Erm I havent get it yet. can only see online.

Yes. The max amount determine by your total salary / month.

how bout if husband got increasment of salary, do we have to wait until the 1st HLE expired, or we can apply again before its expired ??

you can get the officer in charge to re acess again when you go for your 1st appointment. My HLE application only took two days to get a reply.quite fast, just that my loan quantum was not sufficient for me to buy the house that I want and it was rather lame when they asess the loan as they do not take self-employment into any consideration at all.... Really very funny.

In the end, only take my hubby's income into consideration... very funny... In the end, I went to IRAS to change my employment income to combine with my profit to put in all as trade, then they take mine into consideration... Very lame... or else, even NOA reflect income for self-employed, they dun even care, just take profit only.....

Very rigid. Luckily now, it can be re assess... but make sure that it not above 8K or else, can't take HDB loan...

Our HLE application took more then 3 weeks. The officer keep delaying and saying she didn't rec'd the documents when we submited the application BY HAND at HDB.

End up we went down to HDB and see the officer and insist that she process our application immediately. 20 mins was all she needed.

Hi Cherry, I may also want to go down to HDB personally to get the HLE letter cos I also want my letter

immediately, dunno the officer will entertain me or not

btw, may I know which floor/counter at HDB Hub shld I go for HLE application ?

Thanks !

for me, i sent in my application and the needed documents. called them the next day and told them to expedite my case cos i want to sign my OTP. next day i call them again and they said already approved. just wait 2 days for letter to arrive.

may i know how accurate shd we fill up the financial commitment section? esp the credit card and monthly repayment part, will they be checking the sums thoroughly? i jus pay my bills as n when i have more $$, so not very stable every mth. any advice? thanks!

just roughly will do. unless your max loan is 600k and u buying a 600k house.

I submit my application on the 8th June, 10th June i fax in my document. Up till today, the status is still "We have received your application and is in the process of processing your application. HDB will inform you of the results"

I am angry. Today is 23rd. I signed an OTP on the 21st June, bluff the woman i signed on 14th so she will rush it out. Cos she is the officer in charge, and she says de documents have not reached her. So where exactly is my document? She say check n get back to me. up till now 2hours. no news. Called her office, no one answers the phone? Irresponsible!!

Anyone got any idea what I can do?

Thanks in advance. Abit impatient cos i m afraid my deposit will be forfeited.

I got my HLE in april(not including the time I waited for the HLE) and only got to transfer ownership in August when my HLE had expired(HDB say is ok). Some HDB employees just work super slow or maybe they dump your documents aside.

You just have to keep rushing them. Email, phonecalls, resubmit documents and go down if you have to, no choice loh.