bepgof

Where got so many 'negative energies' everywhere and anywhere? What are 'negative energies'? Hospital beds today lay dead bodies, tmr patients rush for same beds. Everywhere ppls die. Same 'everywhere' 'live' ppls 'take over'. Who are the professionals? Who pays who and who helps who? The one at Changi beach dark at night, body found float on sea with one leg 'missing' next day? The 'mee mee' eyes with house housed '2nd woman'? The one sold defect product ended in court room? The one outreaches to world by supporting wife 'investing' in pop music, then with a 5-6 lawyer team in court? Heart, mind, soul cleaned, everywhere cleansed. Make use of this 'renewable energy', remember hor.

We are living in an era that we responsible for self, for the ones we loved, as well as for those who love us. Rituals/norms created form invisible 'social pressure' acts on individual for 'acceptable behaviour' within community - as simple as that. Different individuals, subject to their backgrounds (race, religion, knowledge level, values,... etc) react differently to these existing (whether dying or growing) community rituals. Some 'surrender' to rituals without second thought - monkeys see monkeys do - herding effect - can't beat them, join them! These ppls join the 'crowd'. So many ppls doing it, sure can't be 'wrong'. Some put 'self needs and interests' with knowledge, before these existing rituals - they question if these rituals 'make sense' to them. They act accordingly to what they think/feel 'right' to them - they choose to ignore 'social pressure' - chicken feet, or no pressure at all. Social rituals/norms evolve with time. - kissing in public now seen commonly, 10 year ago? - Adultery ? - see u in court now, last time? - Too many to raise Conclusion: Do as you feel 'right', 'comfortable'. Don't laugh. I did take cardboard, slept......so far done 'twice' already.

Bring cardboard paper, spend a night there, enjoy great feeling of achievement.

O/S property investment need consider exchange rate (currency pair) outlook, capital gain and taxation issues. SGD in slow steady appreciation against major currencies. If you convert SGD to MYR, buy Iskandar property....SGD up, MYR down, rules change....'good luck' liao. Invest in 'learning' - back to school, then board another bigger ship.

Altar is a physical mean or 'platform', for putting physical 'offerings', to offer to God, for the purposes of: - rememebrance of master and steward relationship - plead for forgiveness God likes this form of 'bridging' during old testament (first 5 bks of bible provide great insight). Am sure that this form of altar 'offering' was established since ancient Chinese Taoism. My understanding is that Buddism stresses 'Kong' = emptiness = no God = no offering = no 'bridging' needed = no altar, only 'Self'. Time passes, God 'change'(aldy indicated in old testament bks) his mind, through His son, physical offering becomes PRAYER as well as 'daily doings' . God looks at 'heart' and 'mind', not behaviour. He knows behaviour is the result of 'heart' and/or 'mind'. Whatever you do daily is the 'offering' to HIM. The 'altar' has been moved to within heart. I write so much......hope....u can tell your mom/wife...daily doings are 'offering'. Need no physical iconic altar for ppl to 'see your sincerity', as sincerity speaks in form of behaviour. Today's altar has been 'upside down' - steward on top, master below. FS stresses 'cause and effect relationship' - eg: He who helps others help himself. It has nothing to do with altar.

http://www.hdb.gov.sg/fi10/fi10324p.nsf/w/HomeRenoGuidelinesBuilding?OpenDocument http://www.bca.gov.sg/SustainableConstruction/others/dry_wall_flyer.pdf http://www.bca.gov.sg/Publications/BuildabilitySeries/others/stdcom_ch5.pdf

Gold digging - good! -exercise your hands, makes your mind work!

A long reno co provides 2-1 reno 'solution'. Issue is if u dare to take up the 'challenge'. Steve Jobs said: 'do things feel by heart, bold enough to chase after yr dream'

When young were told there are Sata Claus, and Crystal Balls. World so sweet like wonderland. Time passed, watched magic shows, 'things' changed instantly in so 'unusual' ways. Wondering how nice i could be like that. Sec sch, read Bible, understood only God and 'empowered' disciples performed miracles. Older, told of Chinese FS can make life 'better' - I so engrossed as i wanted life to be 'better'. Search, read, asked, engaged...classic texts to modern texts till angmoh texts.....then? Learned to read stars, palms, face, bone, dob.....almost anything and everything.....then? 'Saw' an image of 'rojak' in mind. Today, I hold no crystall balls. Not a magician. Not 'commissioned' to perform miracles. However, life trains me possessing a pair of 'x-ray' eye - copycat from what Francis Yeoh of YTL said. What FS is all about? Just an interpretation perspective of how 'laws of nature' work and their influences on human life, simply put. No magics, no miracles, no short-cuts. Beware, learn, understand and 'blend into' the 'laws' - utimate aim of FS learners. Mathermaticians say 1+1 =2 Management strategists argue 1+1 > 2 Economic specialists highlight 1+1+1+1 < sum of all, at a certain point. These are 'laws', and true. See the 'rojak' of life? Comptemporary fsms just like you and me. Need 'food' to survive the body. Providing 'services' alone can't make big buck. So 'Products' come in. They need to promote services, sell the products, bundle all in, called 'solution', to potential clients. Like a salesman. They claim their 'solutions' meet clients' 'needs' or 'wants', in a 'sustainable' way. Clients' engagement meet their 'needs', I'm sure. Expand further. Fsm is indifferent from Financial Consultant. FC needs to know client's 'future financial/investment/medical liabilities', so to work out a 'solution' to cover the liabilities. Clients need to cooperate by giving the true details. These 'liabilities' are 'scenerios' dependent - time change, 'liabilities' change - so a 3 year review is very common. Do the fsms first 'understand' clients' 'scenerios' and 'liabilities' first? Or just push over a 'standard solution'?

'Passing judgment' factually is intrusive enough killing caterpillars. video speaks more than million of words. Perhaps kill more in one go. Apply symbolic interpretative approach looking at John's claim. Butterflies could only be found in 'heavenly garden'. 'Earthly garden' keeps only caterpillars. Killing each others. However, there are much self-proclaimed 'butterflies' on earth, Deceiving caterpillars how to turn into butterflies in a shortest possible way. Much caterpillars also wish to become butterflies fast avoiding the painful processes.

Luck happens when preparation meets an opportunity. 2 'lines' must 'meet/cross' then 'bingo'. Good luck to you, no more and no less, meaning encouraging you to 'prepare' yourself 'well' as you choose to expose yourself to the 'opportunity'. Be precise: You pay $ if not 'prepared', no luck would come to you You pay $ and well prepared, 'luck' comes - you learn a lesson!

3 self-proclaimed 'butterflies' are 'caterpillars' with 'nice' camouflage.

Human nature loves 'butterflies' - swee swee. High post high pay yet shake leg. Medicure pedicure hairdo shopping drink copi KLKK need not work Big house big car big pocket + big mouth very shiok 'No problem', 'no worry', 'smooth smooth', 'want what get what' = butterflies 'Caterpillars' so eyesore, often 'cut into way of life' - so must kill! kill! kill! Stuck here stuck there everything not smooth Work hard no promotion shao ren stabs Lose job business fail lose hair heart attack one by one Bao chun tio pian + tio mao In front dark dark see no way No caterpillars see no butterflies. Be caterpillar then so butterflies. One by one, no one can skip this 'law of nature'. "We kill all the caterpillars, then complain there are no butterflies' - John Marsden * Most likely some v. clip would be posted after this liao, by someone.

Shoes 'on top' = get buried? Tell you, no $ then no food 100% get buried! Got shoe meaning got $, still alive, no bury.

MLM? Insurance? Stock? Fx? Online survey/marketing?.... Listen to your heart and dare to dream and chase after? Not everyone can be Bill Gates and Steve Jobs. A earner, there must have a 'giver' so formular can be equal. 'Giver' must exist first, then 'earners' chase after this 'giver'. No giver, no earner. Who are the givers?

12. 'Big head ghost' sure can be identified, so what? Can the ghost be 'beaten' so easily? I very doubtful. 13. One way to beat: have the boss's boss's boss...as your 'back mountain' - don't ask me how. I'm sure everyone will 'love' befriend with you. Say things you like to hear. to be cont.

What does 'don't give up' mean here? Search search search Apply apply apply interview interview interview? Go home empty hand? Care to share experiences like: - Jump off the ship on own accord, why - Push by captain to jump off ship, why - Job searching tips - Resume writing tips - Interview tips?

Be factual, life is cruel. Each has to 'survive', so do organisations. Laws, govern human behaviours, assure no survival. It is a means for 'improving' 'work exploitation', that's all. Everybody covers their ***. When an org in financial distress, most employees - especially mid and senior levels, 'stay on board' the ship very firm. Why? For the 'golden-handshake'. They prefer the ship Captain push them into the emplyment ocean with a 'float' (golden handshake)! The entry level - very highly mobile, they jump into the ocean on their own accord, can easily on board another ship! Captain loves entry level very much - give captain an easy option! During financial distress. Captain hates entry level too - high turnover - highly mobile! HR loves this, otherwise HR out of job! You read 'Who stole my cheese'? Be dared to jump off the ship, with competencies in arms. Another ship will come by and pick u up. May take time, the feeling is 'very no good', I knew.

Can share share 'formular' here, everybody earns meh, why so 'secretive', must PM? 4k/30 = $133, wow where got so good lobang. Good lobang cannot be shared one lah, chiong first, grasp first then 'door close'. Cannot let too many ppls know, once known no lobang liao. Simply rule of market. So, i think reserve the lobang for yourself.

Apologised for delayed market info. Wage structure = Basic+tpt allowance+SIP+angbao Wage subjects to co size (mkt capitalisation), reputation, history, competitive strengths, advantages, experience, cert... Say a <10 headcount (boss says cert not important, experience counts) - $1,200-$1,500/per month. Job scope: 'bao mountain', ' bao sea', 'bao scolding' - one leg kick. Say a >20headcount co able to pay slightly more, highly politicking, nobody wants to 'teach' and 'share' - $1,500 to $2,000.

Reno is like a production flow making a final product. Imagine u're production mgr w/o supervisor, workers in every minutes ask u this and that. Worth save $ to get one sup? Co A & B might get into mess/fight, if confict of interest arise. Who come in first, why take so long, bo swee....very common Liciencing, permit, warranty - good to have a single pt of contact. ID is like a 'system integrator'. Of course, u can do everything and anything yourself if really can't spare the $.

Life is full of uncertainties, challenges, opinions/advises, options and promises.... Most often, we need GUTS, do things feel by heart and bold enough to chase after dreams, then cry and laught.

'COV' system WAS basically a 'by product' created by gov. - Sellers got COV cash not subject to taxation(stamp duty), the higher the merrier, fly like buttleflies. - Buyers cry father and mother, claiming high COV.....crawl like catepillars. - Agents of both sides? Patterns liao liao. Fighting in the garden - Gov? feels John Marsden is right (dead of night), 'We kill all the catepillars, then complain there are no butterflies' I'm the gardener!. - Valuation companies ? Eat 'grass' soon liao.

The list shows only 'caterpillars', after reading it, you'll ask yourself 'what happen to the butterflies'.

This cooling measure tool should have been applied earlier. Make sellers LL - no-teeth-tiger. Pty valuation business shrinks. Rpt price will go up. Some valuation firms leave mkt, eventually financial institutions take over the role...then 1 rpt $600! Who pays? KBW lor.