wd88

For me, it was my first car (brand new) that I took a 70% loan but 5 years quantum. As for my 2nd brand new car, I took 40% loan and returned in less than 3 years, and then paid up fully for my 3rd brand new car. (I hate to pay interest and I know some people will say I am dumb not to take loan) After doing all the above stupid things, I realised I could have at least $150 k cash at hands if I did not go into those buying spree(just buying the car and not considering other factors like insurance, road tax, petrol, etc). I changed car like every 2.5 years..dumb me! My current car is 2nd hand car which was a year old when I bought in 2008, and the first owner lost the 25-28k for the premium. So my advice to you is that try to buy 2nd hand car (since COE is so high now, it is simply not worth it) if you really need one. I am currently looking for a second 2nd hand car now as my wife is using my car for her business but I am trying to resist the temptation. Even a 2nd hand car could make you $10-15k poorer annually if you factor in the insurance, road tax, petrol, traffic fines, etc. I do not generally quantify the ownership of car based on net worth, but rather it is based on how much you are willing to lose thru depreciation. So the conclusion is do not own a car if you do not need one. Take public transport if you can!

Try to call Paul at 8333 7369. I cannot recall exactly the name of the company (it is in my hp as "Cleaning") but we had used them on several occasions and was happy with their services. WD88

He is probably earning more than that based on his age group of 40. 8K for DD is likely for young DD in the age group of early to mid 30s.

Can the HDB owner hack the wall yourself?

okie dokie...on liao and then I prepare the 3-in-1 kopi, ok boh?

bro. please PM me too.

So if my unit is 800m to 1 km away, is it considered near?

Mine is even worst, 2 pieces popped out as it is near the bathroom. What kind of adhesive do I use to stick them back? Any recommendation?

Dear all The Group Buy is officially closed. I have already PM those who have sent me a PM to request to join the GB. Thanks all for the support. Rgds WD88

Should not be a problem. just call and make your appt. I have already PM u the contact.

Absolutely agreed. My previous owner removed everything that are not permanently fixed (even the bidet) and my wife thought they would leave the wardrobe behind. Regretted that we did not write the inventory list when we signed the OTP.

i just strip the paint and plaster with another friend at my new place as the wall was suffering from water seepage previously. After the scraping, my hands suffered numbness for a hour or so. I had applied waterproofing and now waiting for the waterproofing to cure and the next step is to plaster the wall myself with another friend's help. One bucket of plaster is $22 (around the size of 20 litre matex paint) when I asked the paint shop last weekend. It is actually quite interesting to pick up this knowledge and skill yourself if you do not mind the dirty job and it takes time. But the main plus point for me is I can save at least 2000 dollars and use it on other essential areas.

I have sent the PM to u.

hi Tiler Seng i have backyard where the roof covers 2/3 of it and the perimeter only have 1 m parapet wall. i intend to extend the roof and backyard by another 600mm and build up all the way to the roof. Do you do the above job? Rgds WD88

I draw mine.

I use free software. check the link below: www.floorplanner.com

I have got my Samsung 5120 yesterday. Basically u need the RFID to register with the digital locks, hence card like Kopitiam and credit cards such as UOB One (not all credit cards, the credit cards need to have something like paywave?) can register. For the finger print model, I am using Gateman F100 and find that Gateman F100 is value for money compared to Yale 4109 and better looking than the Samsung DL 20/22. Basically the above digital locks are very convenient as I do not need to worry about losing keys anymore and it is easy to use, as my mum already knows how to use them after showing her a few rounds. So get on the bandwagon and embrace the technology ( no advertisement intended.. ) But it definitely impresses some of my friends when I showed them the digital locks yesterday. WD88

Same thought too. In fact I already knew I could import them directly but I would have my fair share of defective products (electronics) and hence the warranty and technical support are important to me. Paying slightly more to give me these assurances are therefore justifiable. WD88

Once you made the voluntary refund to CPF, CPF will send a letter to you to inform you. Please make this info available to the lawyer so that he/she understands that you and your spouse are not subjected to MSS. I did the same for my wife's CPF and the reply was a week time. The fund is only available somewhere 1-2 weeks later after the cheque is sent in(unless you bring cashier's order directly to CPF HQ which should reduce the duration of voluntary refund). So you got to time yourself carefully in such situation if u need to use the CPF to make the downpayment.

Would appreciate it if you could PM me the contact. I am arranging the electrical works and therefore it is best for me to engage the CCTV contractor to carry out the work at the same time.

Dear all interested buyers I have PM you the contact details. If any of you have not received the info, please PM me. For any1 that is still keen, please PM me asap. Rgds WD88 Current list of buyers 1.Wd88, 9386 2658 begin_of_the_skype_highlighting 9386 2658 end_of_the_skype_highlighting, F100 x 2 2. Leechaorui, F10 X 2 (Wd88 has my handphone number) 3. Lonerwithaboner, F10\100 x 1 - deleted 4. Alan Chan 9787 0175 begin_of_the_skype_highlighting 9787 0175 end_of_the_skype_highlighting, F100 x 1 5. Thomas 93369426, F100 x1 6. Mrs Chan 96176991 F10 (without handle) 7. jeffcraze (will PM u my no.) F10 x 1 - installation complete 8. shienming.lim ( PM hp to u ) F10 x 1 9. Len F10/100 X 1 (pm hp to u) - Installation complete 10. Michael F100 90071126 11 mingming2 F10 x 1(PM u my mobile) 12 Grinders F10\100 x 1 13. 97540835 / William (Wj888) F100 x 2

Thanks bro cos i am very busy with my packing and tenancy arrangements. I wil PM all of you whom to contact for this GB exercise by tonite.

ok ok...will include u. no installation no need to pay.

Wah..made me so gian...I am collecting my keys on 16 Aug but my mum told me can only go and "open" the door on 17 Aug, so got to wait till next Tuesday.

Hey Len and Jeffcraze U guys are installing faster than me. Take some photos and share with us. I am doing mine next Tuesday.