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For Id don need to focus only on balestier road, there are still a lot of good ones in Singapore, I personally prefer ideal house at upper serangoon

I think there is no way to loan from a Reno company, if bank reject, how about trying ge money? But if I am not wrong , the interest is higher .

Really informative post, but i still believe in making the belief and desire in yourself, take action and u will succeed

Usually those really good fs master don do this type of marketing, they are famous through word of mouth

Thanks for sharing, do take note fellow guys and gals

It largely depend on the lifestyle you want to live during your retirement days

My advice is not to have vanity in toilet cause it will not last long with the moisture surrounding it

If fs,it depend whether u believe or not, if u think it work, it will work

i think u can try to use the search function as previously there are already a lot of topics on this.

swimming is the best as it works out most of your bodies, and if u don't like going out, maybe you can try Wii sports.

hi, is it applicable to HDB flat?

Hi thanks for sharing

I think there is a lot of retirement calculator in the Internet, just google and use the tools to calculate what u need during your retirement times, just google, just to share

Hi gimZ, great to be same as u, have a great wife that don really demand much and we always discuss and share any expenses but I will always try to pay first.

how about for those that does not work 8 hours at his desk? Like for sales.

haha not shoot lah, just curious.

how is harry potter link with Fengshui?

oh i thought it is some kind of seminar

if i am not wrong, it is based on the actual completion date that is being handover to HDB from contractor

quite a comprehensive site, but where to vote?

Hi great to hear that u manage to get the loan

Yes agreed, experience counts, if it can last 15 years , the return is already there, why not choose back the same brand and avoid taking the risk of a new one

It seems more like a mould to me, do u have a pic of these black patch?

Hi just to share, for the pd door I have been using for 3 years and it still working good but the only problem is when u have visitor, they might not know how to use it and always cause it to jam

if i not wrong, you need to get a PE, professonal engineer to certifiy too.