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I've drawn the 24 jieqi(节气) which's the fundamental of chinese calendar, superimpose with the sun & with it respective location & dates, take 365.25 as one year. http://a.imageshack.us/img265/461/24jieqi.jpg These 24 jieqi are in fact just the "season indicators" of a year. We're now come to “beginning of autumn", implying that weather will turn cold and more windy, plants start to slow down their metabolism, preparing themselve for the coming "hard fight" against weather (refer to plants in countries with obvious seasonal changes). Lives will go & "hide under the ground", preparing for the next year to come. Farmers/ppl in the northsemiphere, abt to packup, stockup food..... Here in equatorial zones, still enjoying the "party time". The 23.5 deg tilt of earth has made "not much" seasonal changes to equatorial zones. Note: This 24jieqi applies only to northsemiphere, more north, more "accurate". If you're migrating to Australia or Newzeland, have to reverse the sequence hor, don't say my drawing not accurate. http://img683.imageshack.us/img683/2568/24jieqi2010.jpg I've just added the 24jieqi for this year, 2010. 按照中国农历的纪年法，每个月都有两个节气，一年共有24个节气。 节气是中国农历特有的，是中国劳动人民的创造。古人在长期的生产劳动中，逐渐认识了气候变化的规律，他们根据太阳和地球的相互关系，把一年的天数分成24等分，用来表示季节和气候的变化。这样，差不多每15天就有一个节气，每个月就有两个节气了。二十四节气在公历中的日期几乎是固定的，上半年(1～6月)的节气都在每个月的6日和21日前后；下半年(7～12月)的节气都在每个月的8日和23日前后。 二十四节气的名称分别是：立春、雨水、惊蛰、春分、清明、谷雨、立夏、小满、芒种(zhong)、夏至、小暑、大暑、立秋、处暑、白露(lu)、秋分、寒露、霜降、立冬、小雪、大雪、冬至、小寒、大寒。 立春、立夏、立秋、立冬 = 表示四季的开始。 春分、秋分 = 是一年中昼夜一样长的两天。 夏至 = 是一年中白天最长、黑夜最短的一天。 冬至 = 是一年中白天最短、黑夜最长的一天。 雨水 = 是开始下雨的意思。 惊蛰 = 表示春雷响过以后，冬眠的昆虫被惊醒了。 清明 = 是说春天到了以后，明净的春色代替了冬季寒冷枯黄的景色。 谷雨 = 表示从此雨水增多，对五谷的生长很有好处。 小满 = 表示在夏季成熟的农作物籽粒开始饱满了。 芒种 = 告诉人们小麦已经成熟了。 小暑、大暑 = 表示天气炎热的程度，大暑是一年中最热的时候。 处暑 = 表示炎热的天气快要过去了。 白露 = 告诉人们开始下露水，天气就要冷了。 寒露 = 表明露水已重，天寒加剧。 霜降 = 是开始下霜的意思。 小雪、大雪 = 表示到了下雪的时节和雪量大小的差别。 小寒、大寒 = 表示冬天寒冷的程度，大寒是一年中最冷的时候。 二十四节气对中国的农业生产起很大的作用，人们为了方便记忆，还编出了《二十四节气歌》： 春雨惊春清谷天，夏满芒夏暑相连， 秋处露秋寒霜降，冬雪雪冬小大寒。 上半年是六、二一，下半年是八、二三。

I also paisay le, just provide some of my opinions, me too, have been looking for answers to these questions for years. I even tried reading some history books, and trace back chinese zoiac (quite a few legends), it was originated from Babylon ~2600BC。It has quite similarity in Greek's horoscope. As I have said, since there are 12 animals, ppl "naturally" link them to 12 earthy branch & Juipiter. 12 earthy branch is actually and exactly the "hours" of one day & night = 24 hr. 1 earthy branch = 2 hours. My Q1 opinion - To who he believe, effect =yes, to who he believe not, effect=no. This is the same as angmor, and indian spirits issue which one forumer has brough up. Since I'm a Chinese, I ought to gain some knowledge on these "legends". My Q2 opinion - I have already "hinted" you abt yr mother & the tenent situation, remember? Few ppl with different bazi stay within a house - u asked a very practical & "right" question. When ask this Q to fsms, they will say based on owners' bazi. Got 2 owners, one man, one woman, fsm will say base on man's. If a condo which allows a few co-owners with men & women, fsms will eeerrrrr & raise white flag. My Q2 opinion - FS has nothing to do with individual's DOB. My Q3 opinion - No "human" on this earth can tell one's past & future (past is possible, but only roughtly, future can be base on "trend" and therefore prediction or likelihood.), except those "spitrual being" who possess supernatural power. Q4- lengthy explanation, so I'll just copy & paste from a china forum, sorry, have to ask your friend for translation: In the Chinese mythology, there’s yet another Tai Sui, which is actually a position in the celestial heavens who is in charge of determining the annual fortunes of all of us. Today we also understand that Tai Sui is actually the planet Jupiter (木星), its importance in Chinese mythology maybe due to its high visibility from earth. There are many gods who would rotate to take up this position, as it’s an almighty position, the most powerful year god. It’s also commonly known as Tai Sui Xing Jun (太岁星君) or Sui Jun (岁君). Some also know it as the “Annual Prince” (年中天子). A total of 60 gods take their turn to be Tai Sui every year. Based on your Chinese Zodiac animal, you might come into a position that “offended” Tai Sui, thus the commonly uttered Fan Tai Sui. Don’t worry, you didn’t do anything wrong. This just stem from the world view that everything has its times of good fortune and times of bad fortune, so you’ll have years of good fortune and years of bad ones. The other quasi-scientific explanation that is commonly used is to simply attribute the phenomena to the movement of Jupiter, which affects the magnetic field around us, depending on the year you were born. This explanation usually bodes well with the western audience already educated with zodiac systems based on stars and planets. 安太岁约理而言：即是安稳心神。唯有神情稳定自在，才能生发胜妙的灵智，净除诸贪染习，而达到真正的消灾解厄。众观心情愈自如自在的人，愈无所贪求，对于一切财务、心力愈能喜心布施，济助于人，广造一切种善德，自然会增长无上的福乐。 古人设此禁忌的用意乃在于警醒世人：宜明识因果，敬天畏神，不可胡作非为。并且借机敬告不信鬼神的人，应诚心诚意地敬重鬼神。倘若不信，一向恣意妄为，邪心造作，恐将自食恶果，只有在灾劫来临时，才叫苦连天，难堪难言了。 Roughly it can be summarized to: The philosophy of An Tai Sui is simple - calm the god in your own heart. Only those that are emotionally calm and free can face the world in an intelligent and sincere manner, rid oneself of the bad habits, greed and finally bad luck. In fact, the more one is careful with its own wealth, the more one wants to help others, the more one would just end up being happy. Ancient religious leaders used this myth about Tai Sui to remind people that we have to be aware of cause-and-effect (a Buddhist teaching), be afraid of the gods and never do bad things. If you do bad things, the time will come where you have pay for it. By then, your begging for mercy is no longer heard. 避凶不如趨吉，擇日不如選時，選時莫若積德。 关于犯太岁 太岁又称太岁星君，太岁就是天上的木星，因为木星每十二个月运行一次，所以古人称木星为岁星或太岁；太岁又称太岁星君，或者岁君，它既是星辰，也是民间奉祀的神只。 一般人的年庚，若与值年太岁相同，民间称为犯太岁，年庚对冲者，则叫冲太岁；诗约: 太岁当头坐无喜恐有祸。因此，无论是那一种，在那一年里必定百事不顺，事业多困厄，身体多病变，因此务必要拜奉太岁星君以保平安。 六十甲子各有岁神轮值，而当年轮值之岁神称为值年太岁，如想知道自己的值年太岁，只需找出自己在六十甲子所属的名称，便可找出自己的值年太岁。 甚麼叫做犯太岁，犯其实即是冲，「冲」亦分为「年冲」及「对冲」。 「年冲」即是指生肖之年，例如今年是蛇年，属蛇者即为年冲； Year 冲,e.g. Ox year, born in Ox year will 冲 「对冲」即是指生肖之年再加上六年，「对冲」又叫「六冲」，即子午冲、丑未冲、寅申冲、卯酉冲、辰戌冲、巳亥冲；以辛巳蛇年为例，巳与亥为相冲，因此肖猪的人仕在辛巳蛇年，便是「对冲」，犯了太岁；凡是遇到「年冲」或「对冲」的生肖，都要到庙里拜太岁，才会诸事顺吉。 甚麼叫做刑太岁，刑太岁，又称「偏冲」，自己的出生年如与流年所属生肖相差三年，便是刑克，即与流年太岁「偏冲」。古语有云：太岁当头坐，无喜恐有祸。例如蛇年，肖蛇为太岁，肖猪为冲太岁，而肖猴和虎为「偏冲」太岁。

Office FS, read this taiwanese web, chinese complicated stroke. http://blog.iegoffice.com/feng-shui-16/

Look at yr 1st sentence again, so bossy enough can deter away all the human who are volunteers to provide "opinions". Those who to "answer" yr qs then become subordinate. Boss pays subordinate $ to get things done, right? I'm as common as any of you, can provide "opinions" not "answer". Now you understand what I was so "bad mood" as you described?

I'm not a master, receive no fee for return, therefore have no obligations to answer your questions.

Some schools of fs believed windchimes can break negative qi or negative energies. I'm always more interested on "how", yet to find the answer. However, windchime was originated from India, to China, Japan & Korea....., aim to gain peace/concentration in mind power, in temples. Some Chinese "modified" the "wind" to "rope" become ropechimes. Putting these acorss beams & pilars of building, linked by rope, to deter theft.

Sure banks want to earn your interest. Talk to banks, suggesting to put your cash (15% or more) in their "time deposit" in exchange of a bridging loan. Not too sure if this againt MAS's rule.

Seriously, I took sand from playground! A bit only lah. Infra red detects heat or temperature difference and show in screen with all those color "graphic". I doubt it will work on above, unless passing the pipe with hot water.

I went through a big route. After realising can't clean this away, I removed all of them with sharp blade. Put the clear silicon again. Few months later, same problem. Removed all, put white silicon, few months later still the same. Lesson learnt become smarter, put black silicon (look not so nice on glass) but problem solved!

Power providers can close shop liao if can sell back by individual household. As I said, don't expect to see such in my generation. Meters yet to be found, tested, and approved. We are talking abt alternating current with 50Hz +/- 0.02% skew rate, with less than 27% input current harmonics with total sum of 3rd, 5rd, 7th, 9th & 11th orders. Frequency synchronisation is a big big technical challeng. EMC is another one. Selling back price rate(adjustment made within meter) will be the last issue. Each time price change, must adjust mter & seal it. Only "authorised" personnel can do this. For small scale, can always buy solar panel and try out some little projects. Jet hobby sells some solar panel: http://www.jethobby.com.sg/cgi-bin/ezsite/...=113&gid=25

Chinese zodiac's main purpose is to reckon "year". But it has only 12 animals, so reckon 12 different years in one cycle, it was found too "short" by the emperors. It is related to 10 heavenly stems( 10 suns, use to reckon "days" , 12 branch( use to reckon time within a day), sexagenary cycle (60 year 1 cycle)& chinese calendar. It is also related to Jupital which takes 11.86 yrs to make a circle round the sun and back to it original position. But, exactly when/how the "invention" of this 12-animal zodiac, can't be traced any more, only have legends... I attached a sexagerary table here: http://a.imageshack.us/img576/3673/sexagenaryc1.jpg http://a.imageshack.us/img844/315/sexagenaryc2.jpg The structure of sexagenary table is rather simple, it follow a 2 variables matrix ie (1, A). 1 denotes stems (1 to 10), A denotes 12 branch (A to L). Start with (1,A), (2,B), (3,C)....(10,J), (1,K), (2,L).....till last one (10,L) total 60 combinations. This (10, L) is also called "Heaven meets the Earth". Previously those emperors use this sexagenary cycles to reckon "YEAR". This one-cycle-60-year also called 一甲子= one generation. This is why for Chinese, when they're > 60 yr old cannot assign with any animal anymore. I attached a "cross-reference table" for chinese & western years. http://a.imageshack.us/img835/2441/192420431.jpg http://a.imageshack.us/img717/6537/192420432.jpg http://a.imageshack.us/img227/4330/192420433.jpg The fundamental of Bazi is based upon the stem/earth/sexagenary structure, simply based on year, month, day, time.= those who born same yr/mnth/day/time have same "fate"??. Present one is actually a "refined" version, the older version did not take care of "time" component - so result you know I know lah. How can one's past, present & future be "recorded" in the bazi? Some more, so many events , "200Gbyte hard disk" also not enough to store. I found the Chinese calender (solar + lunar)is more interesting than those "animal assigment" & "60-Generals (岁星）take turn a year in charge the earth" legends , and it is the "utmost" accurate calender in the world, it tracks the movement of sun, earth & month, every 3~4 year has a "13th month". Worth spend time & efforts to understand.

Mageziyx very likely is buying pte resale, cos he mentioned "schedule very tight". All who buys resale got this "schedule very tight" problem. 14 days only. Another way is "bite the bullet" first by paying 15% using all cash, when HDB unit transaction complete and cpf$ back to account, just do a partial payment or even full redemption by using cpf. Get a reno loan if cash is tight. Bridging loan amount is max 15% of the property, but interest quite high.

Supply & demand always work hand in hand, there is an "invisible hand" does this equilibrium, according to Adam Smith. Lee SL got a Econ MBA by HVU & has mentioned this term many times. Substitution( no coffee then take tea lor) also comes into play when supply not enough. There is one big & visible hand to do the "stirring". "stirring" done by changing rules of the games. So, as I have said a few times, as compared to HK & some major cities in China, proty price in Singapore has "many rooms" to grow. Our neighbours also like Singapore properties very much and said "good & cheap".

I thought you firmly believed in Bazi?

"simon" army camp still there. My elder 3rd brother's unit in BN still have those black round switches with wooden base. Also got one very tokong KDK table fan, moved over from kampong, still working. Everytimes CNY gathering, all brothers/sisters have good fond memory of that tokong KDK fan. Everytime asked 3rd bro to change all the wiring & switches, he would say in laughter : "just want to see who can last longer."

Before real earthquake comes, can always see those toads, snakes, insects, etc panick and seeking for new safe homes

I'm now facing of to use cash, cpf, or both issue in paying towards the 15% (TOP in 2014, ground foundation completion abt 1 yr later). I believed you are referring to pte resale, which requires u to pay up 15% withtin 2 weeks, after exercise OTP. All home mortgage/bridging loans all require signed OTP doc to prove the "valuation price". Anyway, u need to take a bankloan right? 2 weeks is enough to secure a bridging loan and a home loan. So quickly filling up the loan application forms first and seek eligibility for such loans to be approved. Experienced bank office can tell "off hand" the chances of approval by just knowin the earning capability/ present liabilities/amount in cpf. Next, agent usually earns 0.15% of loan amount you take as "referral fee" upon sucessful granting of the said loan, so give this 0.15% to someone who you prefer. (0.15% is transparent to u).

Quick cement originally meant for patching leaking pipe with running water. It dries with seconds or minutes(depend on water mixture)(must press & hold against it while drying). Need quick action for patchin wall. The adhersion force with cement wall will not that good unless wet the patching area first. It "strinks" a lot when mix with water. 3.5kg (incl metallic container) might not be enough if the area is big. Better to use black cement mix with some sand (can get from playground, or seaside) for spalling wall/ceiling.

Hello Phhh, care to post a picture or 2 of these pebbles? once upon a time, I was very "siao" about different type of stones. Read quite some books on stones. I collected 3 stones at "home"(now 3rd elder brother's). One picked at Peneng's seaside, another at MRT's track (before operation in 1987), the third is at a river side in Taiwan during fishing. There have odd outlook and very high in mineral content. I also have a "wooden" pen holder made from "Y" trunk/branch of a fallen tree in Katong while I was doing some drainage-cement job with a secondary school mate's father during school holidays.

It's like that, don't use clear or white silicon. Use black color!

Based on rental yield definition: (yearly rental/house purchased price) x 100% , no doubt that HDB flats provide the best rental yield. In fact can get yr answer, more or less, from URA's web:http://www.ura.gov.sg/realEstateWeb/realEstate/pageflow/rental/RentalController.jpf Comparison is not that "straight forwards", must based on "par to par", theoretical=same district(location), same size, same...., different type of house. Anyway from data collected, we can conclude that D9, D10,D11, D15 have "top" rental yields.

I've played this "pin ball" game many years. When young, I've curious mind as your, asked my late mother the same question while saw her did the praying & offering, but kena pour cold water, she said(Teochew): 早死子，不会勿乱乱问- (dead son, don't know, don't any how ask). When grow older, saw many ppl did the same thing, curious mind starts functioning again, and asked secondary teacher the same question, but kena spring to London to play pin ball: He said:孔子曰：不知生焉知死, 敬鬼神而远之 (Know no where one comes from, not to mention where go to after death. Respect the spirits and stay far away) Not satisfied with the answer, grow much older, asked a Pastor, he quoted the Bible: God created Angels and mankind(all races) who resembles His image, however, Chief of angel turned evil and become Devil（魔鬼，邪灵） with much super natural power not long after creation and try to oppose God's work. The devil spirit is such powerful that he can transform himself into ANYTHING up to mankind's imagination, aim to mislead mankind to go "astray" and so stay away from God. Is this the "most" logical answer?

Actually can use kerosinee to disolve those scotch tape patch, rinse later with soap water. Or as one forumer suggested: make a "paste" - by mixing salt & vinegar, put the paste at the spot for a few hours (good for treating watermark) - but take care of the gaps between tiles. Vinegar attacks cement.

"Sell power back to grid"?? Want to spoil the Kwh meter installed by PUB, by injecting reversing eddy current to slow down or reverse the disc rotation? Unless install with a much more complex metering, which I think, I won't be able to see this in my generation. Presently, the most economical system still the unman "solar house" - consist of solar panel, voltage regualtor, and dc battery. Indonesia, India, Sarawak.... I come across 1 project in Isreal with battery/controller system being housed undegrounded because of the high heat during days, battery can't take it. Will take Singapore quite some years to observe how the leader countries utilise these systems before implementing, would properly another 10 years or so. HDB is experimenting off-grid system to supply power to those common area lighting, will take a few years to reach a conclusion.

Aiyo, everybody knows "come from dust, return to dust", not to mention buildings. Lego can only stand one side, and time passes by then Lego becomes "Allgo".