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Yes, they do. It's alright they're exercising judgement based on certain norms. The question is I prefer to wear short with slipper (those evening lauch) for casual occasions like this, and looked like "a poor old man". I like to wear "care-free" style when not in business. The Waterfront Gold is calling me , agencies & developer have closed door meeting last Thursday. In Singapore, most influential figures like to drive cars with White, Black & Silve colors, as I have noticed. Can tell this at private clubs. I've met quite many real professional Accountants who drive old and "cheap" cars, anyone can explain this?.

May be worth to wait for a while, but, developers, are very unlikely to reduce price because now the "sentiment" is "good", though the stock mkt is temporary "soft". If you're really keen & got money, aim yr targets (location, $psf, FH/99/999, TOP, etc) go to those VVIP launches, you will get big saving(3-5% at least). Try register yourself on-line as keen buyer, at various developers' webs. You will receive info on these VVIP launches. I have been to a few VVIP launches, ALL agents there are "very one kind", you can sense(see) the eyes/mouth got the $$ stamps, so be "mental prepared" if you were just there to "look see look see".

My advise: Get the contractor to breakdown the items as details as possible, not "lumpsum", so can have a better picture & allow you room for "bargain", 1. flooring/wall tiles - material varies, best to quote a range, $$A-$$B psf. 2. Cabinets/wallrobe - psf - material varies a lot. ABS is expensive, ply wood is cheap, solid-wood expensive.... 3. Lighting/power pt/sw/scv/tel - single gang/double gang, brand, make, all vary. Ask contractor to put down the brand/mark if possible. 4. Painting - basecoat, 2 coats, 3 coats? ICI, dupont?Any enamel paint for pipes/door? 5. Sliding window is much cheaper than casement windows. 6. A 1-hr fire-retarded door can cost >1K. 7. PVC/folding door is cheap, "solid" wooden door is exp, glass/pp door in between, lock's price also varies.. Alway wise to standby contingency plan(~10%) (some $ put aside) for variation order, just in case. Hope above helps.

Explosive, magnet (later become luopan)!, paper.... The German scienctist who invented binary system also linked 001,010,011,100,101,111,000 to first book of bible where God takes 6 days to create the universe and the 7th days is for rest! Human is very creative indeed.

Not so appropriate to discuss issue in this thread, ppls will complain. Iceland, Spain, Portugal, Greece & Italy s' gross GDP is less than 5% of the global. Now is a kind of over-reaction. EC will sure comes in & help with conditions...problem is the domestic unrest now, hope not spread. Greek seek do not like to bite the bullets & tighten the belt, unlike previously the S. Korea & Thailand did. Let see what happen on 19/5, Greece has to pay partial debts. What add salt to wound is China's property control measures come in at the same time....Will take a while (~3-6 months) to cool down. Personally, I expect S'pore ppt mkt will head east then south a bit, once stock mkt recovers, ppt mkt is the first ppl "throw" their money in. The "cool" period likely to last till this year end, when all the 13th mnth, performance, yr end... bonuses comes in & confidence lifts.

I found more sensible & practical to read, understand & apply 陶朱公商训12则, in order to make $$$$$

Good luck to u, buy more & become rich.

Thanks for the info. 三合派 & 三元派, use luopan in all occasions, use Bazi and also put emphasis on North East South West. Recommend FS items. Tend to use 挂.推命 传统派 , hardly use luopan, except for 阴宅 auditing, emphasis on "internal" & "external" geomancy(格局),door/roof position, river/pond/reservoir, mountain...., road direction... Angbo subjects to income tax....don't get caught.

You're the buyer, so deal ALL with your lawyer. Yr lawyer is supposed to work out the sums & inform you to issue cheque to buyer's lawyer. You will likely to be advised by yr lawyer to issue cheque to pay maintenance fee to the MC, issue to MC's name..... Don't worry, work closely with yr lawyer, he will inform you duely.

I believed the "AIP" is granted by bank's representative sitted around new private properties' lobby after "hearing" the borrow's financial situations, it has quite smiliar in nature to "letter of intent" in business. But all these has no legal bearing on both parties, that is to say - have = don't have. Much saver way is to get "letter of offer" from finance lenders, but, during the meet-up, need to present essential doc.... to prove your "financial worth", & the "letter of offer" will be issued approximately 7 days after the meet-up after the lender has completed their evaluation of your "financial worth". LOO will last usually 6 months. If you have time & energy, approach a few lenders & get their LOO and compare and make the decision....

Further to the FS items issue. Actually, I'm not saying all fs items are no good. My understanding/comprehension of functionality of such items are originated from their shapes/beliefs, thus influent one's "state of mind" based on one's beliefs on such item. The item itself will not directly bring one the impacts one desired, however, due to influence one's "state of mind" , one changes his mood/confidence level, behaviour, etc, once these attributes improved, fortune changes & follow. One's "fortune"(福) depend on his "luck"(运）,luck relates to one's personalities, once personalities change, PR improves, change the way one see and react to events (attitudes), luck changes..... I have not come accross a person with "wired" personaities comes with good luck. This principle is smilar to students who pay their worship to 文昌帝,in return for good results. If a student has been on "average" scores, after praying to 文昌帝, he will feel more certain & confident and thus cools his mind and concentrate his minds on his study, "good result" is not far from him. If a student who just merely paying worshiping to 文昌帝,and does nothing else, do you think he can score well? That's why ppls say "no free lunch" in this world, every effects(actions) pay.

Some "stupid" questions here with regards to house audit, so forumers can understand further: - Usually, how long does hse audit lasts?, in term of hour. - Did fsm see environment "outside" the unit, or even the geomancy around the building/area? - Did fsm ask specifically "What" you expect from him, or, did you ask/request "what" you expect from his audit, like peace, wealth, health, study... - Do they use "Loupan"? - Do they "write" down those "suggestions" & pass to u or, U write/remember what he says. - Payment? cash/ cheque? Angbao? Official invoice with receipt?

Nice feng-shui-water ball（风水球）feature. If can hide the power cable from naked eye, would be better. May I know if within ball is solid & full?, or hollow? made of granite?

Wow smart girl, the experience is money cannot buy. Once experienced, confidence established, I like that.

Worth consider such service especially for first timer apply for mortgage loans which comes with many jargons and structures which layman cannot understand yet such loans have great financial impacts one one's financial planning. Need to increase such awareness in the mkt, I think. Hope to see more such "promotion & advertisement" in near future.

Very interesting. Leosmk, since 2007, how is it now? You choosed coaxial cable i/p(SCV) or RJ45(correct term?). Original no cables from rooms to faceplate in riser? My previous condo TOP in 2006 came with all the cables with SCV coxial input, so I looked for a reuter with such input.

Ancient scholars made study of I-ching a must, & kind of "face" & "pride" of "knowing" this. I-Ching is hard-to-understand, I wonder who can really complete read & understand what is writen there. The most common phrase extract from I-ching reads ".. 太极生两仪，两仪生四象，四象生八卦...."八卦 become 64 挂,then 128 This is the same 2 to the power of "n", just a kind of mathermatical expression! Correct, Yin-Yang, bagua, all from I-ching. I roughtly has the idea how the "directional" factors were incorporated into bagua & 5-element, is by sheng hup school of thought

1. See SLA's map and have a overall view of the Geylang River, a few sharp turns and become （塘如曲尺，人丁苦楚). From geomancy point of view, no good. But, at closer look, is a mirror-image of "inner L", is good. If situated at "external L" then （凶） 2. If the condo embracing within a U-shaped river, will be the best Geomancy. 3. Make sure the river flows & with clear water. 4. Main entrance at left is good (青龙）, NS facing is good for Singapore situated at 1 deg N latitude. Can't see the (白虎）& （玄武）from plan. 5. Must go to site & observe, if were to comment more.

Seem no one interested to give some insight. Let me start. 1. After selling yr existing unit, sure you can "add yr name" into yr mom's existing unit, approach HDB brance they will asssign lawyer to do this, or you can get your own lawyer, of course need to pay money. "Add yr name" is actually referred as "Transfer of ownership" on grounds of family members and there is monetary consideration ans is "by way a gift". See http://www.hdb.gov.sg/fi10/fi10326p.nsf/w/...rs?OpenDocument 2. Maximum 4 family members all allowed to be "co-owners". You must decide you appearance as co-owner is in the form of Joint Tenancy , or Tanancy in common. 3. Yr mom's unit present is under HDB's mortgage loan? If so, things will be simpler: After "yr name added", approach HDB brance, tell them you want to do partial payment, lumsum payment, or shortening the loan tenure....and deduct $ from yr cpf account....cos you are a co-owner! 4. Or yr mom's unit presently under private bank loan, & you intend to switch it to "2nd hdb concessionary mortgage loan" under your name, after u become co-owner? Must meet many conditions to be eligible to apply for "2nd hdb concessionary m l". You need to check with HDB personally, or you can online check your eligibility. Wish things happen in accordance to what you plan for.

I've 9 bros & sisters, I positioned 2nd count from bottom. When my MIL/wife start the music, always reminded me of my late mother who always started from DO, then Ra, Mee, Fa, So...then down again and same cycles kept repeating. I understand how you feel, quite misery at times but say to yourself: "what to do!"Can imagine what I have been through all these the years. Take this as a "challenge" to perfect your skill/kong fu to deal with such situation. I dared to say that yr MIL's style is very unlikely to be changed, you need to "change" to adapt the situation in order to get peace. I truely experienced the chinese saying "Home peace everything prospers"

Don't spend time watching transcations, waste yr time. Hold & wait till 19/5 when deadline up for partial debt to be paid by Greece. Iceland/Spain/Portugal/Greece/Italy s' total GDP < 5% of wholeworld. The stock mkts are "over reaction". Many co's dividend payable due this month/june/july, just hold. The problem is china at this time curbing the property mkt, adding salt to wound.

Hi kalimantan, fyi San Yuan（三元） school & San He （三合）school， believed in using Bazi & directions（方向）, but not classical school. Bazi = year/month/date/time, also called "4 pillar" & each pilar has one 干支,so total has 8 words = 八字. Tang dynasty's 李虚中 first invented bazi-calculation based on YEAR, but found conflict later- all born in same yr has same fate? Further improved by Tang Dynasty of 5th generation's Taoist 徐子平，added in month/date/and 干支(time), therefore reduce the possibility of "error" by 8 times. As time passed, (don't know who already) some "clever" fsm/taoist "incorporated" the bazi into the "directional factors" and concluded thus which element/direction facing are "good"...... Anyway, personally found this "bazi" theory is crazy, especially the "directional factor" which is really "hard to be digested/believed"

Hi Jtcp82, Actually, 易经 talks about 天，地，God, Ghost, 卦，凶，吉, never mentioned about feng shui.

Make sure your house: 后（玄武）背有靠，左（青龙）右（白虎）有抱，堂前（朱雀）有照，照中有泡

Background: My mom-in-law( MIL) has been staying with us since day 1 we married in 1993. Before this, wife & in-law stayed in one-rm rental flat. MIL takes care of my 2 children since day1, now elder is 15 yr, second is 13 yr. We experienced through ups & downs, from 1rm rental to 5 rm then condo and now back to 5rm. MIL does the cooking all these years. Wife & myself can't cook. My parents passed away in 1984 & 1994 respectively. MIL "nags" also: Morning/dinner time music starts Note the following comments: - Basically nagging is a show of concerns, but expressed differently and may appearred to be ear-spooky & tension-pulling, think further: - How many years can she live on this earth? - What has she "done for you" all these years? - Take the nagging as "music", try to appreciate it. - She needs to talk to express feeling - Always remember :talking is better than no talking On the other hand, - Always try making her feels happy, good mood, so less "nagging" - MIL's knee started having problem: told my wife, quickly bring MIL for oversea tour as many as possible, before "too late". - MIL initially refused gel inject to knee which costs $5K (to save money). I told her: "If health which money can buy and we have the money, let money settles it". She took my words. Show those "little, little" concerns towards by asking how she feels today, bring her out for a meal/stroll, elder ppl especially need flash air & big open space to relax their tensions. A chinese proverb says literally sound like this: "Trees want still but wind non-stop, children wish to feed but parents no longer there".