching; to be clear about the words of reason: 1:3 使 人 处 事 ， 领 受 智 慧 ， 仁 义 ， 公 平 ， 正 直 的 训 诲 。 To be trained in the ways of wisdom, in righteousness and judging truly and straight behaviour: 1:4 使 愚 人 灵 明 ， 使 少 年 人 有 知 识 和 谋 略 。 To make the simple-minded sharp, and to give the young man knowledge, and serious purpose: 1:5 使 智 慧 人 听 见 ， 增 长 学 问 。 使 聪 明 人 得 着 智 谋 。 (The wise man, hearing, will get greater learning, and the acts of the man of good sense will be wisely guided:) 1:6 使 人 明 白 箴 言 和 譬 喻 ， 懂 得 智 慧 人 的 言 词 和 谜 语 。 To get the sense of wise sayings and secrets, and of the words of the wise and their dark sayings. 1:7 敬 畏 耶 和 华 是 知 识 的 开 端 。 愚 妄 人 藐 视 智 慧 和 训 诲 。 The fear of the Lord is the start of knowledge: but the foolish have no use for wisdom and teaching. 1:8 我 儿 ， 要 听 你 父 亲 的 训 诲 ， 不 可 离 弃 你 母 亲 的 法 则 。 （ 或 作 指 教 ） My son, give ear to the training of your father, and do not give up the teaching of your mother: 1:9 因 为 这 要 作 你 头 上 的 华 冠 ， 你 项 上 的 金 链 。 For they will be a crown of grace for your head, and chain-ornaments about your neck. 1:10 我 儿 ， 恶 人 若 引 诱 你 ， 你 不 可 随 从 。 My son, if sinners would take you out of the right way, do not go with them. 1:11 他 们 若 说 ， 你 与 我 们 同 去 ， 我 们 要 埋 伏 流 人 之 血 ， 要 蹲 伏 害 无 罪 之 人 。 If they say, Come with us; let us make designs against the good, waiting secretly for the upright, without cause; 1:12 我 们 好 像 阴 间 ， 把 他 们 活 活 吞 下 。 他 们 如 同 下 坑 的 人 ， 被 我 们 囫 囵 吞 了 。 Let us overcome them living, like the underworld, and in their strength, as those who go down to death; 1:13 我 们 必 得 各 样 宝 物 ， 将 所 掳 来 的 装 满 房 屋 。 Goods of great price will be ours, our houses will be full of wealth; 1:14你 与 我 们 大 家 同 分 。 我 们 共 用 一 个 囊 袋 。 Take your chance with us, and we will all have one money-bag: 1:15 我 儿 ， 不 要 与 他 们 同 行 一 道 。 禁 止 你 脚 走 他 们 的 路 。 My son, do not go with them; keep your feet from their ways: 1:16 因 为 他 们 的 脚 奔 跑 行 恶 ， 他 们 急 速 流 人 的 血 。 For their feet are running after evil, and they are quick to take a man's life. 1:17 好 像 飞 鸟 ， 网 罗 设 在 眼 前 仍 不 躲 避 。 Truly, to no purpose is the net stretched out before the eyes of the bird: 1:18 这 些 人 埋 伏 ， 是 为 自 流 己 血 。 蹲 伏 是 为 自 害 己 命 。 And they are secretly waiting for their blood and making ready destruction for themselves. 1:19 凡 贪 恋 财 利 的 ， 所 行 之 路 ， 都 是 如 此 。 这 贪 恋 之 心 ， 乃 夺 去 得 财 者 之 命 。 Such is the fate of everyone who goes in search of profit; it takes away the life of its owners. 1:20 智 慧 在 街 市 上 呼 喊 ， 在 宽 阔 处 发 声 。 Wisdom is crying out in the street; her voice is loud in the open places; 1:21 在 热 闹 街 头 喊 叫 ， 在 城 门 口 ， 在 城 中 发 出 言 语 。 Her words are sounding in the meeting-places, and in the doorways of the town: 1:22 说 你 们 愚 昧 人 喜 爱 愚 昧 ， 亵 慢 人 喜 欢 亵 慢 ， 愚 顽 人 恨 恶 知 识 ， 要 到 几 时 呢 ？ How long, you simple ones, will foolish things be dear to you? and pride a delight to the haters of authority? how long will the foolish go on hating knowledge? 1:23 你 们 当 因 我 的 责 备 回 转 。 我 要 将 我 的 灵 浇 灌 你 们 ， 将 我 的 话 指 示 你 们 。 Be turned again by my sharp words: see, I will send the flow of my spirit on you, and make my words clear to you. 1:24 我 呼 唤 你 们 不 肯 听 从 。 我 伸 手 ， 无 人 理 会 。 Because your ears were shut to my voice; no one gave attention to my out-stretched hand; 1:25 反 轻 弃 我 一 切 的 劝 戒 ， 不 肯 受 我 的 责 备 。 You were not controlled by my guiding, and would have nothing to do with my sharp words: 1:26 你 们 遭 灾 难 ， 我 就 发 笑 惊 恐 临 到 你 们 ， 我 必 嗤 笑 。 So in the day of your trouble I will be laughing; I will make sport of your fear; 1:27 惊 恐 临 到 你 们 ， 好 像 狂 风 ， 灾 难 来 到 ， 如 同 暴 风 。 急 难 痛 苦 临 到 你 们 身 上 。 When your fear comes on you like a storm, and your trouble like a rushing wind; when pain and sorrow come on you. 1:28 那 时 ， 你 们 必 呼 求 我 ， 我 却 不 答 应 ， 恳 切 的 寻 找 我 ， 却 寻 不 见 。 Then I will give no answer to their cries; searching for me early, they will not see me: 1:29 因 为 你 们 恨 恶 知 识 ， 不 喜 爱 敬 畏 耶 和 华 ， For they were haters of knowledge, and did not give their hearts to the fear of the Lord: 1:30 不 听 我 的 劝 戒 ， 藐 视 我 一 切 的 责 备 ， They had no desire for my teaching, and my words of protest were as nothing to them. 1:31 所 以 必 吃 自 结 的 果 子 ， 充 满 自 设 的 计 谋 。 So the fruit of their way will be their food, and with the designs of their hearts they will be made full. 1:32 愚 昧 人 背 道 ， 必 杀 己 身 ， 愚 顽 人 安 逸 ， 必 害 己 命 。 For the turning back of the simple from teaching will be the cause of their death, and the peace of the foolish will be their destruction. 1:33 惟 有 听 从 我 的 ， 必 安 然 居 住 ， 得 享 安 静 ， 不 怕 灾 祸 。 But whoever gives ear to me will take his rest safely, living in peace without fear of evil.

Sorry to hear this. Basically and unexpressly who has access to the key/s must be held responsible for the theft of items. And search/enquiry action has to be quick enough to be conducted within a day or two. If not, lost items got "legs" and get disappeared in the air and left no trace. Police/CASE wont help. - Still holding any retaining sum payable to ID? Hold that amount & agree with ID the amount of compensation, draft that down, sign by both parties...... - Investigation by police will end at nowhere and will be treated as "suspended" for closing. ID is using time delay tactic, ask him pay now! - To me, this is very likely a "gone case", buy toto/4d/shares, pray hard and hope to recover back the loss. - Sorry, i'm a layman, can only "think" of these. Frankly speaking, don't buy 4d/toto, otherwise, you'll lose more. Stocks still got >50% hope, if you do the homework properly.

My full height pillars (x 5) = $600 http://img375.imageshack.us/img375/6307/10350257.jpg won't collect dust.

Corrections: it is 4 ft long x 18" width x 4 tiers (6 ft H)

Whoever sell flower sure say their flowers are BEST. Dog owners sure say their dogs are good, good, good.... Let it bites once then we shall discuss abt logic. My neighbour treats dogs like their babies, but treat their own parents worst- than-a-dog. A few friends of mine, married, no kids, got money to buy expensive stuff for dogs, no money to give parents, the world is upside down.....

Assuming monthly instalment = $1k, $30k meaning 30 instalments ~ 3 years, wow, HDB is really very nice and patient. Got pay util bills? Got water/gas/electricity? Never kena cut? I don't mind receiving red letters if without paying interest, somemore can use letter to make red-colour paper aeroplanes and fly....

Price still valids as in brochure. Mine is medium, 5ft long x 18"width x 4 tiers(i think 6 ft tall), 2 sets. Tier height is adjustable. 18" width is "a bit" wide, but can put many things. I removed the 6-pcs shelves bought from IKEA, all dented by putting my books. Now my books alone occupied one rack, 4 tiers. Boss migrated from HK, son already Singaporean.

Someone highlighted HDB is not a charitable org, anyway, O$P$, so far HDB got charge interest for late payment or not?

One-piece solid partition blocks air flow as well as light. I installed 8 pillars (4" x 4") at 3 locations, hollow with laminate(color won't fade over time). You must decide the number/sizes of pillars as well as space in between.

Finally someone said what I almost wanted to point out on this this issue. Why like HDB "concessionary" mortgage loan so much?, appeal again & again?, 2.6% interest good mair? Or name in "blacklisted list" hold by banks? Pardon me, just think of the possibility.

Bingo ! White & round, saw so many in kampung's time, now can be seen only in "dream". Don't need and sticky pads, use hand to catch lah when seeing it.

CPF board cares about $$ in OA/SA/MS, set many rules, and from time to time keep changing the rules, set many "doors" to "deter" holders from withdrawal own-money, it has no given right to hold your $$ in banks. If 1st current property is by ALL cash, then yr "second" property to you is "first" property to CPF board, if u use cpf OA to serve the loan, 150%VL applies & no minimum sum issue. RPS =residential property scheme. Properties can be classified into residential/commercial/industrial, and may be somemore which I'm not aware of, now.