muffin

Why don't u try getting an ID who is also FS master?

So does the list stop here? I don't think so

Haha why do u think so? But I am not

Hi u should have ask for toto first prize or big sweep, haha

hi, sorry, what is a SAHD?

hi thanks for the pic shared. It remind me of my aspella flat renovation.

be careful of buying tianlu, cause i heard that there is one kind that is put at graveyard for the ancestor.

hi, i have watched the video, thanks for sharing the link. Cheers

hi, i like the point 4, haha. True indeed

just to share, you can actually throw in a lump sum payment when you think you have consolidate by logging into HDB website and choose "Application for lump sum payment", and follow the instruction. Using this method will decrease the interest rate. My personal experience, i use 3 years to pay off 10 years loan, so another 10 years to go. Hope i can clear in 5 years.

hi eden, will it be better to slowly pay the HDB and put the remaining into investment which might get returns more that the loan interest? What do you think?

it will be better to get separate machine, cause if get combo, one spoilt means 2 functions cannot be used.

for me, i used pandan leaf, but remember to clear it, i left it for 2 years then discover that i did not remove, haha

Dear All, Anyone out there know how to stick glass table top to metal? Because my coffee table came apart, now trying to stick them back but in vain. Anyone help? Thanks

hi eden, you are welcome. Cheers and wish you a happy new year.

hi nice idea, practical and cost saving. thanks for sharing this idea. Cheers

hi, there is no mistake in the calculation, monthly payment include principal and interest and usually for the initial payment, interest take up a huge part of the payment, but will decrease gradually and slowly over the years.

Hi all, Valentine day is just round the corner, anyone got any suggestions for dinner location which u feel that it has the ambiance and good food? Let's share.

hi bombing, u have tried the prata? it is highly recommended. Everyone must go and try. Cheers

to me, it is a ulu place which i will never consider. by the way, are u staying west currently?

the new rule is if u own a HDB flat now, u can buy a private property after 5 years. But if u have a private property now, u need to sell off before u can buy the HDB flat

there is a few dimension in the world and it is all happening at the same time, just like 2nd dimension and 3rd dimension, we are at the 3rd dimension so we cannot see those in the 2nd one but dogs can. For tong ling, it means that this person has the ability to communicate with the 2nd dimension.

you can try to walk around the fu lu shou area, there should be some shops selling

hi eden, does it works for your father in inviting the god of wealth? does it bring a lot of wealth or is it just psychological effect?

hi eden, it should not be any issue, just do not place mirror in front of your bed.