therat

no need convert both. Just convert 1 , can flight with you for BTO and etc

I would prefer single PR should not have the right to buy HDB. Don't underestimate them. I know 1 china couple. Wife convert to Singaporean. Husband PR. So they can buy direct HDB.. price cheaper. Take HDB loan. Take CPF Grant and simi grant they can take Wife expecting.. if baby girl. Give birth in Singapore. Got baby bouns and edu $, etc if baby boy, take leave, go back to china and give birth. Declare the boy as china citizen. Avoid NS.

I'm regret for not applying CPF grant when I purchase my first HDB unit.

This scheme in the first place don't make sense. One hand, government is telling us to accept PR b'coz we need them to fill up the population quota. ALL b'coz we citizen didn't give birth to 4 or more children. If PR buy HDB unit with sibing, then it defeat the purpose of filling up the population quota. Regardless what, they react so fast , all b'coz of election is coming.

don't know I knew, my cousin has wrote to Town council, MP, civil defence, fire harzard related department. even took picture. But almost 10 yrs liao. still the same. They don't just place on the door to door area. Their plant extend to the 1/2 staircase lower. U know.. those staircase has a big area at the turning area. ( I don't know what is the correct term of this)

get a metal one. Like those you find in china train. Confirm will not crack. To me, WC is WC. No such thing call lasting. Lasting mean.. company less business. Don't know. 1st I don't knnow Maclaire's WC is made in China 2nd, I don't squat at home la 3rd, now.. which or what thing is not made in china. Then u better don't buy new HDB.. b'coz now HDB contractor is China company. Bishan that EC or DBSS is also china company. $750k for a 5 room flat. super ex My thought same as begof, WC is WC

my auntie neigbour is like that. Only give enough space for her to open her main gate. The family complain to TC and other party. But no effect at all. The negibour now convert an area (door to door unit area) to a garden, put 1 table + 2 chair

I thought you had decided to use Maclaire? http://www.renotalk.com/forum/index.php?s=...st&p=605223

basically this scheme benefit to PR rather then Singaporean.

Hi Plastic3, U mean the agent ask TS to sign on an empty OTP(i.e seller has not sign) and take $5k deposit. And it is not consider granting the OTP to him? It is legal?

No. Before the due date. The property tax letter should has stated down.

U had exercise the OTP. If you cancel the transaction, the seller can sue you. Did the seller or POA sign the OTP before you sign?

Last yr, I call them, arrange a time to view the house and tell him what we want to change. He even measure and noted down all the measurement. He say he will sent us the quotation. Waited for 1 wk, email to his company. His colleague say, she will pass the message to him. Tell me don't email. Waited for another 1 more wk, SMS him , ask for the quotation. He reply, say he just touch Singapore land. Will sent to me once he go back to office. No news, no sound. The impression they give to me is,.. my job too small. Not interested.

since u had written 2 CHQ, amount of $5k. You has officially exercise the OTP. Don't need the 2 wk OTP as what your agent say. Either they are trying to buy some time for the seller. So that the seller had more time to look for a new house. OR this agent is super GREEN. DO you had the agent name card? Do you had the HDB officer reply in email? If yes, use this email and forward to the company director and question him. The agent should pass you a copy of OTP which u had sign. Scan whatever doc you had. include your CHQ book log page. To proof that you did issue CHQ to exercise. At the mean time, update your bank. See had they bank in your CHQ. Scan the agent name card too. Once got all these, email to the company director. Remember give them a reasonable date line to get back to you. Once no reply receive by the given date line. email to CEA feedback@cea.gov.sg CEA web http://www.cea.gov.sg/cea/content/consumer...gcomplaint.html

even how qing cai, I am. I don't think I can accept this kind of work.

http://askhdb.hdb.gov.sg/Home/hybrid/Theme...ategory%3D60665 * Q: * Do I need a permit for hacking of walls? [ Living in HDB Flats > HDB Renovation Guidelines > Renovation Works ] * A: Yes, you need to apply for a permit from HDB which must be endorsed by a Qualified Person (QP) or Professional Engineer (PE). Please note that you are only allowed to hack/demolish non-load bearing reinforced concrete walls. You may not hack/demolish load bearing walls. HDB already written down black and white.

what make u think that after CNY is non-peak period? The only non-peak period is where market crush. No one buy house. Jobless.

u already say.. "Might" Whether to pay slowily or faster. There are no confirm answer. All up to indivual

No. CPF and IRAS don't change the address base on your input. Need the exact person go and change his address on NRIC. May be they will put a record in their database. Person not contactable.. <my guess> Ex-tenants.. that's under his name not yours. reminder letter.. just return back to SP services. If they still keep on sending after few return. email to spservices@singaporepower.com.sg

yes, u need a residential line

you can share ur lobang to the renotalk forumer. But that does not mean you can spam.

http://ask-us.cpf.gov.sg/hybrid/Themes/CPF...&SourceId=0 Q: What is the difference between Medisave Contribution Ceiling, Medisave Minimum Sum and Medisave Required Amount? A: Medisave Contribution Ceiling is the maximum amount that you are required to contribute and maintain in your Medisave Account. Since 1 July 2010, the Medisave Contribution Ceiling is $39,500 and any Medisave contributions in excess of the Medisave Contribution Ceiling will be transferred from the Medisave Account to the Special Account for members aged below 55, and to the Retirement Account for members aged 55 and above, who do not meet the CPF Minimum Sum. For those who have set aside the full CPF Minimum Sum, the excess CPF contribution will be transferred from the Medisave Account to the Ordinary Account. The Medisave Minimum Sum is the amount you need to retain in your Medisave Account whenever you make a withdrawal of CPF savings (e.g. at age 55, 56, etc). The Medisave Minimum Sum will ensure that you set aside enough savings to meet your future healthcare expenses. The amount from 1 July 2010 is $34,500 and is adjusted every July of the year. Any amount in excess of the prevailing Medisave Minimum Sum can be withdrawn. The Medisave Required Amount is the amount that you are required to have in your Medisave Account after meeting the CPF Minimum Sum. If you do not have at least the prevailing Medisave Required Amount, you are required to make a top-up to your Medisave Account with part of the balances from your Ordinary/Special Account(s) to meet the prevailing Medisave Required Amount before you can withdraw the savings in your Ordinary/ Special Account(s). For more information on Medisave Minimum Sum and Medisave Required Amount, please click here. ================== Wow pian.. I never know Medisave also so complex

Quote from CPF To ensure that you have enough savings for your healthcare needs during retirement, you will need to set aside the Medisave Minimum Sum when you qualify for CPF withdrawal. The prevailing Medisave Minimum Sum is $34,500. Adjustments will be made on 1 July every year, to ensure that you have enough savings to meet your hospitalisation expenses. Since 1 July 2010, the Medisave Contribution Ceiling is $39,500

first 6 mth, I wrote 1. "No such person" for those name does not belong to the previous owner. 2. CPF, IRAS, Banks, Insurance letter belong to the previous owner, wrote "this person has shifted out on MMYYY" After 6 mths, all went straight to dustbin. The only things didn't went straight to dustbin is national geographic magazine that they had subscribe. If they don't bother to change their address. Mean those letter are not important.

My chinese is ok one. My ex-colleague from china say me.. a singaporean who don't look like singaporean. English horrible. Chinese good until scare them. Don't eat chilli. Don't eat durian. A retired chinese teacher thought that I'm from chinese school. Wah liao.. I where got so old. Just that My hanyupinying. CMI I agree with you on the CPF "delay" Coffee talk is.. for his wife shopping allowance. She touch what, die what.