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raincole

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Everything posted by raincole

  1. If there is any IUP & LUP, there is phamplet given out during the voting exercise. Then the cost is also mentioned. But for SPR, there is no "discount", so full cost is bearable. SC only need to pay 10% or so for the total cost of project if applicable.
  2. Even if OCBC agreed to take up your loan, I dun think you should take up their offer and let them earn your $$$ through interest. This is bad customer service and bad trust between lender and loaner.
  3. Remind me of a comdey show which a guy mistaken a guy for being pregnant... double whammy.
  4. Hello Mace, need your opinion..... For example, fire is good when born in Summer and have wood as the earth stem. But instead of fire, the element is water in Summer but have metal as the earth stem. Is this consider good or average (counter-effect) or still bad as water in Summer.
  5. Why cannot refund? Are they allowed to do that?
  6. Hi, Does anyone bill having to give a cent or 2 cents more for the GST? I always have this problem as I keep a softcopy and when the excel file calculate for GST is different from what I'm being charged.
  7. No penalty? Go and check with HDB ba just to make sure.
  8. with them or in my family?
  9. My unit is also door to door. Why is it bad?
  10. if u noe the new company is more pro-family, then should be good to quit and cross over. U never know when the baby is coming so plan in the present but prepare for the future (keep up to 6mth or more saving of income) If you noe u r pregnant, then stay at the current job. New job, new expectation and u need to put up "show" during probation period, and this could be stressful and unhealty to bb in those long working hours
  11. carpentry normally is their in-house, so cost-wise they are able to give better price. The rest are sub-out to others, so subject to mkt rate (forces of demand > supply)
  12. Is size a factor? else you can get those table top type. any florist will have it. Can take a look at the takashimaya basement.
  13. I'm also curious to know. Maybe no benefit but still entitle to unit at mkt rate with the amt from SERs:) - just my guess
  14. I dun recall them needing to be present during 1st appointment. What happens is that during the submission of the housing applicantion, the agent will get the details, yours and your parents (both ic) to provide your parents address and others doc.... I forgot if there is any form for parents to sign, dun think so? But your parents cannot move house within 5 years.
  15. I've used both. Though not sure about the technical parts which you are asking here... but can share my experiences..... Fujitsu - air is cool unlike Mits. The room farest away from the compressor even when on the lowest temp seems hot on a hot night. Need to switch on the fan to circulate the air. Mits - Think can save $$ in electrical. Cos we didn't use Fujitsu at our new house, just fan and frequently on the Mits air con at our old house. The bill came to abt the same. Still monitoring cos been only a few months in the new house. Of course, the size of the house differ too which may have an influence on the bill too. I think mits design not so nice. But should be easier to clean and maintain.
  16. we didn't rent a car but a motorbike. The road in Koh samui is very easy, just go straight. It will bring you 1 round the island...... very enjoyable.
  17. Is there a way of letting the authorities know about these experiences since they are now conducting an experiment in Tampines. I dunno what will happen if they legalise it....... Not a good idea....
  18. I'm surprise HDB agree to compensate u for the cost of engaging ur own worker
  19. Will u like to report to hdb? was it initiated by agent? Should remove bad agent from the mkt.
  20. No. These are more chinese custom than feng shui.
  21. If u watch yumong, salt can also come from mountain
  22. Degree is one thing, the other aspect is working experience else your pay will more or less remain there.
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