muffin

One advice - never rely on cpf for your retirement, it is confirmed not enough

hi all, I will like to take this chance to wish all friends out there a Happy Chinese New Year and have a big fat year ahead. Most importantly is to HUAT AH!!! Enjoy the holiday, Cheers

but i don think it matters, cause i have a friend that has move house but did not change the address at all, until age 30, he got it change when changing IC too

Yes especially for festive season, they always use it as a promotion.

do not always think about yourself when you smoke, always think of the loved ones around you.

hi, for retirement, you must also cater in inflation rate too. It is rising for the past few months, maybe when we drink coffee at kopitiam in 15 years time, it is $2.50 or even more.

there is one vegeterian resturant along upper serangoon road, just opp upper serangoon shopping centre, near to the cross junction. I love the ham and chess prata there. (it is vegterian, no worries)

any more lobang like this?

no much delicacies in pasir ris, maybe u can consider tampines for nice food.

hi, if you have ever engage her, please kindly give us feedback for our future reference thanks

it largely depend on the lifestyle you desire to have after retirement, then from there, you can work back your maths

but i feel that he is too commercialized, what you think?

hmm, seems like everyone has different version of the $1 coin story, which is true? It all depends on yourself

Be careful of water feature, must seek for professional and reliable source, it can cause big harm and big money, either or

Hmm I think it has no link with fs, must feel comfortable as u are sleeping on it for 8 hours a day

do you all believed those prediction in shopping mall? but an interesting thing to note is that, you can easily find out the person age from which banner they are seeing. haha

hmm, i think it will be quite ex, by the way, i have his FS book, interested?

Dear all, How true is the animal of the year prediction that is published in temple, books? Do you believe? Do share your opinions.

Maybe can go try city square mall popular , it is bigger

Hi devil 82 Don worry, think nothing will happen everything will be fine

Hi be comfortable is the most important, don't be too extreme on fs

happy 冬至, (oops if i am a bit late).

sorry, did not heard about this guy

The ones at crystal jade fine dining at vivo is good, but quite ex

Ya agreed good fsm don sell stuff and do not need any marketing, so take note